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Ticker
OZK

Price
49.51
Stock movement up
+0.03 (0.06%)
Company name
Bank Ozk
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
5.47B
Ent value
-
Price/Sales
1.95
Price/Book
0.89
Div yield
3.72%
Div growth
4.14%
Growth years
25
FCF payout
42.70%
Trailing P/E
7.64
Forward P/E
7.64
PEG
0.64
EPS growth
23.14%
1 year return (CAGR)
-5.91%
3 year return (CAGR)
1.95%
5 year return (CAGR)
5.14%
10 year return (CAGR)
2.11%
Last updated: 2026-02-23

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.84
Dividend yield3.72%
Payout frequencyQuarterly
Maximum yield4.57%
Average yield3.35%
Minimum yield2.36%
Discount to avg yield9.81%
Upside potential10.88%
Yield as % of max yield81.31%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.72%
Current yield distribution26.51%
Yield at 100% (Min)2.36%
Yield at 90%2.67%
Yield at 80%2.83%
Yield at 50% (Median)3.38%
Yield at 20%3.82%
Yield at 10%3.98%
Yield at 0% (Max)4.57%

Dividend per share

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Dividend per share data
Years of growth25 years
CCC statusDividend Champion
Dividend per share1.84
Payout frequencyQuarterly
Ex-div date13 Jan 2026
EPS (TTM)6.38
EPS (1y forward)6.48
EPS growth (5y)23.14%
EPS growth (5y forward)12.00%

Dividend growth

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Dividend growth data
OZKS&P500
DGR MR2.22%-13.74%
DGR TTM12.66%6.60%
DGR 3 years1.56%7.31%
DGR 5 years4.14%4.69%
DGR 10 years9.15%6.30%
DGR 15 years15.60%8.16%
Time since last change announced53 days
EPS growth (5y)23.14%
EPS growth (5y forward)12.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM22.11%42.70%
Average--
Forward28.41%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E7.64
Price to OCF8.66
Price to FCF14.75
Price to EBITDA10.44
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.95
Price to Book0.89
EV to Sales-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count110.38M
EPS (TTM)6.38
FCF per share (TTM)3.31

Income statement

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Income statement data
Revenue (TTM)2.81B
Gross profit (TTM)1.56B
Operating income (TTM)934.27M
Net income (TTM)715.48M
EPS (TTM)6.38
EPS (1y forward)6.48

Margins

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Margins data
Gross margin (TTM)55.43%
Operating margin (TTM)33.30%
Profit margin (TTM)25.50%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets0.00
Goodwill660.79M
Intangible assets0.00
Property, plant and equipment0.00
Total assets40.79B
Accounts payable0.00
Short/Current long term debt463.58M
Total current liabilities0.00
Total liabilities34.66B
Shareholder's equity6.13B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)631.30M
Capital expenditures (TTM)74.89M
Free cash flow (TTM)370.41M
Dividends paid (TTM)158.16M

Financial returns

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Financial returns data
Return on Equity11.67%
Return on Assets1.75%
Return on Invested Capital11.67%
Cash Return on Invested Capital6.04%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open49.71
Daily high50.29
Daily low49.14
Daily Volume971K
All-time high56.45
1y analyst estimate53.00
Beta0.93
EPS (TTM)6.38
Dividend per share1.84
Ex-div date13 Jan 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
OZKS&P500
Current price drop from All-time high-12.29%-1.82%
Highest price drop-72.45%-56.47%
Date of highest drop3 Apr 20209 Mar 2009
Avg drop from high-21.94%-10.84%
Avg time to new high23 days12 days
Max time to new high2254 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
OZK (Bank Ozk) company logo
Marketcap
5.47B
Marketcap category
Mid-cap
Description
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.
Employees
3280
Investor relations
SEC filings
CEO
George Gleason
Country
USA
City
Little Rock
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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