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Ticker
OPHC

Price
4.13
Stock movement up
+0.01 (0.21%)
Company name
OptimumBank Holdings, Inc.
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
46.99M
Ent value
925.93M
Price/Sales
0.80
Price/Book
-
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
4.01
Forward P/E
-
PEG
-
EPS growth
-
1 year return
-16.70%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

OPHC does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E4.01
Price to OCF4.70
Price to FCF5.48
Price to EBITDA20.68
EV to EBITDA407.54

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.80
Price to Book-
EV to Sales15.79

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count11.75M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash8.83M
Net receivables3.14M
Total current assets34.35M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment4.98M
Total assets999.13M
Accounts payable0.00
Short/Current long term debt2.66M
Total current liabilities878.87M
Total liabilities887.78M
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open4.01
Daily high4.01
Daily low3.97
Daily Volume5K
All-time high1966.78
1y analyst estimate5.00
Beta0.29
EPS (TTM)-
Dividend per share0.00
Ex-div date9 Jun 2009
Next earnings date5 Feb 2026

Downside potential

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Downside potential data
OPHCS&P500
Current price drop from All-time high-99.79%-4.13%
Highest price drop-99.82%-19.00%
Date of highest drop7 Apr 20258 Apr 2025
Avg drop from high-99.77%-2.73%
Avg time to new high-6 days
Max time to new high272 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
OPHC (OptimumBank Holdings, Inc.) company logo
Marketcap
46.99M
Marketcap category
Small-cap
Description
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.
Employees
73
Investor relations
-
SEC filings
CEO
Timothy L. Terry
Country
USA
City
Fort Lauderdale
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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