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Ticker
ORRF

Price
29.80
Stock movement down
-0.38 (-1.26%)
Company name
Orrstown Financial Services Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
577.70M
Ent value
5.30B
Price/Sales
2.39
Price/Book
1.12
Div yield
3.49%
Div growth
9.42%
Growth years
7
FCF payout
27.82%
Trailing P/E
36.09
Forward P/E
6.86
PEG
-
EPS growth
17.90%
1 year return
12.67%
3 year return
8.06%
5 year return
19.19%
10 year return
5.64%
Last updated: 2025-05-29

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.04
Dividend yield3.49%
Payout frequencyQuarterly
Maximum yield5.67%
Average yield3.40%
Minimum yield2.24%
Discount to avg yield2.55%
Upside potential2.62%
Yield as % of max yield61.54%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.49%
Current yield distribution29.68%
Yield at 100% (Min)2.24%
Yield at 90%2.70%
Yield at 80%2.92%
Yield at 50% (Median)3.18%
Yield at 20%3.93%
Yield at 10%4.55%
Yield at 0% (Max)5.67%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share1.04
Payout frequencyQuarterly
Ex-div date6 May 2025
EPS (TTM)0.83
EPS (1y forward)4.34
EPS growth (5y)17.90%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
ORRFS&P500
DGR MR13.04%-13.74%
DGR TTM15.00%6.60%
DGR 3 years5.57%5.24%
DGR 5 years9.42%5.40%
DGR 10 years-7.07%
DGR 15 years-0.56%6.12%
Time since last change announced38 days
EPS growth (5y)17.90%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM67.72%27.82%
Average39.82%26.03%
Forward23.94%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E36.09
Price to OCF14.55
Price to FCF14.82
Price to EBITDA216.69
EV to EBITDA1986.24

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.39
Price to Book1.12
EV to Sales21.92

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count19.39M
EPS (TTM)0.83
FCF per share (TTM)2.03

Income statement

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Income statement data
Revenue (TTM)241.60M
Gross profit (TTM)237.57M
Operating income (TTM)42.47M
Net income (TTM)16.01M
EPS (TTM)0.83
EPS (1y forward)4.34

Margins

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Margins data
Gross margin (TTM)98.33%
Operating margin (TTM)17.58%
Profit margin (TTM)6.63%

Balance Sheet

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Balance Sheet data
Cash236.78M
Net receivables20.56M
Total current assets912.45M
Goodwill70.66M
Intangible assets46.14M
Property, plant and equipment0.00
Total assets5.47B
Accounts payable0.00
Short/Current long term debt183.89M
Total current liabilities815.40M
Total liabilities4.95B
Shareholder's equity516.21M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)39.70M
Capital expenditures (TTM)722.00K
Free cash flow (TTM)38.98M
Dividends paid (TTM)10.84M

Financial returns

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Financial returns data
Return on Equity3.10%
Return on Assets0.29%
Return on Invested Capital2.22%
Cash Return on Invested Capital5.40%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open30.13
Daily high30.24
Daily low29.66
Daily Volume90K
All-time high45.35
1y analyst estimate44.67
Beta0.89
EPS (TTM)0.83
Dividend per share1.04
Ex-div date6 May 2025
Next earnings date21 Jul 2025

Downside potential

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Downside potential data
ORRFS&P500
Current price drop from All-time high-34.29%-4.11%
Highest price drop-83.46%-56.47%
Date of highest drop17 May 20129 Mar 2009
Avg drop from high-46.18%-11.06%
Avg time to new high88 days12 days
Max time to new high4877 days1805 days

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COMPANY DETAILS
ORRF (Orrstown Financial Services Inc) company logo
Marketcap
577.70M
Marketcap category
Small-cap
Description
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Harrisburg, Pennsylvania.
Employees
410
Investor relations
SEC filings
CEO
Thomas R. Quinn
Country
USA
City
Shippensburg
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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