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Ticker
PDLB

Price
16.67
Stock movement up
+0.13 (0.79%)
Company name
Ponce Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
382.31M
Ent value
3.04B
Price/Sales
1.97
Price/Book
0.71
Div yield
-
Div growth
-
Growth years
-
FCF payout
4.25%
Trailing P/E
13.32
Forward P/E
11.74
PEG
-
EPS growth
39.81%
1 year return (CAGR)
23.85%
3 year return (CAGR)
22.09%
5 year return (CAGR)
11.21%
10 year return (CAGR)
-
Last updated: 2026-02-19

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

PDLB does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E13.32
Price to OCF18.51
Price to FCF19.27
Price to EBITDA13.53
EV to EBITDA107.46

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.97
Price to Book0.71
EV to Sales15.63

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count22.93M
EPS (TTM)1.23
FCF per share (TTM)0.85

Income statement

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Income statement data
Revenue (TTM)194.31M
Gross profit (TTM)105.89M
Operating income (TTM)39.51M
Net income (TTM)28.70M
EPS (TTM)1.23
EPS (1y forward)1.42

Margins

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Margins data
Gross margin (TTM)54.50%
Operating margin (TTM)20.33%
Profit margin (TTM)14.77%

Balance Sheet

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Balance Sheet data
Cash28.51M
Net receivables2.62B
Total current assets2.74B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.22B
Accounts payable0.00
Short/Current long term debt654.81M
Total current liabilities1.08B
Total liabilities2.68B
Shareholder's equity541.55M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)20.65M
Capital expenditures (TTM)814.00K
Free cash flow (TTM)19.84M
Dividends paid (TTM)844.00K

Financial returns

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Financial returns data
Return on Equity5.30%
Return on Assets0.89%
Return on Invested Capital5.30%
Cash Return on Invested Capital3.66%

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STOCK INFORMATION

Stock chart

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Stock price data
Open16.59
Daily high17.05
Daily low16.57
Daily Volume55K
All-time high17.45
1y analyst estimate18.50
Beta0.55
EPS (TTM)1.23
Dividend per share0.00
Ex-div date-
Next earnings date-

Downside potential

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Downside potential data
PDLBS&P500
Current price drop from All-time high-4.47%-1.82%
Highest price drop-60.75%-56.47%
Date of highest drop12 May 20239 Mar 2009
Avg drop from high-28.51%-10.84%
Avg time to new high111 days12 days
Max time to new high2020 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PDLB (Ponce Financial Group Inc) company logo
Marketcap
382.31M
Marketcap category
Small-cap
Description
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
Employees
216
Investor relations
-
SEC filings
CEO
Carlos P. Naudon
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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