We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
OPOF

Price
40.71
Stock movement down
-0.07 (-0.17%)
Company name
Old Point Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
207.51M
Ent value
1.39B
Price/Sales
2.53
Price/Book
1.80
Div yield
1.38%
Div growth
4.94%
Growth years
3
FCF payout
26.36%
Trailing P/E
25.58
Forward P/E
-
PEG
-
EPS growth
9.96%
1 year return
122.85%
3 year return
20.06%
5 year return
21.67%
10 year return
10.48%
Last updated: 2025-09-15

DIVIDENDS

Dividend yield - 5y

Dividend yield data
Dividend per share0.56
Dividend yield1.38%
Payout frequencyQuarterly
Maximum yield4.10%
Average yield2.53%
Minimum yield1.34%
Discount to avg yield-84.02%
Upside potential-45.66%
Yield as % of max yield33.59%

Yield distribution (inverse percentile) - 5y

Yield distribution data
Dividend yield1.38%
Current yield distribution98.49%
Yield at 100% (Min)1.34%
Yield at 90%1.87%
Yield at 80%2.05%
Yield at 50% (Median)2.34%
Yield at 20%3.15%
Yield at 10%3.39%
Yield at 0% (Max)4.10%

Dividend per share

Dividend per share data
Years of growth3 years
CCC status-
Dividend per share0.56
Payout frequencyQuarterly
Ex-div date9 Jun 2025
EPS (TTM)1.60
EPS (1y forward)-
EPS growth (5y)9.96%
EPS growth (5y forward)-

Dividend growth

Please create a free account or log in to access this chart
Dividend growth data
OPOFS&P500
DGR MR7.69%-13.74%
DGR TTM-6.60%
DGR 3 years5.27%5.24%
DGR 5 years4.94%5.40%
DGR 10 years9.79%7.07%
DGR 15 years-1.09%6.12%
Time since last change announced978 days
EPS growth (5y)9.96%
EPS growth (5y forward)-

Payout ratio

Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM34.93%26.36%
Average36.34%-
Forward--

VALUATION

Valuation Ratios

Valuation Ratios data
Trailing P/E25.58
Price to OCF14.50
Price to FCF19.31
Price to EBITDA40.13
EV to EBITDA269.54

Valuation (Sales/Book Value)

Valuation (Sales/Book Value) data
Price to Sales2.53
Price to Book1.80
EV to Sales16.97

FINANCIALS

Per share

Per share data
Current share count5.10M
EPS (TTM)1.60
FCF per share (TTM)2.12

Income statement

Income statement data
Revenue (TTM)82.12M
Gross profit (TTM)74.31M
Operating income (TTM)22.98M
Net income (TTM)8.11M
EPS (TTM)1.60
EPS (1y forward)-

Margins

Margins data
Gross margin (TTM)90.48%
Operating margin (TTM)27.99%
Profit margin (TTM)9.88%

Balance Sheet

Please create a free account or log in to access this chart
Balance Sheet data
Cash176.29M
Net receivables0.00
Total current assets214.42M
Goodwill1.65M
Intangible assets154.00K
Property, plant and equipment0.00
Total assets1.48B
Accounts payable0.00
Short/Current long term debt69.77M
Total current liabilities354.89M
Total liabilities1.36B
Shareholder's equity115.46M
Net tangible assets0.00

Cash flow

Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)14.31M
Capital expenditures (TTM)4.07M
Free cash flow (TTM)10.75M
Dividends paid (TTM)2.83M

Financial returns

Please create a free account or log in to access this chart
Financial returns data
Return on Equity7.03%
Return on Assets0.55%
Return on Invested Capital4.34%
Cash Return on Invested Capital5.75%

STOCK INFORMATION

Stock chart

Stock price data
Open40.58
Daily high40.71
Daily low40.49
Daily Volume9K
All-time high40.71
1y analyst estimate15.00
Beta-0.32
EPS (TTM)1.60
Dividend per share0.56
Ex-div date9 Jun 2025
Next earnings date-

Downside potential

Downside potential data
OPOFS&P500
Current price drop from All-time high-2.91%-1.46%
Highest price drop-70.83%-56.47%
Date of highest drop8 Dec 20119 Mar 2009
Avg drop from high-37.85%-10.99%
Avg time to new high94 days12 days
Max time to new high3059 days1805 days
COMPANY DETAILS
OPOF (Old Point Financial Corporation) company logo
Marketcap
207.51M
Marketcap category
Small-cap
Description
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides loans, such as real estate construction, commercial, and mortgage loans that include residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans that are secured by collateral, such as inventory, accounts receivable, equipment, or other personal property. In addition, the company offers insurance products; retirement, estate, and financial planning services; estate and trust administration; retirement plan administration; tax and investment management services; wealth management; and cash management services. It serves businesses, individuals, and commercial customers. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.
Employees
260
Website
https://www.oldpoint.com
Investor relations
-
SEC filings
OPOF SEC filings
CEO
Robert F. Shuford
Country
USA
City
Hampton
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
UNDERSTAND THE BUSINESS
COMPANY NEWS
Seeking AlphaPress releases
No items found
iO Charts is a Seeking Alpha partner
Disclaimer
Skyfall Technology OÜ assumes no responsibility or liability for any errors or omissions in the content of this site. The information contained in this site is provided on an “as is” basis with no guarantees of completeness, accuracy, usefulness or timeliness. Please also note, that any action you take upon the information provided on this website is strictly at your own risk. This website is intended to be used and must be used for informational purposes only and you should take independent financial advice from a professional and independently research and verify everything you see on the site.
Menu
HomePortfolio ManagementCompany ScreenerGreen InvestmentExchangesFeatured ArticlesContact Us
Language
ENHUNOSVDAFIESDENLFRITPTPLCSSKROELTRRUAF
© 2024 Skyfall Technology OÜ All Rights Reserved