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Ticker
OVLY

Price
26.65
Stock movement down
-0.29 (-1.04%)
Company name
Oak Valley Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
231.05M
Ent value
1.78B
Price/Sales
2.89
Price/Book
1.25
Div yield
2.18%
Div growth
4.24%
Growth years
8
FCF payout
40.35%
Trailing P/E
9.31
Forward P/E
-
PEG
-
EPS growth
21.35%
1 year return
6.65%
3 year return
14.64%
5 year return
12.62%
10 year return
10.72%
Last updated: 2025-09-15
Oak Valley Bancorp GAAP EPS of $0.81, revenue of $21.17M
October 23, 2025

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp: A Loan Book With Zero Loans Past Due
September 4, 2025

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Dividend yield data
Dividend per share0.60
Dividend yield2.18%
Payout frequencySemi-annual
Maximum yield2.63%
Average yield1.64%
Minimum yield1.06%
Discount to avg yield24.66%
Upside potential32.73%
Yield as % of max yield82.85%

Yield distribution (inverse percentile) - 5y

Yield distribution data
Dividend yield2.18%
Current yield distribution3.02%
Yield at 100% (Min)1.06%
Yield at 90%1.25%
Yield at 80%1.37%
Yield at 50% (Median)1.67%
Yield at 20%1.81%
Yield at 10%1.91%
Yield at 0% (Max)2.63%

Dividend per share

Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.60
Payout frequencySemi-annual
Ex-div date28 Jul 2025
EPS (TTM)3.00
EPS (1y forward)-
EPS growth (5y)21.35%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
OVLYS&P500
DGR MR33.33%-13.74%
DGR TTM36.36%6.60%
DGR 3 years4.55%5.24%
DGR 5 years4.24%5.40%
DGR 10 years-7.07%
DGR 15 years10.16%6.12%
Time since last change announced107 days
EPS growth (5y)21.35%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM15.11%40.35%
Average16.98%-
Forward--
Oak Valley Bancorp GAAP EPS of $0.67, revenue of $19.86M
July 21, 2025

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp declares $0.30 dividend
July 18, 2025

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Valuation Ratios data
Trailing P/E9.31
Price to OCF11.49
Price to FCF24.88
Price to EBITDA28.14
EV to EBITDA216.79

Valuation (Sales/Book Value)

Valuation (Sales/Book Value) data
Price to Sales2.89
Price to Book1.25
EV to Sales22.26
Oak Valley Bancorp reports Q1 results
April 21, 2025

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp declares $0.30 dividend
January 28, 2025

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Per share data
Current share count8.38M
EPS (TTM)3.00
FCF per share (TTM)1.12

Income statement

Income statement data
Revenue (TTM)79.96M
Gross profit (TTM)73.51M
Operating income (TTM)44.13M
Net income (TTM)24.80M
EPS (TTM)3.00
EPS (1y forward)-

Margins

Margins data
Gross margin (TTM)91.94%
Operating margin (TTM)55.19%
Profit margin (TTM)31.02%

Balance Sheet

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Balance Sheet data
Cash166.24M
Net receivables0.00
Total current assets683.57M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.90B
Accounts payable0.00
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities1.72B
Shareholder's equity185.39M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)20.11M
Capital expenditures (TTM)1.16M
Free cash flow (TTM)9.29M
Dividends paid (TTM)3.75M

Financial returns

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Financial returns data
Return on Equity13.38%
Return on Assets1.31%
Return on Invested Capital13.38%
Cash Return on Invested Capital5.01%
Oak Valley Bancorp raises dividend by 33% to $0.30
January 27, 2025

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp Non-GAAP EPS of $0.89, revenue of $19.5M
October 21, 2024

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Stock price data
Open27.79
Daily high27.79
Daily low27.57
Daily Volume2K
All-time high31.84
1y analyst estimate-
Beta0.45
EPS (TTM)3.00
Dividend per share0.60
Ex-div date28 Jul 2025
Next earnings date17 Oct 2025

Downside potential

Downside potential data
OVLYS&P500
Current price drop from All-time high-13.41%-1.46%
Highest price drop-80.24%-56.47%
Date of highest drop14 Apr 20099 Mar 2009
Avg drop from high-29.97%-10.99%
Avg time to new high34 days12 days
Max time to new high2083 days1805 days
Oak Valley Bancorp GAAP EPS of $0.71, revenue of $19.05M
July 19, 2024

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp declares $0.225 dividend
July 19, 2024

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
OVLY (Oak Valley Bancorp) company logo
Marketcap
231.05M
Marketcap category
Small-cap
Description
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company offers Internet, online, and mobile banking services; automated teller machines; and remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services. Oak Valley Bancorp was incorporated in 1990 and is headquartered in Oakdale, California.
Employees
231
Website
https://www.ovcb.com
Investor relations
SEC filings
OVLY SEC filings
CEO
Christopher M. Courtney
Country
USA
City
Oakdale
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
Oak Valley Bancorp GAAP EPS of $0.69, revenue of $18.76M
April 22, 2024

iO Charts is a Seeking Alpha partner

Oak Valley Bancorp declares $0.225 dividend
January 22, 2024

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
COMPANY NEWS
Seeking AlphaPress releases
Oak Valley Bancorp GAAP EPS of $0.71, revenue of $19.67M
January 22, 2024
Oak Valley Bancorp GAAP EPS of $0.89, revenue of $20.51M
October 20, 2023
Oak Valley Bancorp GAAP EPS of $1.02, revenue of $21.06M
July 24, 2023
Oak Valley Bancorp declares $0.16 dividend
July 24, 2023
NewtekOne, Alpine Income to be added to Russell 3000; Rocket Companies to be deleted
May 24, 2023
Oak Valley Bancorp GAAP EPS of $1.12, revenue of $21.2M
April 21, 2023
Oak Valley Bancorp GAAP EPS of $1.15, revenue of $20.53M
January 23, 2023
Oak Valley Bancorp raises quarterly dividend by 6.7% to $0.16/share
January 20, 2023
Oak Valley Bancorp GAAP EPS of $0.83, revenue of $18.38M
October 21, 2022
Oak Valley Bancorp reports Q2 results
July 21, 2022
iO Charts is a Seeking Alpha partnerNext page
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