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Ticker
MOFG

Price
46.01
Stock movement up
+0.13 (0.28%)
Company name
MidWestOne Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
949.38M
Ent value
6.32B
Price/Sales
2.79
Price/Book
1.57
Div yield
2.11%
Div growth
1.97%
Growth years
11
FCF payout
24.36%
Trailing P/E
16.24
Forward P/E
12.60
PEG
2.03
EPS growth
-
1 year return (CAGR)
51.50%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.97
Dividend yield2.11%
Payout frequencyQuarterly
Maximum yield3.82%
Average yield3.13%
Minimum yield2.11%
Discount to avg yield-48.69%
Upside potential-32.74%
Yield as % of max yield55.18%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.11%
Current yield distribution99.69%
Yield at 100% (Min)2.11%
Yield at 90%2.47%
Yield at 80%2.90%
Yield at 50% (Median)3.26%
Yield at 20%3.41%
Yield at 10%3.49%
Yield at 0% (Max)3.82%

Dividend per share

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Dividend per share data
Years of growth11 years
CCC statusDividend Contender
Dividend per share0.97
Payout frequencyQuarterly
Ex-div date1 Dec 2025
EPS (TTM)2.82
EPS (1y forward)3.65
EPS growth (5y)-
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
MOFGS&P500
DGR MR2.11%-13.74%
DGR TTM-6.60%
DGR 3 years0.70%7.31%
DGR 5 years1.97%4.69%
DGR 10 years4.92%6.30%
DGR 15 years11.10%8.16%
Time since last change announced1103 days
EPS growth (5y)-
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM25.89%24.36%
Average--
Forward26.56%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E16.24
Price to OCF14.67
Price to FCF15.28
Price to EBITDA17.57
EV to EBITDA116.99

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.79
Price to Book1.57
EV to Sales18.56

FINANCIALS

Per share

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Per share data
Current share count20.63M
EPS (TTM)2.82
FCF per share (TTM)3.00

Income statement

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Income statement data
Revenue (TTM)340.59M
Gross profit (TTM)162.71M
Operating income (TTM)74.77M
Net income (TTM)58.46M
EPS (TTM)2.82
EPS (1y forward)3.65

Margins

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Margins data
Gross margin (TTM)47.77%
Operating margin (TTM)21.95%
Profit margin (TTM)17.17%

Balance Sheet

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Balance Sheet data
Cash272.24M
Net receivables35.23M
Total current assets1.48B
Goodwill69.79M
Intangible assets32.36M
Property, plant and equipment91.76M
Total assets6.25B
Accounts payable0.00
Short/Current long term debt97.97M
Total current liabilities5.48B
Total liabilities5.64B
Shareholder's equity606.06M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)64.71M
Capital expenditures (TTM)2.58M
Free cash flow (TTM)62.13M
Dividends paid (TTM)15.14M

Financial returns

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Financial returns data
Return on Equity9.65%
Return on Assets0.94%
Return on Invested Capital9.65%
Cash Return on Invested Capital10.25%

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STOCK INFORMATION

Stock chart

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Stock price data
Open45.79
Daily high46.96
Daily low45.68
Daily Volume220K
All-time high46.01
1y analyst estimate36.75
Beta1.06
EPS (TTM)2.82
Dividend per share0.97
Ex-div date1 Dec 2025
Next earnings date22 Jan 2026

Downside potential

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Downside potential data
MOFGS&P500
Current price drop from All-time high-1.59%-2.53%
Highest price drop-34.05%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-19.43%-2.49%
Avg time to new high29 days6 days
Max time to new high261 days89 days
COMPANY DETAILS
MOFG (MidWestOne Financial Group Inc) company logo
Marketcap
949.38M
Marketcap category
Small-cap
Description
MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity. In addition, it offers private wealth and investment services comprising administering estates, trusts, and conservatorships; property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services; and licensed broker services. Further, the company provides treasury management, Zelle, online and mobile banking, debit cards, automated teller machines, and safe deposit boxes. MidWestOne Financial Group, Inc. was founded in 1934 and is headquartered in Iowa City, Iowa.
Employees
757
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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