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Ticker
MCY

Price
52.42
Stock movement up
+0.60 (1.16%)
Company name
Mercury General Corporation
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
2.90B
Ent value
8.58B
Price/Sales
0.53
Price/Book
1.56
Div yield
2.42%
Div growth
-12.69%
Growth years
34
FCF payout
7.25%
Trailing P/E
5.20
Forward P/E
7.60
PEG
0.14
EPS growth
-
1 year return
2.28%
3 year return
-1.67%
5 year return
4.88%
10 year return
-0.92%
Last updated: 2025-04-14

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.27
Dividend yield2.42%
Payout frequencyQuarterly
Maximum yield7.38%
Average yield4.04%
Minimum yield1.61%
Discount to avg yield-66.67%
Upside potential-40.00%
Yield as % of max yield32.83%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.42%
Current yield distribution83.25%
Yield at 100% (Min)1.61%
Yield at 90%2.21%
Yield at 80%2.54%
Yield at 50% (Median)4.17%
Yield at 20%4.92%
Yield at 10%5.87%
Yield at 0% (Max)7.38%

Dividend per share

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Dividend per share data
Years of growth34 years
CCC statusDividend Champion
Dividend per share1.27
Payout frequencyQuarterly
Ex-div date13 Mar 2025
EPS (TTM)10.08
EPS (1y forward)6.90
EPS growth (5y)-
EPS growth (5y forward)37.90%

Dividend growth

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Dividend growth data
MCYS&P500
DGR MR-50.00%-13.74%
DGR TTM-6.60%
DGR 3 years-20.45%5.24%
DGR 5 years-12.69%5.40%
DGR 10 years-6.37%7.07%
DGR 15 years-3.94%6.12%
Time since last change announced1019 days
EPS growth (5y)-
EPS growth (5y forward)37.90%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM12.60%7.25%
Average--
Forward18.41%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E5.20
Price to OCF2.86
Price to FCF2.99
Price to EBITDA4.93
EV to EBITDA14.56

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.53
Price to Book1.56
EV to Sales1.56

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FINANCIALS

Per share

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Per share data
Current share count55.37M
EPS (TTM)10.08
FCF per share (TTM)17.53

Income statement

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Income statement data
Revenue (TTM)5.48B
Gross profit (TTM)5.17B
Operating income (TTM)622.83M
Net income (TTM)558.28M
EPS (TTM)10.08
EPS (1y forward)6.90

Margins

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Margins data
Gross margin (TTM)94.20%
Operating margin (TTM)11.36%
Profit margin (TTM)10.18%

Balance Sheet

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Balance Sheet data
Cash616.27M
Net receivables725.28M
Total current assets1.63B
Goodwill42.80M
Intangible assets7.91M
Property, plant and equipment0.00
Total assets8.15B
Accounts payable231.52M
Short/Current long term debt574.03M
Total current liabilities24.39M
Total liabilities6.29B
Shareholder's equity1.86B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.01B
Capital expenditures (TTM)43.64M
Free cash flow (TTM)970.50M
Dividends paid (TTM)70.32M

Financial returns

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Financial returns data
Return on Equity29.98%
Return on Assets6.85%
Return on Invested Capital22.91%
Cash Return on Invested Capital39.83%

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STOCK INFORMATION

Stock chart

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Stock price data
Open52.53
Daily high53.16
Daily low51.89
Daily Volume296K
All-time high78.96
1y analyst estimate80.00
Beta0.83
EPS (TTM)10.08
Dividend per share1.27
Ex-div date13 Mar 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
MCYS&P500
Current price drop from All-time high-33.61%-12.04%
Highest price drop-69.67%-56.47%
Date of highest drop9 Dec 19999 Mar 2009
Avg drop from high-28.04%-11.07%
Avg time to new high42 days12 days
Max time to new high6619 days1805 days

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COMPANY DETAILS
MCY (Mercury General Corporation) company logo
Marketcap
2.90B
Marketcap category
Mid-cap
Description
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. The company sells its policies through a network of independent agents, insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.
Employees
4100
Investor relations
SEC filings
CEO
Gabriel Tirador
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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