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Ticker
MNSB

Price
15.30
Stock movement down
-0.29 (-1.86%)
Company name
Mainstreet Bank
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
116.33M
Ent value
2.07B
Price/Sales
0.86
Price/Book
0.51
Div yield
2.61%
Div growth
-
Growth years
1
FCF payout
-90.10%
Trailing P/E
10.26
Forward P/E
15.00
PEG
-
EPS growth
20.62%
1 year return
-10.94%
3 year return
-12.97%
5 year return
-0.07%
10 year return
12.38%
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.40
Dividend yield2.61%
Payout frequency-
Maximum yield2.62%
Average yield1.73%
Minimum yield0.77%
Discount to avg yield33.83%
Upside potential51.12%
Yield as % of max yield99.67%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.61%
Current yield distribution0.37%
Yield at 100% (Min)0.77%
Yield at 90%0.82%
Yield at 80%0.88%
Yield at 50% (Median)1.81%
Yield at 20%2.29%
Yield at 10%2.40%
Yield at 0% (Max)2.62%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.40
Payout frequency-
Ex-div date10 Feb 2025
EPS (TTM)1.49
EPS (1y forward)1.02
EPS growth (5y)20.62%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MNSBS&P500
DGR MR100.00%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced907 days
EPS growth (5y)20.62%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM45.83%-90.10%
Average--
Forward39.22%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.26
Price to OCF59.50
Price to FCF-
Price to EBITDA2.53
EV to EBITDA45.04

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.86
Price to Book0.51
EV to Sales15.36

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count7.60M
EPS (TTM)1.49
FCF per share (TTM)-0.76

Income statement

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Income statement data
Revenue (TTM)135.00M
Gross profit (TTM)115.33M
Operating income (TTM)43.28M
Net income (TTM)11.34M
EPS (TTM)1.49
EPS (1y forward)1.02

Margins

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Margins data
Gross margin (TTM)85.43%
Operating margin (TTM)32.06%
Profit margin (TTM)8.40%

Balance Sheet

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Balance Sheet data
Cash40.95M
Net receivables11.08M
Total current assets99.44M
Goodwill0.00
Intangible assets18.88M
Property, plant and equipment0.00
Total assets2.22B
Accounts payable0.00
Short/Current long term debt72.94M
Total current liabilities997.04M
Total liabilities2.00B
Shareholder's equity226.05M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.96M
Capital expenditures (TTM)7.72M
Free cash flow (TTM)-5.77M
Dividends paid (TTM)5.20M

Financial returns

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Financial returns data
Return on Equity5.01%
Return on Assets0.51%
Return on Invested Capital3.79%
Cash Return on Invested Capital-1.93%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open15.59
Daily high15.59
Daily low15.00
Daily Volume14K
All-time high29.68
1y analyst estimate21.50
Beta0.57
EPS (TTM)1.49
Dividend per share0.40
Ex-div date10 Feb 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
MNSBS&P500
Current price drop from All-time high-48.45%-12.89%
Highest price drop-75.02%-56.47%
Date of highest drop10 Mar 20099 Mar 2009
Avg drop from high-27.01%-11.07%
Avg time to new high51 days12 days
Max time to new high1130 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
MNSB (Mainstreet Bank) company logo
Marketcap
116.33M
Marketcap category
Small-cap
Description
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. It also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. It operates in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as automated teller machines. The company was incorporated in 2003 and is headquartered in Fairfax, Virginia.
Employees
201
Investor relations
-
SEC filings
CEO
Jeff W. Dick
Country
USA
City
Fairfax
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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