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Ticker
NTB

Price
52.84
Stock movement up
+0.10 (0.19%)
Company name
Bank of N.T. Butterfield & Son Ltd
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Diversified
Market cap
2.18B
Ent value
-
Price/Sales
3.59
Price/Book
-
Div yield
3.79%
Div growth
14.90%
Growth years
-
FCF payout
29.38%
Trailing P/E
9.38
Forward P/E
8.36
PEG
-
EPS growth
13.56%
1 year return (CAGR)
30.70%
3 year return (CAGR)
17.37%
5 year return (CAGR)
9.71%
10 year return (CAGR)
-20.96%
Last updated: 2026-02-18

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share2.00
Dividend yield3.79%
Payout frequency-
Maximum yield7.61%
Average yield5.12%
Minimum yield3.75%
Discount to avg yield-35.33%
Upside potential-26.11%
Yield as % of max yield49.74%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.79%
Current yield distribution99.44%
Yield at 100% (Min)3.75%
Yield at 90%4.33%
Yield at 80%4.52%
Yield at 50% (Median)4.96%
Yield at 20%5.75%
Yield at 10%6.24%
Yield at 0% (Max)7.61%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share2.00
Payout frequency-
Ex-div date23 Feb 2026
EPS (TTM)5.60
EPS (1y forward)6.32
EPS growth (5y)13.56%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
NTBS&P500
DGR MR13.64%-13.74%
DGR TTM6.82%6.60%
DGR 3 years-7.31%
DGR 5 years14.90%4.69%
DGR 10 years-6.30%
DGR 15 years0.64%8.16%
Time since last change announced206 days
EPS growth (5y)13.56%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM24.82%29.38%
Average--
Forward31.63%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E9.38
Price to OCF10.10
Price to FCF11.11
Price to EBITDA16.79
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.59
Price to Book-
EV to Sales-

FINANCIALS

Per share

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Per share data
Current share count41.20M
EPS (TTM)5.60
FCF per share (TTM)4.73

Income statement

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Income statement data
Revenue (TTM)607.00M
Gross profit (TTM)447.72M
Operating income (TTM)237.99M
Net income (TTM)231.99M
EPS (TTM)5.60
EPS (1y forward)6.32

Margins

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Margins data
Gross margin (TTM)73.76%
Operating margin (TTM)39.21%
Profit margin (TTM)38.22%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets0.00
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities0.00
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)215.49M
Capital expenditures (TTM)19.52M
Free cash flow (TTM)195.98M
Dividends paid (TTM)57.58M

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

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Stock price data
Open52.90
Daily high53.33
Daily low52.54
Daily Volume133K
All-time high608.52
1y analyst estimate55.00
Beta0.53
EPS (TTM)5.60
Dividend per share2.00
Ex-div date23 Feb 2026
Next earnings date16 Feb 2026

Downside potential

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Downside potential data
NTBS&P500
Current price drop from All-time high-91.32%-1.82%
Highest price drop-97.86%-56.47%
Date of highest drop20 Jul 20109 Mar 2009
Avg drop from high-91.79%-10.84%
Avg time to new high169 days12 days
Max time to new high2501 days1805 days
COMPANY DETAILS
NTB (Bank of N.T. Butterfield & Son Ltd) company logo
Marketcap
2.18B
Marketcap category
Mid-cap
Description
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company accepts retail and corporate checking, savings, term, and interest bearing and non-interest-bearing deposits. Its lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans, as well as overdraft facilities to commercial and corporate customers. The company also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, it provides consumer and mortgage lending services; personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, treasury, wealth management, and fiduciary services. Further, it offers debit and credit cards; automated teller machines; and personal and business deposit, merchant acquiring, residential and commercial mortgages, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Employees
1295
Investor relations
-
SEC filings
CEO
Michael W. Collins
Country
USA
City
Hamilton HM
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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