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Ticker
PEBK

Price
24.70
Stock movement down
-2.56 (-9.39%)
Company name
Peoples Bancorp of North Carolina
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
130.88M
Ent value
1.58B
Price/Sales
1.35
Price/Book
0.96
Div yield
3.24%
Div growth
8.12%
Growth years
8
FCF payout
30.17%
Trailing P/E
8.06
Forward P/E
-
PEG
-
EPS growth
4.53%
1 year return
-11.31%
3 year return
-5.44%
5 year return
1.57%
10 year return
4.20%
Last updated: 2025-04-04

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.80
Dividend yield3.24%
Payout frequencyQuarterly
Maximum yield4.41%
Average yield2.83%
Minimum yield2.14%
Discount to avg yield12.75%
Upside potential14.61%
Yield as % of max yield73.39%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.24%
Current yield distribution20.32%
Yield at 100% (Min)2.14%
Yield at 90%2.38%
Yield at 80%2.47%
Yield at 50% (Median)2.68%
Yield at 20%3.26%
Yield at 10%3.55%
Yield at 0% (Max)4.41%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date3 Mar 2025
EPS (TTM)2.96
EPS (1y forward)-
EPS growth (5y)4.53%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PEBKS&P500
DGR MR5.26%-13.74%
DGR TTM1.32%6.60%
DGR 3 years8.39%5.24%
DGR 5 years8.12%5.40%
DGR 10 years22.73%7.07%
DGR 15 years3.77%6.12%
Time since last change announced42 days
EPS growth (5y)4.53%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM36.38%30.17%
Average--
Forward--

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.06
Price to OCF6.41
Price to FCF6.68
Price to EBITDA73.32
EV to EBITDA886.88

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.35
Price to Book0.96
EV to Sales16.39

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count5.30M
EPS (TTM)2.96
FCF per share (TTM)3.57

Income statement

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Income statement data
Revenue (TTM)96.60M
Gross profit (TTM)99.69M
Operating income (TTM)52.04M
Net income (TTM)16.23M
EPS (TTM)2.96
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)103.20%
Operating margin (TTM)53.87%
Profit margin (TTM)16.81%

Balance Sheet

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Balance Sheet data
Cash73.16M
Net receivables0.00
Total current assets544.90M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment19.40M
Total assets1.66B
Accounts payable0.00
Short/Current long term debt19.78M
Total current liabilities417.19M
Total liabilities1.53B
Shareholder's equity136.28M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)20.43M
Capital expenditures (TTM)853.00K
Free cash flow (TTM)19.58M
Dividends paid (TTM)5.91M

Financial returns

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Financial returns data
Return on Equity11.91%
Return on Assets0.98%
Return on Invested Capital10.14%
Cash Return on Invested Capital12.22%

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STOCK INFORMATION

Stock chart

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Stock price data
Open27.20
Daily high27.20
Daily low24.70
Daily Volume5K
All-time high34.15
1y analyst estimate13.00
Beta0.59
EPS (TTM)2.96
Dividend per share0.80
Ex-div date3 Mar 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
PEBKS&P500
Current price drop from All-time high-27.67%-12.44%
Highest price drop-78.60%-56.47%
Date of highest drop3 Dec 20099 Mar 2009
Avg drop from high-25.62%-11.07%
Avg time to new high46 days12 days
Max time to new high2159 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PEBK (Peoples Bancorp of North Carolina) company logo
Marketcap
130.88M
Marketcap category
Small-cap
Description
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. It offers checking, savings, money market, and retirement accounts; certificates of deposits; and credit and debit cards. The company also originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans; and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Employees
277
Investor relations
SEC filings
CEO
Lance A. Sellers
Country
USA
City
Newton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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