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Ticker
MCBS

Price
27.82
Stock movement down
-0.47 (-1.66%)
Company name
MetroCity Bankshares
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
704.73M
Ent value
3.59B
Price/Sales
3.02
Price/Book
1.73
Div yield
3.31%
Div growth
-
Growth years
1
FCF payout
58.00%
Trailing P/E
11.82
Forward P/E
10.70
PEG
-
EPS growth
3.67%
1 year return
13.88%
3 year return
11.83%
5 year return
22.61%
10 year return
-
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.92
Dividend yield3.31%
Payout frequencyQuarterly
Maximum yield5.04%
Average yield3.01%
Minimum yield2.05%
Discount to avg yield9.03%
Upside potential9.93%
Yield as % of max yield65.68%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.31%
Current yield distribution24.92%
Yield at 100% (Min)2.05%
Yield at 90%2.49%
Yield at 80%2.64%
Yield at 50% (Median)2.90%
Yield at 20%3.36%
Yield at 10%3.63%
Yield at 0% (Max)5.04%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.92
Payout frequencyQuarterly
Ex-div date30 Apr 2025
EPS (TTM)2.32
EPS (1y forward)2.60
EPS growth (5y)3.67%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MCBSS&P500
DGR MR15.00%-13.74%
DGR TTM16.22%6.60%
DGR 3 years21.64%5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced227 days
EPS growth (5y)3.67%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM33.15%58.00%
Average22.96%-
Forward35.38%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.82
Price to OCF19.63
Price to FCF20.68
Price to EBITDA8.30
EV to EBITDA42.25

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.02
Price to Book1.73
EV to Sales15.37

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count25.33M
EPS (TTM)2.32
FCF per share (TTM)1.33

Income statement

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Income statement data
Revenue (TTM)233.44M
Gross profit (TTM)208.24M
Operating income (TTM)83.48M
Net income (TTM)59.62M
EPS (TTM)2.32
EPS (1y forward)2.60

Margins

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Margins data
Gross margin (TTM)89.21%
Operating margin (TTM)35.76%
Profit margin (TTM)25.54%

Balance Sheet

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Balance Sheet data
Cash278.75M
Net receivables15.67M
Total current assets312.63M
Goodwill0.00
Intangible assets1.30M
Property, plant and equipment0.00
Total assets3.57B
Accounts payable3.59M
Short/Current long term debt382.30M
Total current liabilities556.07M
Total liabilities3.16B
Shareholder's equity407.19M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)35.90M
Capital expenditures (TTM)1.82M
Free cash flow (TTM)34.08M
Dividends paid (TTM)19.76M

Financial returns

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Financial returns data
Return on Equity14.64%
Return on Assets1.67%
Return on Invested Capital14.64%
Cash Return on Invested Capital8.37%

STOCK INFORMATION

Stock chart

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Stock price data
Open28.31
Daily high28.35
Daily low27.82
Daily Volume22K
All-time high35.43
1y analyst estimate36.00
Beta0.60
EPS (TTM)2.32
Dividend per share0.92
Ex-div date30 Apr 2025
Next earnings date17 Jul 2025

Downside potential

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Downside potential data
MCBSS&P500
Current price drop from All-time high-21.48%-4.11%
Highest price drop-74.45%-56.47%
Date of highest drop14 May 20209 Mar 2009
Avg drop from high-36.55%-11.06%
Avg time to new high80 days12 days
Max time to new high1320 days1805 days

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COMPANY DETAILS
MCBS (MetroCity Bankshares) company logo
Marketcap
704.73M
Marketcap category
Small-cap
Description
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that engages in the provision of banking products and services in the United States. It offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. The company also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial loans, residential mortgage loans, and SBA loans. In addition, it offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Employees
220
Investor relations
-
SEC filings
CEO
Nack Y. Paek
Country
USA
City
Doraville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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