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- Ticker
- NBTB
- Price
- 38.62
- Stock movement down
- -0.05 (-0.13%)
- Company name
- NBT Bancorp Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 1.82B
- Ent value
- 13.89B
- Price/Sales
- 2.49
- Price/Book
- 1.20
- Div yield
- 3.52%
- Div growth
- 4.61%
- Growth years
- 8
- FCF payout
- 37.50%
- Trailing P/E
- 13.49
- Forward P/E
- 11.25
- PEG
- 2.70
- EPS growth
- 0.74%
- 1 year return
- 13.35%
- 3 year return
- 2.54%
- 5 year return
- 3.91%
- 10 year return
- 4.53%
Last updated: 2025-04-12
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 1.36 |
| Dividend yield | 3.52% |
| Payout frequency | Quarterly |
| Maximum yield | 4.21% |
| Average yield | 3.21% |
| Minimum yield | 2.51% |
| Discount to avg yield | 8.78% |
| Upside potential | 9.62% |
| Yield as % of max yield | 83.66% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 3.52% |
| Current yield distribution | 24.52% |
| Yield at 100% (Min) | 2.51% |
| Yield at 90% | 2.78% |
| Yield at 80% | 2.87% |
| Yield at 50% (Median) | 3.12% |
| Yield at 20% | 3.57% |
| Yield at 10% | 3.74% |
| Yield at 0% (Max) | 4.21% |
Dividend per share
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Dividend per share data
| Years of growth | 8 years |
| CCC status | Dividend Challenger |
| Dividend per share | 1.36 |
| Payout frequency | Quarterly |
| Ex-div date | 3 Mar 2025 |
| EPS (TTM) | 2.85 |
| EPS (1y forward) | 3.43 |
| EPS growth (5y) | 0.74% |
| EPS growth (5y forward) | 5.00% |
Dividend growth
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Dividend growth data
| NBTB | S&P500 | |
| DGR MR | 6.25% | -13.74% |
| DGR TTM | 6.35% | 6.60% |
| DGR 3 years | 4.71% | 5.24% |
| DGR 5 years | 4.61% | 5.40% |
| DGR 10 years | 4.35% | 7.07% |
| DGR 15 years | 2.96% | 6.12% |
| Time since last change announced | 267 days |
| EPS growth (5y) | 0.74% |
| EPS growth (5y forward) | 5.00% |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 45.38% | 37.50% |
| Average | 45.60% | 34.13% |
| Forward | 39.60% | - |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 13.49 |
| Price to OCF | 10.47 |
| Price to FCF | 11.15 |
| Price to EBITDA | 16.84 |
| EV to EBITDA | 128.39 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 2.49 |
| Price to Book | 1.20 |
| EV to Sales | 18.97 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 47.17M |
| EPS (TTM) | 2.85 |
| FCF per share (TTM) | 3.44 |
Income statement
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Income statement data
| Revenue (TTM) | 732.03M |
| Gross profit (TTM) | 777.73M |
| Operating income (TTM) | 5.95M |
| Net income (TTM) | 135.08M |
| EPS (TTM) | 2.85 |
| EPS (1y forward) | 3.43 |
Margins
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Margins data
| Gross margin (TTM) | 106.24% |
| Operating margin (TTM) | 0.81% |
| Profit margin (TTM) | 18.45% |
Balance Sheet
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Balance Sheet data
| Cash | 250.79M |
| Net receivables | 0.00 |
| Total current assets | 1.76B |
| Goodwill | 362.01M |
| Intangible assets | 35.84M |
| Property, plant and equipment | 0.00 |
| Total assets | 13.84B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 456.67M |
| Total current liabilities | 204.96M |
| Total liabilities | 12.32B |
| Shareholder's equity | 1.52B |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 173.98M |
| Capital expenditures (TTM) | 10.53M |
| Free cash flow (TTM) | 163.45M |
| Dividends paid (TTM) | 61.30M |
Financial returns
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Financial returns data
| Return on Equity | 8.88% |
| Return on Assets | 0.98% |
| Return on Invested Capital | 6.83% |
| Cash Return on Invested Capital | 8.26% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 39.77 |
| Daily high | 39.80 |
| Daily low | 37.83 |
| Daily Volume | 229K |
| All-time high | 52.33 |
| 1y analyst estimate | 55.50 |
| Beta | 0.48 |
| EPS (TTM) | 2.85 |
| Dividend per share | 1.36 |
| Ex-div date | 3 Mar 2025 |
| Next earnings date | 21 Apr 2025 |
Downside potential
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Downside potential data
| NBTB | S&P500 | |
| Current price drop from All-time high | -26.20% | -12.89% |
| Highest price drop | -60.24% | -56.47% |
| Date of highest drop | 22 Jun 2000 | 9 Mar 2009 |
| Avg drop from high | -19.13% | -11.07% |
| Avg time to new high | 49 days | 12 days |
| Max time to new high | 2038 days | 1805 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
1.82B
Marketcap category
Small-cap
Description
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Employees
2034
Website
SEC filings
CEO
John H. Watt
Country
USA
City
Norwich
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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