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Ticker
NU

Price
12.14
Stock movement down
-0.10 (-0.82%)
Company name
Nu Holdings Ltd
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
45.91B
Ent value
79.26B
Price/Sales
4.29
Price/Book
6.01
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
25.79
Forward P/E
14.46
PEG
-
EPS growth
-
1 year return
2.62%
3 year return
52.40%
5 year return
-
10 year return
-
Last updated: 2025-08-27

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

NU does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E25.79
Price to OCF5.05
Price to FCF3.26
Price to EBITDA17.39
EV to EBITDA30.02

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.29
Price to Book6.01
EV to Sales7.40

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count3.78B
EPS (TTM)0.36
FCF per share (TTM)2.88

Income statement

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Income statement data
Revenue (TTM)10.71B
Gross profit (TTM)5.39B
Operating income (TTM)2.59B
Net income (TTM)1.78B
EPS (TTM)0.36
EPS (1y forward)0.84

Margins

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Margins data
Gross margin (TTM)50.30%
Operating margin (TTM)24.16%
Profit margin (TTM)16.62%

Balance Sheet

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Balance Sheet data
Cash7.65B
Net receivables13.83B
Total current assets458.17M
Goodwill440.79M
Intangible assets357.64M
Property, plant and equipment53.48M
Total assets48.64B
Accounts payable8.56B
Short/Current long term debt1.53B
Total current liabilities0.00
Total liabilities40.99B
Shareholder's equity7.64B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)9.10B
Capital expenditures (TTM)110.24M
Free cash flow (TTM)14.08B
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity23.29%
Return on Assets3.66%
Return on Invested Capital19.47%
Cash Return on Invested Capital154.01%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open12.30
Daily high12.43
Daily low12.11
Daily Volume61.0M
All-time high15.89
1y analyst estimate16.75
Beta1.06
EPS (TTM)0.36
Dividend per share-
Ex-div date-
Next earnings date12 Nov 2025

Downside potential

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Downside potential data
NUS&P500
Current price drop from All-time high-23.60%-3.04%
Highest price drop-72.07%-56.47%
Date of highest drop16 Jun 20229 Mar 2009
Avg drop from high-34.25%-11.04%
Avg time to new high33 days12 days
Max time to new high570 days1805 days
COMPANY DETAILS
NU (Nu Holdings Ltd) company logo
Marketcap
45.91B
Marketcap category
Large-cap
Description
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
Employees
0
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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