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Ticker
OPHC

Price
3.79
Stock movement up
+0.07 (1.88%)
Company name
OptimumBank Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
38.24M
Ent value
759.14M
Price/Sales
0.65
Price/Book
0.41
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
3.26
Forward P/E
-
PEG
-
EPS growth
10.24%
1 year return
-6.88%
3 year return
-3.67%
5 year return
8.68%
10 year return
-11.73%
Last updated: 2025-04-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

OPHC does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E3.26
Price to OCF3.83
Price to FCF4.46
Price to EBITDA16.83
EV to EBITDA334.13

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.65
Price to Book0.41
EV to Sales12.94

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count10.09M
EPS (TTM)1.15
FCF per share (TTM)0.84

Income statement

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Income statement data
Revenue (TTM)58.65M
Gross profit (TTM)56.21M
Operating income (TTM)16.01M
Net income (TTM)11.72M
EPS (TTM)1.15
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)95.84%
Operating margin (TTM)27.29%
Profit margin (TTM)19.99%

Balance Sheet

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Balance Sheet data
Cash131.60M
Net receivables3.15M
Total current assets43.00M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment3.89M
Total assets945.19M
Accounts payable0.00
Short/Current long term debt42.06M
Total current liabilities0.00
Total liabilities852.50M
Shareholder's equity92.69M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)9.99M
Capital expenditures (TTM)1.42M
Free cash flow (TTM)8.57M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity12.65%
Return on Assets1.24%
Return on Invested Capital8.84%
Cash Return on Invested Capital6.46%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open3.75
Daily high3.79
Daily low3.74
Daily Volume8K
All-time high1966.78
1y analyst estimate5.25
Beta0.36
EPS (TTM)1.15
Dividend per share-
Ex-div date9 Jun 2009
Next earnings date12 May 2025

Downside potential

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Downside potential data
OPHCS&P500
Current price drop from All-time high-99.81%-12.89%
Highest price drop-99.91%-56.47%
Date of highest drop3 Jun 20209 Mar 2009
Avg drop from high-85.83%-11.07%
Avg time to new high302 days12 days
Max time to new high3816 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
OPHC (OptimumBank Holdings Inc) company logo
Marketcap
38.24M
Marketcap category
Small-cap
Description
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
Employees
60
Investor relations
-
SEC filings
CEO
Timothy L. Terry
Country
USA
City
Fort Lauderdale
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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