We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
PEBK

Price
29.71
Stock movement down
-0.28 (-0.93%)
Company name
Peoples Bancorp of North Carolina
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
157.43M
Ent value
1.61B
Price/Sales
1.63
Price/Book
1.16
Div yield
2.69%
Div growth
8.12%
Growth years
8
FCF payout
30.17%
Trailing P/E
9.70
Forward P/E
-
PEG
-
EPS growth
4.53%
1 year return
-3.54%
3 year return
3.11%
5 year return
12.48%
10 year return
6.27%
Last updated: 2025-05-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.80
Dividend yield2.69%
Payout frequencyQuarterly
Maximum yield4.41%
Average yield2.82%
Minimum yield2.14%
Discount to avg yield-4.69%
Upside potential-4.48%
Yield as % of max yield61.01%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.69%
Current yield distribution48.41%
Yield at 100% (Min)2.14%
Yield at 90%2.38%
Yield at 80%2.47%
Yield at 50% (Median)2.67%
Yield at 20%3.17%
Yield at 10%3.55%
Yield at 0% (Max)4.41%

Dividend per share

Loading...
Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date3 Mar 2025
EPS (TTM)2.96
EPS (1y forward)-
EPS growth (5y)4.53%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
PEBKS&P500
DGR MR5.26%-13.74%
DGR TTM1.32%6.60%
DGR 3 years8.39%5.24%
DGR 5 years8.12%5.40%
DGR 10 years22.73%7.07%
DGR 15 years3.77%6.12%
Time since last change announced96 days
EPS growth (5y)4.53%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM36.38%30.17%
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E9.70
Price to OCF7.71
Price to FCF8.04
Price to EBITDA88.19
EV to EBITDA901.75

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales1.63
Price to Book1.16
EV to Sales16.66

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count5.30M
EPS (TTM)2.96
FCF per share (TTM)3.57

Income statement

Loading...
Income statement data
Revenue (TTM)96.60M
Gross profit (TTM)99.69M
Operating income (TTM)52.04M
Net income (TTM)16.23M
EPS (TTM)2.96
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)103.20%
Operating margin (TTM)53.87%
Profit margin (TTM)16.81%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash73.16M
Net receivables0.00
Total current assets544.90M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment19.40M
Total assets1.66B
Accounts payable0.00
Short/Current long term debt19.78M
Total current liabilities417.19M
Total liabilities1.53B
Shareholder's equity136.28M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)20.43M
Capital expenditures (TTM)853.00K
Free cash flow (TTM)19.58M
Dividends paid (TTM)5.91M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity11.91%
Return on Assets0.98%
Return on Invested Capital10.14%
Cash Return on Invested Capital12.22%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open31.00
Daily high31.00
Daily low29.80
Daily Volume5K
All-time high34.15
1y analyst estimate13.00
Beta0.59
EPS (TTM)2.96
Dividend per share0.80
Ex-div date3 Mar 2025
Next earnings date21 Jul 2025

Downside potential

Loading...
Downside potential data
PEBKS&P500
Current price drop from All-time high-13.00%-4.13%
Highest price drop-78.60%-56.47%
Date of highest drop3 Dec 20099 Mar 2009
Avg drop from high-25.60%-11.07%
Avg time to new high46 days12 days
Max time to new high2159 days1805 days
COMPANY DETAILS
PEBK (Peoples Bancorp of North Carolina) company logo
Marketcap
157.43M
Marketcap category
Small-cap
Description
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. It offers checking, savings, money market, and retirement accounts; certificates of deposits; and credit and debit cards. The company also originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans; and individual taxpayer identification number mortgage loans, as well as agricultural loans. In addition, it provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Employees
277
Investor relations
SEC filings
CEO
Lance A. Sellers
Country
USA
City
Newton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...