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Ticker
MVBF

Price
28.60
Stock movement up
+0.25 (0.88%)
Company name
MVB Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
359.91M
Ent value
2.97B
Price/Sales
1.78
Price/Book
1.10
Div yield
2.38%
Div growth
21.20%
Growth years
-
FCF payout
127.01%
Trailing P/E
11.19
Forward P/E
14.39
PEG
-
EPS growth
-7.36%
1 year return (CAGR)
45.55%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.68
Dividend yield2.38%
Payout frequencyQuarterly
Maximum yield4.33%
Average yield3.17%
Minimum yield2.38%
Discount to avg yield-33.36%
Upside potential-25.01%
Yield as % of max yield54.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.38%
Current yield distribution99.69%
Yield at 100% (Min)2.38%
Yield at 90%2.56%
Yield at 80%2.63%
Yield at 50% (Median)3.13%
Yield at 20%3.59%
Yield at 10%3.89%
Yield at 0% (Max)4.33%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.68
Payout frequencyQuarterly
Ex-div date1 Dec 2025
EPS (TTM)2.47
EPS (1y forward)1.99
EPS growth (5y)-7.36%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
MVBFS&P500
DGR MR13.33%-13.74%
DGR TTM-6.60%
DGR 3 years-7.31%
DGR 5 years21.20%4.69%
DGR 10 years20.35%6.30%
DGR 15 years-8.16%
Time since last change announced1447 days
EPS growth (5y)-7.36%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM27.31%127.01%
Average--
Forward34.21%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.19
Price to OCF42.56
Price to FCF52.05
Price to EBITDA7.72
EV to EBITDA63.56

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.78
Price to Book1.10
EV to Sales14.63

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FINANCIALS

Per share

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Per share data
Current share count12.58M
EPS (TTM)2.47
FCF per share (TTM)0.53

Income statement

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Income statement data
Revenue (TTM)202.71M
Gross profit (TTM)126.83M
Operating income (TTM)43.63M
Net income (TTM)32.16M
EPS (TTM)2.47
EPS (1y forward)1.99

Margins

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Margins data
Gross margin (TTM)62.57%
Operating margin (TTM)21.52%
Profit margin (TTM)15.86%

Balance Sheet

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Balance Sheet data
Cash300.04M
Net receivables2.24B
Total current assets624.75M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.23B
Accounts payable0.00
Short/Current long term debt76.95M
Total current liabilities2.78B
Total liabilities2.91B
Shareholder's equity327.75M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)8.46M
Capital expenditures (TTM)1.54M
Free cash flow (TTM)6.92M
Dividends paid (TTM)8.78M

Financial returns

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Financial returns data
Return on Equity9.81%
Return on Assets0.99%
Return on Invested Capital7.95%
Cash Return on Invested Capital1.71%

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STOCK INFORMATION

Stock chart

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Stock price data
Open28.43
Daily high28.84
Daily low28.32
Daily Volume44K
All-time high44.98
1y analyst estimate31.50
Beta0.94
EPS (TTM)2.47
Dividend per share0.68
Ex-div date1 Dec 2025
Next earnings date12 Feb 2026

Downside potential

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Downside potential data
MVBFS&P500
Current price drop from All-time high-36.42%-0.89%
Highest price drop-65.05%-19.00%
Date of highest drop16 Apr 20258 Apr 2025
Avg drop from high-51.16%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days

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COMPANY DETAILS
MVBF (MVB Financial Corp) company logo
Marketcap
359.91M
Marketcap category
Small-cap
Description
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1999 and is based in Fairmont, West Virginia.
Employees
453
Investor relations
-
SEC filings
CEO
Larry F. Mazza
Country
USA
City
Fairmont
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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