We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
OSBC

Price
14.53
Stock movement down
-0.89 (-5.77%)
Company name
Old Second Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
651.72M
Ent value
5.55B
Price/Sales
2.00
Price/Book
0.99
Div yield
1.65%
Div growth
37.97%
Growth years
1
FCF payout
7.53%
Trailing P/E
7.72
Forward P/E
7.95
PEG
-
EPS growth
12.48%
1 year return
6.06%
3 year return
0.98%
5 year return
14.73%
10 year return
9.52%
Last updated: 2025-04-11

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.24
Dividend yield1.65%
Payout frequency-
Maximum yield2.04%
Average yield1.28%
Minimum yield0.36%
Discount to avg yield22.77%
Upside potential29.49%
Yield as % of max yield81.10%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield1.65%
Current yield distribution6.35%
Yield at 100% (Min)0.36%
Yield at 90%0.50%
Yield at 80%1.19%
Yield at 50% (Median)1.40%
Yield at 20%1.50%
Yield at 10%1.61%
Yield at 0% (Max)2.04%

Dividend per share

Loading...
Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.24
Payout frequency-
Ex-div date31 Jan 2025
EPS (TTM)1.88
EPS (1y forward)1.83
EPS growth (5y)12.48%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
OSBCS&P500
DGR MR20.00%-13.74%
DGR TTM5.00%6.60%
DGR 3 years71.00%5.24%
DGR 5 years37.97%5.40%
DGR 10 years-7.07%
DGR 15 years-7.36%6.12%
Time since last change announced179 days
EPS growth (5y)12.48%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM10.61%7.53%
Average24.90%15.05%
Forward13.13%-

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E7.72
Price to OCF4.77
Price to FCF5.48
Price to EBITDA7.38
EV to EBITDA62.83

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.00
Price to Book0.99
EV to Sales16.98

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count44.85M
EPS (TTM)1.88
FCF per share (TTM)2.65

Income statement

Loading...
Income statement data
Revenue (TTM)326.67M
Gross profit (TTM)255.40M
Operating income (TTM)113.81M
Net income (TTM)84.38M
EPS (TTM)1.88
EPS (1y forward)1.83

Margins

Loading...
Margins data
Gross margin (TTM)78.18%
Operating margin (TTM)34.84%
Profit margin (TTM)25.83%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash115.77M
Net receivables456.34M
Total current assets1.25B
Goodwill86.48M
Intangible assets9.49M
Property, plant and equipment0.00
Total assets5.67B
Accounts payable0.00
Short/Current long term debt420.22M
Total current liabilities335.00M
Total liabilities5.01B
Shareholder's equity661.39M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)136.62M
Capital expenditures (TTM)17.66M
Free cash flow (TTM)118.95M
Dividends paid (TTM)8.96M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity12.76%
Return on Assets1.49%
Return on Invested Capital7.80%
Cash Return on Invested Capital11.00%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open15.07
Daily high15.07
Daily low14.14
Daily Volume241K
All-time high34.81
1y analyst estimate20.50
Beta1.06
EPS (TTM)1.88
Dividend per share0.24
Ex-div date31 Jan 2025
Next earnings date15 Apr 2025

Downside potential

Loading...
Downside potential data
OSBCS&P500
Current price drop from All-time high-58.26%-14.41%
Highest price drop-97.92%-56.47%
Date of highest drop3 Sep 20109 Mar 2009
Avg drop from high-48.01%-11.07%
Avg time to new high32 days12 days
Max time to new high5069 days1805 days
COMPANY DETAILS
OSBC (Old Second Bancorp Inc) company logo
Marketcap
651.72M
Marketcap category
Small-cap
Description
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It offers demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificates of deposit accounts. The company also provides commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition, it offers safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. Further, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.
Employees
834
Investor relations
-
SEC filings
CEO
James L. Eccher
Country
USA
City
Aurora
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...