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Ticker
NMIH

Price
38.69
Stock movement up
+0.51 (1.34%)
Company name
NMI Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Insurance - Specialty
Market cap
2.97B
Ent value
4.06B
Price/Sales
4.30
Price/Book
1.18
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
7.81
Forward P/E
7.58
PEG
-
EPS growth
12.43%
1 year return (CAGR)
2.46%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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iO Charts is a Seeking Alpha partner

DIVIDENDS

NMIH does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.81
Price to OCF7.56
Price to FCF7.69
Price to EBITDA5.63
EV to EBITDA7.68

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.30
Price to Book1.18
EV to Sales5.86

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count76.87M
EPS (TTM)4.83
FCF per share (TTM)4.91

Income statement

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Income statement data
Revenue (TTM)692.21M
Gross profit (TTM)637.91M
Operating income (TTM)489.53M
Net income (TTM)380.88M
EPS (TTM)4.83
EPS (1y forward)5.10

Margins

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Margins data
Gross margin (TTM)92.16%
Operating margin (TTM)70.72%
Profit margin (TTM)55.02%

Balance Sheet

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Balance Sheet data
Cash130.44M
Net receivables121.05M
Total current assets216.17M
Goodwill0.00
Intangible assets3.63M
Property, plant and equipment0.00
Total assets3.73B
Accounts payable0.00
Short/Current long term debt416.55M
Total current liabilities322.18M
Total liabilities1.21B
Shareholder's equity2.51B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)393.38M
Capital expenditures (TTM)6.53M
Free cash flow (TTM)386.85M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity15.14%
Return on Assets10.22%
Return on Invested Capital12.99%
Cash Return on Invested Capital13.20%

STOCK INFORMATION

Stock chart

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Stock price data
Open38.41
Daily high38.70
Daily low38.10
Daily Volume412K
All-time high43.15
1y analyst estimate44.71
Beta0.67
EPS (TTM)4.83
Dividend per share0.00
Ex-div date-
Next earnings date17 Feb 2026

Downside potential

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Downside potential data
NMIHS&P500
Current price drop from All-time high-10.34%-0.89%
Highest price drop-21.42%-19.00%
Date of highest drop7 Apr 20258 Apr 2025
Avg drop from high-10.41%-2.49%
Avg time to new high64 days6 days
Max time to new high174 days89 days

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COMPANY DETAILS
NMIH (NMI Holdings Inc) company logo
Marketcap
2.97B
Marketcap category
Mid-cap
Description
NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.
Employees
228
Investor relations
-
SEC filings
CEO
Claudia J. Merkle
Country
USA
City
Emeryville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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