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Ticker
OVLY

Price
33.69
Stock movement up
+0.08 (0.24%)
Company name
Oak Valley Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
282.68M
Ent value
-
Price/Sales
3.09
Price/Book
-
Div yield
2.23%
Div growth
1.39%
Growth years
8
FCF payout
33.12%
Trailing P/E
11.82
Forward P/E
-
PEG
-
EPS growth
11.39%
1 year return (CAGR)
21.06%
3 year return (CAGR)
7.38%
5 year return (CAGR)
16.42%
10 year return (CAGR)
13.25%
Last updated: 2026-02-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.75
Dividend yield2.23%
Payout frequencySemi-annual
Maximum yield2.37%
Average yield1.66%
Minimum yield1.06%
Discount to avg yield25.42%
Upside potential34.08%
Yield as % of max yield94.04%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.23%
Current yield distribution2.54%
Yield at 100% (Min)1.06%
Yield at 90%1.25%
Yield at 80%1.37%
Yield at 50% (Median)1.68%
Yield at 20%1.85%
Yield at 10%2.07%
Yield at 0% (Max)2.37%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.75
Payout frequencySemi-annual
Ex-div date2 Feb 2026
EPS (TTM)2.88
EPS (1y forward)-
EPS growth (5y)11.39%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
OVLYS&P500
DGR MR25.00%-13.74%
DGR TTM50.00%6.60%
DGR 3 years25.99%7.31%
DGR 5 years1.39%4.69%
DGR 10 years3.63%6.30%
DGR 15 years-8.16%
Time since last change announced35 days
EPS growth (5y)11.39%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM21.00%33.12%
Average--
Forward--

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.82
Price to OCF13.66
Price to FCF18.64
Price to EBITDA19.13
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.09
Price to Book-
EV to Sales-

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count8.39M
EPS (TTM)2.88
FCF per share (TTM)1.83

Income statement

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Income statement data
Revenue (TTM)91.62M
Gross profit (TTM)80.92M
Operating income (TTM)30.65M
Net income (TTM)23.91M
EPS (TTM)2.88
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)88.32%
Operating margin (TTM)33.45%
Profit margin (TTM)26.10%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets0.00
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities0.00
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)20.69M
Capital expenditures (TTM)5.53M
Free cash flow (TTM)15.16M
Dividends paid (TTM)5.02M

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open33.75
Daily high34.10
Daily low33.65
Daily Volume15K
All-time high33.69
1y analyst estimate-
Beta0.25
EPS (TTM)2.88
Dividend per share0.75
Ex-div date2 Feb 2026
Next earnings date17 Apr 2026

Downside potential

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Downside potential data
OVLYS&P500
Current price drop from All-time high-1.46%-0.51%
Highest price drop-80.24%-56.47%
Date of highest drop14 Apr 20099 Mar 2009
Avg drop from high-29.47%-10.84%
Avg time to new high33 days12 days
Max time to new high2083 days1805 days

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COMPANY DETAILS
OVLY (Oak Valley Bancorp) company logo
Marketcap
282.68M
Marketcap category
Small-cap
Description
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.
Employees
238
Investor relations
SEC filings
CEO
Christopher M. Courtney
Country
USA
City
Oakdale
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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