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Ticker
NAVI

Price
11.01
Stock movement down
-0.41 (-3.59%)
Company name
Navient Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
1.18B
Ent value
50.79B
Price/Sales
0.26
Price/Book
0.44
Div yield
5.81%
Div growth
-
Growth years
-
FCF payout
9.46%
Trailing P/E
6.36
Forward P/E
7.41
PEG
-
EPS growth
4.38%
1 year return
-33.91%
3 year return
-13.00%
5 year return
8.55%
10 year return
-5.85%
Last updated: 2025-04-12

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield5.81%
Payout frequencyQuarterly
Maximum yield9.96%
Average yield4.51%
Minimum yield2.72%
Discount to avg yield22.47%
Upside potential28.98%
Yield as % of max yield58.36%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.81%
Current yield distribution15.40%
Yield at 100% (Min)2.72%
Yield at 90%3.27%
Yield at 80%3.52%
Yield at 50% (Median)4.03%
Yield at 20%4.89%
Yield at 10%7.04%
Yield at 0% (Max)9.96%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.64
Payout frequencyQuarterly
Ex-div date7 Mar 2025
EPS (TTM)1.72
EPS (1y forward)1.49
EPS growth (5y)4.38%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
NAVIS&P500
DGR MR6.67%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced3732 days
EPS growth (5y)4.38%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.71%9.46%
Average--
Forward43.10%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E6.36
Price to OCF1.55
Price to FCF1.55
Price to EBITDA0.34
EV to EBITDA14.53

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.26
Price to Book0.44
EV to Sales11.31

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FINANCIALS

Per share

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Per share data
Current share count107.36M
EPS (TTM)1.72
FCF per share (TTM)7.05

Income statement

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Income statement data
Revenue (TTM)4.49B
Gross profit (TTM)3.84B
Operating income (TTM)3.51B
Net income (TTM)186.00M
EPS (TTM)1.72
EPS (1y forward)1.49

Margins

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Margins data
Gross margin (TTM)85.45%
Operating margin (TTM)78.19%
Profit margin (TTM)4.14%

Balance Sheet

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Balance Sheet data
Cash1.14B
Net receivables1.91B
Total current assets2.79B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets53.44B
Accounts payable0.00
Short/Current long term debt49.36B
Total current liabilities3.53B
Total liabilities50.75B
Shareholder's equity2.69B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)761.00M
Capital expenditures (TTM)0.00
Free cash flow (TTM)761.00M
Dividends paid (TTM)72.00M

Financial returns

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Financial returns data
Return on Equity6.90%
Return on Assets0.35%
Return on Invested Capital0.36%
Cash Return on Invested Capital1.46%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open11.41
Daily high11.48
Daily low10.70
Daily Volume595K
All-time high23.49
1y analyst estimate14.67
Beta1.41
EPS (TTM)1.72
Dividend per share0.64
Ex-div date7 Mar 2025
Next earnings date22 Apr 2025

Downside potential

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Downside potential data
NAVIS&P500
Current price drop from All-time high-53.13%-12.89%
Highest price drop-77.85%-56.47%
Date of highest drop18 Mar 20209 Mar 2009
Avg drop from high-34.07%-11.07%
Avg time to new high73 days12 days
Max time to new high1682 days1805 days

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COMPANY DETAILS
NAVI (Navient Corp) company logo
Marketcap
1.18B
Marketcap category
Small-cap
Description
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
Employees
4500
Investor relations
-
SEC filings
CEO
John F. Remondi
Country
USA
City
Wilmington
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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