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Ticker
NSTS

Price
12.58
Stock movement up
+0.05 (0.40%)
Company name
NSTS Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
61.49M
Ent value
217.01M
Price/Sales
4.72
Price/Book
0.78
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
-
Forward P/E
-
PEG
-
EPS growth
-
1 year return (CAGR)
4.83%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

NSTS does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF6.03
Price to FCF6.22
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.72
Price to Book0.78
EV to Sales16.66

FINANCIALS

Per share

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Per share data
Current share count4.89M
EPS (TTM)-0.12
FCF per share (TTM)2.01

Income statement

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Income statement data
Revenue (TTM)13.02M
Gross profit (TTM)9.46M
Operating income (TTM)-567.00K
Net income (TTM)-567.00K
EPS (TTM)-0.12
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)72.63%
Operating margin (TTM)-4.35%
Profit margin (TTM)-4.35%

Balance Sheet

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Balance Sheet data
Cash35.38M
Net receivables915.00K
Total current assets37.09M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets269.84M
Accounts payable0.00
Short/Current long term debt25.50M
Total current liabilities161.80M
Total liabilities190.90M
Shareholder's equity78.94M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)10.20M
Capital expenditures (TTM)321.00K
Free cash flow (TTM)9.88M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity-0.72%
Return on Assets-0.21%
Return on Invested Capital-0.54%
Cash Return on Invested Capital9.46%

STOCK INFORMATION

Stock chart

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Stock price data
Open12.58
Daily high12.58
Daily low12.58
Daily Volume1K
All-time high13.28
1y analyst estimate-
Beta0.13
EPS (TTM)-0.12
Dividend per share0.00
Ex-div date-
Next earnings date-

Downside potential

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Downside potential data
NSTSS&P500
Current price drop from All-time high-5.27%-0.89%
Highest price drop-18.47%-19.00%
Date of highest drop22 Oct 20258 Apr 2025
Avg drop from high-10.29%-2.49%
Avg time to new high80 days6 days
Max time to new high239 days89 days
COMPANY DETAILS
NSTS (NSTS Bancorp Inc) company logo
Marketcap
61.49M
Marketcap category
Small-cap
Description
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, and consumer loans. It also provides online banking services. The company operates through full-service banking offices in Lake County, Illinois; and loan production offices in Chicago, Plainfield, and Aurora. NSTS Bancorp, Inc. was founded in 1921 and is headquartered in Waukegan, Illinois.
Employees
50
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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