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Ticker
OPRT

Price
6.05
Stock movement up
+1.21 (25.00%)
Company name
Oportun Financial Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
266.98M
Ent value
2.96B
Price/Sales
0.41
Price/Book
0.70
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
8.73
Forward P/E
3.85
PEG
-
EPS growth
-
1 year return (CAGR)
63.07%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

DIVIDENDS

OPRT does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.73
Price to OCF0.67
Price to FCF0.72
Price to EBITDA3.15
EV to EBITDA34.94

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.41
Price to Book0.70
EV to Sales4.52

FINANCIALS

Per share

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Per share data
Current share count44.13M
EPS (TTM)0.63
FCF per share (TTM)7.71

Income statement

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Income statement data
Revenue (TTM)656.08M
Gross profit (TTM)408.82M
Operating income (TTM)41.42M
Net income (TTM)30.58M
EPS (TTM)0.63
EPS (1y forward)1.57

Margins

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Margins data
Gross margin (TTM)62.31%
Operating margin (TTM)6.31%
Profit margin (TTM)4.66%

Balance Sheet

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Balance Sheet data
Cash104.61M
Net receivables8.39M
Total current assets123.02M
Goodwill0.00
Intangible assets74.83M
Property, plant and equipment50.67M
Total assets3.19B
Accounts payable18.54M
Short/Current long term debt2.74B
Total current liabilities29.66M
Total liabilities2.80B
Shareholder's equity383.85M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)395.99M
Capital expenditures (TTM)23.33M
Free cash flow (TTM)372.66M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity7.97%
Return on Assets0.96%
Return on Invested Capital0.98%
Cash Return on Invested Capital11.91%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open5.30
Daily high6.29
Daily low5.30
Daily Volume3.03M
All-time high27.74
1y analyst estimate8.58
Beta1.24
EPS (TTM)0.63
Dividend per share0.00
Ex-div date-
Next earnings date12 Feb 2026

Downside potential

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Downside potential data
OPRTS&P500
Current price drop from All-time high-78.19%-0.89%
Highest price drop-91.31%-19.00%
Date of highest drop15 Oct 20248 Apr 2025
Avg drop from high-80.81%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days
COMPANY DETAILS
OPRT (Oportun Financial Corp) company logo
Marketcap
266.98M
Marketcap category
Small-cap
Description
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
Employees
2312
Investor relations
-
SEC filings
CEO
Raul Vazquez
Country
USA
City
San Carlos
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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