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Ticker
PCB

Price
17.47
Stock movement up
+0.34 (1.96%)
Company name
PCB Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
249.24M
Ent value
2.75B
Price/Sales
1.53
Price/Book
0.69
Div yield
4.12%
Div growth
41.88%
Growth years
5
FCF payout
31.63%
Trailing P/E
10.10
Forward P/E
8.91
PEG
-
EPS growth
5.15%
1 year return
15.16%
3 year return
-6.41%
5 year return
15.07%
10 year return
-
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.72
Dividend yield4.12%
Payout frequency-
Maximum yield5.39%
Average yield3.66%
Minimum yield2.05%
Discount to avg yield11.09%
Upside potential12.47%
Yield as % of max yield76.42%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.12%
Current yield distribution34.44%
Yield at 100% (Min)2.05%
Yield at 90%2.61%
Yield at 80%2.87%
Yield at 50% (Median)3.73%
Yield at 20%4.49%
Yield at 10%4.67%
Yield at 0% (Max)5.39%

Dividend per share

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Dividend per share data
Years of growth5 years
CCC statusDividend Challenger
Dividend per share0.72
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)1.72
EPS (1y forward)1.96
EPS growth (5y)5.15%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PCBS&P500
DGR MR20.00%-13.74%
DGR TTM-6.60%
DGR 3 years19.93%5.24%
DGR 5 years41.88%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced719 days
EPS growth (5y)5.15%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM43.33%31.63%
Average--
Forward36.73%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.10
Price to OCF5.92
Price to FCF7.37
Price to EBITDA25.36
EV to EBITDA279.46

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.53
Price to Book0.69
EV to Sales16.88

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count14.27M
EPS (TTM)1.72
FCF per share (TTM)2.36

Income statement

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Income statement data
Revenue (TTM)162.72M
Gross profit (TTM)186.00M
Operating income (TTM)65.50M
Net income (TTM)24.69M
EPS (TTM)1.72
EPS (1y forward)1.96

Margins

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Margins data
Gross margin (TTM)114.31%
Operating margin (TTM)40.25%
Profit margin (TTM)15.17%

Balance Sheet

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Balance Sheet data
Cash29.98M
Net receivables9.90M
Total current assets187.51M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment26.35M
Total assets2.89B
Accounts payable0.00
Short/Current long term debt19.30M
Total current liabilities1.03B
Total liabilities2.53B
Shareholder's equity362.30M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)42.07M
Capital expenditures (TTM)8.26M
Free cash flow (TTM)33.81M
Dividends paid (TTM)10.70M

Financial returns

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Financial returns data
Return on Equity6.81%
Return on Assets0.85%
Return on Invested Capital6.81%
Cash Return on Invested Capital9.33%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open17.26
Daily high17.61
Daily low17.00
Daily Volume30K
All-time high37.19
1y analyst estimate22.00
Beta0.66
EPS (TTM)1.72
Dividend per share0.72
Ex-div date14 Feb 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
PCBS&P500
Current price drop from All-time high-53.03%-12.89%
Highest price drop-94.55%-56.47%
Date of highest drop6 Dec 20119 Mar 2009
Avg drop from high-55.26%-11.07%
Avg time to new high69 days12 days
Max time to new high2141 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PCB (PCB Bancorp) company logo
Marketcap
249.24M
Marketcap category
Small-cap
Description
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties, California; Carrollton and Dallas, Texas; and Englewood Cliffs and Palisade Park, New Jersey, and Bayside, New York. It also operates loan production offices in Los Angeles and Orange Counties, California; Annandale, Virginia; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; and Carrollton, Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Employees
264
Investor relations
-
SEC filings
CEO
Henry Kim
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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