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Ticker
PDLB

Price
13.20
Stock movement up
+0.23 (1.77%)
Company name
Ponce Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
300.51M
Ent value
2.66B
Price/Sales
1.88
Price/Book
0.60
Div yield
-
Div growth
-
Growth years
-
FCF payout
-1.83%
Trailing P/E
35.12
Forward P/E
13.75
PEG
-
EPS growth
-0.42%
1 year return
47.65%
3 year return
12.75%
5 year return
4.50%
10 year return
-
Last updated: 2025-08-27

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

PDLB does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E35.12
Price to OCF-
Price to FCF-
Price to EBITDA41.13
EV to EBITDA363.46

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.88
Price to Book0.60
EV to Sales16.62

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count22.77M
EPS (TTM)0.38
FCF per share (TTM)-0.74

Income statement

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Income statement data
Revenue (TTM)159.78M
Gross profit (TTM)133.77M
Operating income (TTM)76.79M
Net income (TTM)8.56M
EPS (TTM)0.38
EPS (1y forward)0.96

Margins

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Margins data
Gross margin (TTM)83.72%
Operating margin (TTM)48.06%
Profit margin (TTM)5.36%

Balance Sheet

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Balance Sheet data
Cash156.06M
Net receivables2.20B
Total current assets2.34B
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets3.02B
Accounts payable2.92M
Short/Current long term debt611.76M
Total current liabilities976.59M
Total liabilities2.51B
Shareholder's equity504.59M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-14.43M
Capital expenditures (TTM)2.28M
Free cash flow (TTM)-16.71M
Dividends paid (TTM)306.00K

Financial returns

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Financial returns data
Return on Equity1.70%
Return on Assets0.28%
Return on Invested Capital1.52%
Cash Return on Invested Capital-2.96%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open13.06
Daily high13.34
Daily low12.96
Daily Volume77K
All-time high16.79
1y analyst estimate18.00
Beta0.56
EPS (TTM)0.38
Dividend per share-
Ex-div date-
Next earnings date4 Nov 2025

Downside potential

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Downside potential data
PDLBS&P500
Current price drop from All-time high-21.38%-3.04%
Highest price drop-60.75%-56.47%
Date of highest drop12 May 20239 Mar 2009
Avg drop from high-30.04%-11.04%
Avg time to new high114 days12 days
Max time to new high1899 days1805 days

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PDLB (Ponce Financial Group Inc) company logo
Marketcap
300.51M
Marketcap category
Small-cap
Description
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
Employees
206
Investor relations
-
SEC filings
CEO
Carlos P. Naudon
Country
USA
City
New York
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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