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Ticker
NTB

Price
35.67
Stock movement up
+0.21 (0.59%)
Company name
Bank of N.T. Butterfield & Son Ltd
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Diversified
Market cap
1.58B
Ent value
12.82B
Price/Sales
2.27
Price/Book
1.48
Div yield
4.93%
Div growth
2.98%
Growth years
-
FCF payout
27.36%
Trailing P/E
7.49
Forward P/E
8.71
PEG
-
EPS growth
5.50%
1 year return
15.29%
3 year return
1.32%
5 year return
15.53%
10 year return
-
Last updated: 2025-04-12

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.76
Dividend yield4.93%
Payout frequency-
Maximum yield10.23%
Average yield5.56%
Minimum yield4.26%
Discount to avg yield-12.59%
Upside potential-11.18%
Yield as % of max yield48.25%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.93%
Current yield distribution67.38%
Yield at 100% (Min)4.26%
Yield at 90%4.59%
Yield at 80%4.72%
Yield at 50% (Median)5.31%
Yield at 20%6.33%
Yield at 10%6.88%
Yield at 0% (Max)10.23%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.76
Payout frequency-
Ex-div date24 Feb 2025
EPS (TTM)4.62
EPS (1y forward)4.09
EPS growth (5y)5.50%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
NTBS&P500
DGR MR0.25%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years2.98%5.40%
DGR 10 years-7.07%
DGR 15 years-6.47%6.12%
Time since last change announced2002 days
EPS growth (5y)5.50%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM38.66%27.36%
Average--
Forward43.00%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.49
Price to OCF4.59
Price to FCF5.30
Price to EBITDA9.58
EV to EBITDA77.92

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.27
Price to Book1.48
EV to Sales18.48

FINANCIALS

Per share

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Per share data
Current share count44.17M
EPS (TTM)4.62
FCF per share (TTM)6.52

Income statement

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Income statement data
Revenue (TTM)693.70M
Gross profit (TTM)693.70M
Operating income (TTM)413.86M
Net income (TTM)210.28M
EPS (TTM)4.62
EPS (1y forward)4.09

Margins

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Margins data
Gross margin (TTM)100.00%
Operating margin (TTM)59.66%
Profit margin (TTM)30.31%

Balance Sheet

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Balance Sheet data
Cash2.07B
Net receivables0.00
Total current assets8.63B
Goodwill25.20M
Intangible assets71.51M
Property, plant and equipment0.00
Total assets14.37B
Accounts payable0.00
Short/Current long term debt98.67M
Total current liabilities10.32B
Total liabilities13.31B
Shareholder's equity1.06B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)343.30M
Capital expenditures (TTM)46.25M
Free cash flow (TTM)297.04M
Dividends paid (TTM)81.28M

Financial returns

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Financial returns data
Return on Equity19.76%
Return on Assets1.46%
Return on Invested Capital16.66%
Cash Return on Invested Capital23.54%

STOCK INFORMATION

Stock chart

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Stock price data
Open35.38
Daily high36.23
Daily low34.90
Daily Volume181K
All-time high608.52
1y analyst estimate42.00
Beta1.16
EPS (TTM)4.62
Dividend per share1.76
Ex-div date24 Feb 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
NTBS&P500
Current price drop from All-time high-94.14%-12.89%
Highest price drop-97.86%-56.47%
Date of highest drop20 Jul 20109 Mar 2009
Avg drop from high-91.76%-11.07%
Avg time to new high166 days12 days
Max time to new high2289 days1805 days

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COMPANY DETAILS
NTB (Bank of N.T. Butterfield & Son Ltd) company logo
Marketcap
1.58B
Marketcap category
Small-cap
Description
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. It accepts retail and corporate checking, savings, term, and interest bearing and non-interest bearing deposits. The company's lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans, as well as overdraft facilities to commercial and corporate customers. It also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, the company provides personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, wealth management, and fiduciary services. Further, it offers debit and credit cards; automated teller machines; and personal and business deposit, merchant acquiring, residential and commercial mortgages, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada. It also operates in Bermuda and the Cayman Islands. The company was founded in 1784 and is headquartered in Hamilton, Bermuda.
Employees
1259
Investor relations
-
SEC filings
CEO
Michael W. Collins
Country
USA
City
Hamilton HM
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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