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Ticker
MFIN

Price
9.35
Stock movement down
-0.12 (-1.27%)
Company name
Medallion Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
215.68M
Ent value
2.54B
Price/Sales
0.82
Price/Book
0.50
Div yield
5.13%
Div growth
-
Growth years
1
FCF payout
8.61%
Trailing P/E
5.38
Forward P/E
5.12
PEG
-
EPS growth
-
1 year return
17.91%
3 year return
7.77%
5 year return
32.15%
10 year return
-1.32%
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.48
Dividend yield5.13%
Payout frequencyQuarterly
Maximum yield14.61%
Average yield5.24%
Minimum yield3.13%
Discount to avg yield-1.98%
Upside potential-1.94%
Yield as % of max yield35.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.13%
Current yield distribution27.54%
Yield at 100% (Min)3.13%
Yield at 90%3.73%
Yield at 80%3.94%
Yield at 50% (Median)4.66%
Yield at 20%5.39%
Yield at 10%7.26%
Yield at 0% (Max)14.61%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.48
Payout frequencyQuarterly
Ex-div date15 May 2025
EPS (TTM)1.71
EPS (1y forward)1.82
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MFINS&P500
DGR MR9.09%-13.74%
DGR TTM19.44%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-9.17%7.07%
DGR 15 years-5.22%6.12%
Time since last change announced35 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM22.96%8.61%
Average81.06%39.49%
Forward26.30%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E5.38
Price to OCF2.02
Price to FCF2.02
Price to EBITDA1.29
EV to EBITDA15.24

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.82
Price to Book0.50
EV to Sales9.65

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FINANCIALS

Per share

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Per share data
Current share count23.07M
EPS (TTM)1.71
FCF per share (TTM)4.55

Income statement

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Income statement data
Revenue (TTM)263.73M
Gross profit (TTM)221.32M
Operating income (TTM)165.77M
Net income (TTM)40.05M
EPS (TTM)1.71
EPS (1y forward)1.82

Margins

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Margins data
Gross margin (TTM)83.92%
Operating margin (TTM)62.86%
Profit margin (TTM)15.19%

Balance Sheet

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Balance Sheet data
Cash120.59M
Net receivables2.40B
Total current assets2.58B
Goodwill150.80M
Intangible assets19.51M
Property, plant and equipment0.00
Total assets2.88B
Accounts payable31.04M
Short/Current long term debt288.87M
Total current liabilities82.58M
Total liabilities2.45B
Shareholder's equity431.18M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)106.77M
Capital expenditures (TTM)0.00
Free cash flow (TTM)106.77M
Dividends paid (TTM)9.20M

Financial returns

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Financial returns data
Return on Equity9.29%
Return on Assets1.39%
Return on Invested Capital8.30%
Cash Return on Invested Capital22.13%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open9.40
Daily high9.40
Daily low9.27
Daily Volume23K
All-time high31.00
1y analyst estimate12.00
Beta2.12
EPS (TTM)1.71
Dividend per share0.48
Ex-div date15 May 2025
Next earnings date28 Jul 2025

Downside potential

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Downside potential data
MFINS&P500
Current price drop from All-time high-69.84%-4.11%
Highest price drop-95.74%-56.47%
Date of highest drop6 Apr 20209 Mar 2009
Avg drop from high-65.74%-11.06%
Avg time to new high143 days12 days
Max time to new high6816 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MFIN (Medallion Financial Corp) company logo
Marketcap
215.68M
Marketcap category
Small-cap
Description
Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.
Employees
169
Investor relations
-
SEC filings
CEO
Alvin Murstein
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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