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Ticker
PDLB

Price
16.88
Stock movement up
+0.19 (1.14%)
Company name
Ponce Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
405.14M
Ent value
2.89B
Price/Sales
2.17
Price/Book
0.76
Div yield
-
Div growth
-
Growth years
-
FCF payout
2.67%
Trailing P/E
18.84
Forward P/E
12.98
PEG
-
EPS growth
-
1 year return (CAGR)
26.82%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

PDLB does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E18.84
Price to OCF9.31
Price to FCF9.59
Price to EBITDA11.93
EV to EBITDA84.94

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.17
Price to Book0.76
EV to Sales15.48

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count24.00M
EPS (TTM)0.93
FCF per share (TTM)1.83

Income statement

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Income statement data
Revenue (TTM)186.37M
Gross profit (TTM)95.01M
Operating income (TTM)29.20M
Net income (TTM)21.50M
EPS (TTM)0.93
EPS (1y forward)1.30

Margins

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Margins data
Gross margin (TTM)50.98%
Operating margin (TTM)15.66%
Profit margin (TTM)11.54%

Balance Sheet

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Balance Sheet data
Cash146.83M
Net receivables18.90M
Total current assets260.55M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment44.42M
Total assets3.16B
Accounts payable4.37M
Short/Current long term debt551.13M
Total current liabilities2.07B
Total liabilities2.63B
Shareholder's equity529.84M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)43.52M
Capital expenditures (TTM)1.29M
Free cash flow (TTM)42.23M
Dividends paid (TTM)1.13M

Financial returns

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Financial returns data
Return on Equity4.06%
Return on Assets0.68%
Return on Invested Capital2.05%
Cash Return on Invested Capital4.02%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open16.80
Daily high17.02
Daily low16.80
Daily Volume38K
All-time high17.45
1y analyst estimate18.50
Beta0.56
EPS (TTM)0.93
Dividend per share0.00
Ex-div date-
Next earnings date3 Feb 2026

Downside potential

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Downside potential data
PDLBS&P500
Current price drop from All-time high-3.27%-0.89%
Highest price drop-34.37%-19.00%
Date of highest drop21 Apr 20258 Apr 2025
Avg drop from high-18.14%-2.49%
Avg time to new high161 days6 days
Max time to new high295 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PDLB (Ponce Financial Group Inc) company logo
Marketcap
405.14M
Marketcap category
Small-cap
Description
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
Employees
209
Investor relations
-
SEC filings
CEO
Carlos P. Naudon
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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