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Ticker
MCBS

Price
29.48
Stock movement up
+0.43 (1.48%)
Company name
MetroCity Bankshares
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
849.55M
Ent value
4.70B
Price/Sales
3.56
Price/Book
1.56
Div yield
3.39%
Div growth
12.79%
Growth years
-
FCF payout
43.78%
Trailing P/E
12.37
Forward P/E
9.21
PEG
-
EPS growth
13.37%
1 year return (CAGR)
-6.53%
3 year return (CAGR)
13.73%
5 year return (CAGR)
14.79%
10 year return (CAGR)
-
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield3.39%
Payout frequencyQuarterly
Maximum yield5.04%
Average yield3.13%
Minimum yield2.05%
Discount to avg yield7.65%
Upside potential8.29%
Yield as % of max yield67.37%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.39%
Current yield distribution29.60%
Yield at 100% (Min)2.05%
Yield at 90%2.55%
Yield at 80%2.68%
Yield at 50% (Median)3.05%
Yield at 20%3.56%
Yield at 10%3.75%
Yield at 0% (Max)5.04%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date4 Feb 2026
EPS (TTM)2.56
EPS (1y forward)3.20
EPS growth (5y)13.37%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MCBSS&P500
DGR MR8.70%-13.74%
DGR TTM18.07%6.60%
DGR 3 years17.50%7.31%
DGR 5 years12.79%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced223 days
EPS growth (5y)13.37%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM27.01%43.78%
Average--
Forward31.25%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.37
Price to OCF19.83
Price to FCF20.04
Price to EBITDA11.76
EV to EBITDA65.10

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.56
Price to Book1.56
EV to Sales19.69

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FINANCIALS

Per share

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Per share data
Current share count28.82M
EPS (TTM)2.56
FCF per share (TTM)1.58

Income statement

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Income statement data
Revenue (TTM)238.82M
Gross profit (TTM)148.89M
Operating income (TTM)92.93M
Net income (TTM)68.70M
EPS (TTM)2.56
EPS (1y forward)3.20

Margins

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Margins data
Gross margin (TTM)62.35%
Operating margin (TTM)38.91%
Profit margin (TTM)28.77%

Balance Sheet

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Balance Sheet data
Cash370.83M
Net receivables20.30M
Total current assets438.31M
Goodwill56.05M
Intangible assets12.63M
Property, plant and equipment0.00
Total assets4.77B
Accounts payable0.00
Short/Current long term debt540.61M
Total current liabilities15.31M
Total liabilities4.22B
Shareholder's equity544.36M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)42.84M
Capital expenditures (TTM)449.00K
Free cash flow (TTM)42.39M
Dividends paid (TTM)18.56M

Financial returns

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Financial returns data
Return on Equity12.62%
Return on Assets1.44%
Return on Invested Capital12.28%
Cash Return on Invested Capital7.57%

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STOCK INFORMATION

Stock chart

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Stock price data
Open29.24
Daily high29.70
Daily low29.22
Daily Volume70K
All-time high35.43
1y analyst estimate31.00
Beta0.73
EPS (TTM)2.56
Dividend per share1.00
Ex-div date4 Feb 2026
Next earnings date17 Apr 2026

Downside potential

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Downside potential data
MCBSS&P500
Current price drop from All-time high-16.79%-1.82%
Highest price drop-74.45%-56.47%
Date of highest drop14 May 20209 Mar 2009
Avg drop from high-34.91%-10.84%
Avg time to new high85 days12 days
Max time to new high1320 days1805 days

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COMPANY DETAILS
MCBS (MetroCity Bankshares) company logo
Marketcap
849.55M
Marketcap category
Small-cap
Description
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia.
Employees
240
Investor relations
-
SEC filings
CEO
Nack Y. Paek
Country
USA
City
Doraville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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