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Ticker
NPB

Price
18.89
Stock movement up
+0.67 (3.68%)
Company name
Northpointe Bancshares, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
649.15M
Ent value
6.61B
Price/Sales
1.38
Price/Book
1.14
Div yield
0.53%
Div growth
-
Growth years
-
FCF payout
16.61%
Trailing P/E
7.78
Forward P/E
6.27
PEG
-
EPS growth
-
1 year return (CAGR)
-
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-02-13

DIVIDENDS

NPB does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.78
Price to OCF8.95
Price to FCF12.19
Price to EBITDA4.51
EV to EBITDA45.93

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.38
Price to Book1.14
EV to Sales14.02

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FINANCIALS

Per share

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Per share data
Current share count34.36M
EPS (TTM)5.47
FCF per share (TTM)3.49

Income statement

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Income statement data
Revenue (TTM)471.25M
Gross profit (TTM)239.69M
Operating income (TTM)110.39M
Net income (TTM)83.41M
EPS (TTM)5.47
EPS (1y forward)3.02

Margins

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Margins data
Gross margin (TTM)50.86%
Operating margin (TTM)23.42%
Profit margin (TTM)17.70%

Balance Sheet

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Balance Sheet data
Cash496.46M
Net receivables0.00
Total current assets501.20M
Goodwill0.00
Intangible assets1.51M
Property, plant and equipment0.00
Total assets7.02B
Accounts payable0.00
Short/Current long term debt1.54B
Total current liabilities1.31B
Total liabilities6.45B
Shareholder's equity569.04M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)72.55M
Capital expenditures (TTM)2.26M
Free cash flow (TTM)53.24M
Dividends paid (TTM)8.84M

Financial returns

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Financial returns data
Return on Equity14.66%
Return on Assets1.19%
Return on Invested Capital12.52%
Cash Return on Invested Capital7.99%

STOCK INFORMATION

Stock chart

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Stock price data
Open18.87
Daily high19.48
Daily low18.61
Daily Volume567K
All-time high18.89
1y analyst estimate21.50
Beta-
EPS (TTM)5.47
Dividend per share0.10
Ex-div date15 Jan 2026
Next earnings date-

Downside potential

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Downside potential data
NPBS&P500
Current price drop from All-time high-3.03%-1.40%
Highest price drop-11.84%-56.47%
Date of highest drop6 Nov 20259 Mar 2009
Avg drop from high-4.66%-10.86%
Avg time to new high12 days12 days
Max time to new high75 days1805 days

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COMPANY DETAILS
NPB (Northpointe Bancshares, Inc.) company logo
Marketcap
649.15M
Marketcap category
Small-cap
Description
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
Employees
491
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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