We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
MCBS

Price
25.49
Stock movement down
-0.13 (-0.51%)
Company name
MetroCity Bankshares
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
645.71M
Ent value
3.53B
Price/Sales
2.77
Price/Book
1.59
Div yield
3.61%
Div growth
-
Growth years
1
FCF payout
58.00%
Trailing P/E
10.83
Forward P/E
9.80
PEG
-
EPS growth
3.67%
1 year return
7.42%
3 year return
3.05%
5 year return
18.48%
10 year return
-
Last updated: 2025-04-09

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.92
Dividend yield3.61%
Payout frequency-
Maximum yield5.04%
Average yield3.03%
Minimum yield2.05%
Discount to avg yield16.11%
Upside potential19.20%
Yield as % of max yield71.68%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.61%
Current yield distribution13.10%
Yield at 100% (Min)2.05%
Yield at 90%2.49%
Yield at 80%2.64%
Yield at 50% (Median)2.90%
Yield at 20%3.41%
Yield at 10%3.71%
Yield at 0% (Max)5.04%

Dividend per share

Loading...
Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.92
Payout frequency-
Ex-div date29 Jan 2025
EPS (TTM)2.32
EPS (1y forward)2.60
EPS growth (5y)3.67%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
MCBSS&P500
DGR MR15.00%-13.74%
DGR TTM15.28%6.60%
DGR 3 years21.64%5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced176 days
EPS growth (5y)3.67%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM33.15%58.00%
Average22.96%-
Forward35.38%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E10.83
Price to OCF17.99
Price to FCF18.95
Price to EBITDA7.60
EV to EBITDA41.55

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.77
Price to Book1.59
EV to Sales15.12

FINANCIALS

Per share

Loading...
Per share data
Current share count25.33M
EPS (TTM)2.32
FCF per share (TTM)1.33

Income statement

Loading...
Income statement data
Revenue (TTM)233.44M
Gross profit (TTM)208.24M
Operating income (TTM)83.48M
Net income (TTM)59.62M
EPS (TTM)2.32
EPS (1y forward)2.60

Margins

Loading...
Margins data
Gross margin (TTM)89.21%
Operating margin (TTM)35.76%
Profit margin (TTM)25.54%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash278.75M
Net receivables15.67M
Total current assets312.63M
Goodwill0.00
Intangible assets1.30M
Property, plant and equipment0.00
Total assets3.57B
Accounts payable3.59M
Short/Current long term debt382.30M
Total current liabilities556.07M
Total liabilities3.16B
Shareholder's equity407.19M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)35.90M
Capital expenditures (TTM)1.82M
Free cash flow (TTM)34.08M
Dividends paid (TTM)19.76M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity14.64%
Return on Assets1.67%
Return on Invested Capital14.64%
Cash Return on Invested Capital8.37%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open26.27
Daily high26.39
Daily low25.20
Daily Volume45K
All-time high35.43
1y analyst estimate36.00
Beta0.60
EPS (TTM)2.32
Dividend per share0.92
Ex-div date29 Jan 2025
Next earnings date17 Apr 2025

Downside potential

Loading...
Downside potential data
MCBSS&P500
Current price drop from All-time high-28.06%-19.00%
Highest price drop-74.45%-56.47%
Date of highest drop14 May 20209 Mar 2009
Avg drop from high-36.90%-11.07%
Avg time to new high78 days12 days
Max time to new high1320 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MCBS (MetroCity Bankshares) company logo
Marketcap
645.71M
Marketcap category
Small-cap
Description
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that engages in the provision of banking products and services in the United States. It offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. The company also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial loans, residential mortgage loans, and SBA loans. In addition, it offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Employees
220
Investor relations
-
SEC filings
CEO
Nack Y. Paek
Country
USA
City
Doraville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...