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Ticker
PCB

Price
22.77
Stock movement down
-0.07 (-0.31%)
Company name
PCB Bancorp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
323.92M
Ent value
3.19B
Price/Sales
1.55
Price/Book
0.83
Div yield
3.86%
Div growth
8.45%
Growth years
-
FCF payout
41.08%
Trailing P/E
8.65
Forward P/E
7.47
PEG
-
EPS growth
20.16%
1 year return (CAGR)
11.95%
3 year return (CAGR)
7.17%
5 year return (CAGR)
10.60%
10 year return (CAGR)
-
Last updated: 2026-02-20

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.88
Dividend yield3.86%
Payout frequencyQuarterly
Maximum yield5.39%
Average yield3.61%
Minimum yield2.05%
Discount to avg yield6.51%
Upside potential6.96%
Yield as % of max yield71.66%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.86%
Current yield distribution36.98%
Yield at 100% (Min)2.05%
Yield at 90%2.61%
Yield at 80%2.87%
Yield at 50% (Median)3.67%
Yield at 20%4.42%
Yield at 10%4.65%
Yield at 0% (Max)5.39%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.88
Payout frequencyQuarterly
Ex-div date13 Feb 2026
EPS (TTM)2.63
EPS (1y forward)3.05
EPS growth (5y)20.16%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PCBS&P500
DGR MR10.00%-13.74%
DGR TTM13.89%6.60%
DGR 3 years-7.31%
DGR 5 years8.45%4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced26 days
EPS growth (5y)20.16%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM23.69%41.08%
Average--
Forward28.85%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.65
Price to OCF13.69
Price to FCF15.00
Price to EBITDA7.60
EV to EBITDA74.87

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.55
Price to Book0.83
EV to Sales15.24

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FINANCIALS

Per share

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Per share data
Current share count14.23M
EPS (TTM)2.63
FCF per share (TTM)1.52

Income statement

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Income statement data
Revenue (TTM)209.37M
Gross profit (TTM)111.69M
Operating income (TTM)52.49M
Net income (TTM)37.45M
EPS (TTM)2.63
EPS (1y forward)3.05

Margins

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Margins data
Gross margin (TTM)53.34%
Operating margin (TTM)25.07%
Profit margin (TTM)17.89%

Balance Sheet

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Balance Sheet data
Cash25.32M
Net receivables10.67M
Total current assets196.00M
Goodwill0.00
Intangible assets5.63M
Property, plant and equipment0.00
Total assets3.28B
Accounts payable0.00
Short/Current long term debt19.00M
Total current liabilities19.00M
Total liabilities2.89B
Shareholder's equity390.03M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)23.66M
Capital expenditures (TTM)2.07M
Free cash flow (TTM)21.60M
Dividends paid (TTM)8.87M

Financial returns

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Financial returns data
Return on Equity9.60%
Return on Assets1.14%
Return on Invested Capital9.16%
Cash Return on Invested Capital5.28%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open22.84
Daily high22.94
Daily low22.77
Daily Volume20K
All-time high37.19
1y analyst estimate25.25
Beta0.55
EPS (TTM)2.63
Dividend per share0.88
Ex-div date13 Feb 2026
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
PCBS&P500
Current price drop from All-time high-38.77%-1.82%
Highest price drop-94.55%-56.47%
Date of highest drop6 Dec 20119 Mar 2009
Avg drop from high-54.15%-10.84%
Avg time to new high73 days12 days
Max time to new high2353 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PCB (PCB Bancorp) company logo
Marketcap
323.92M
Marketcap category
Small-cap
Description
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA) property, multifamily, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, and mortgage warehouse; consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions, including remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through full-service branches in Los Angeles and Orange Counties, California; Bayside, New York; Englewood Cliffs and Palisades Park, New Jersey; and Carrollton and Dallas, Texas. It also operates loan production offices in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
Employees
264
Investor relations
-
SEC filings
CEO
Henry Kim
Country
USA
City
Los Angeles
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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