We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
PEBK

Price
35.41
Stock movement up
+1.25 (3.66%)
Company name
Peoples Bancorp of North Carolina
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
187.99M
Ent value
1.66B
Price/Sales
1.91
Price/Book
1.26
Div yield
2.26%
Div growth
6.04%
Growth years
8
FCF payout
-
Trailing P/E
11.22
Forward P/E
-
PEG
-
EPS growth
4.77%
1 year return
13.60%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-10

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.80
Dividend yield2.26%
Payout frequencyQuarterly
Maximum yield3.24%
Average yield2.71%
Minimum yield2.26%
Discount to avg yield-19.96%
Upside potential-16.64%
Yield as % of max yield69.75%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.26%
Current yield distribution99.66%
Yield at 100% (Min)2.26%
Yield at 90%2.43%
Yield at 80%2.53%
Yield at 50% (Median)2.70%
Yield at 20%2.92%
Yield at 10%3.00%
Yield at 0% (Max)3.24%

Dividend per share

Loading...
Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.80
Payout frequencyQuarterly
Ex-div date3 Dec 2025
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)4.77%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
PEBKS&P500
DGR MR5.26%-13.74%
DGR TTM5.26%6.60%
DGR 3 years3.57%7.31%
DGR 5 years6.04%4.69%
DGR 10 years13.32%6.30%
DGR 15 years18.29%8.16%
Time since last change announced294 days
EPS growth (5y)4.77%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E11.22
Price to OCF8.80
Price to FCF9.39
Price to EBITDA7.67
EV to EBITDA67.75

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales1.91
Price to Book1.26
EV to Sales16.86

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count5.31M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash117.02M
Net receivables0.00
Total current assets493.88M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment18.08M
Total assets1.74B
Accounts payable0.00
Short/Current long term debt19.26M
Total current liabilities1.55B
Total liabilities1.59B
Shareholder's equity149.47M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open34.05
Daily high36.55
Daily low34.05
Daily Volume16K
All-time high35.41
1y analyst estimate13.00
Beta0.38
EPS (TTM)-
Dividend per share0.80
Ex-div date3 Dec 2025
Next earnings date-

Downside potential

Loading...
Downside potential data
PEBKS&P500
Current price drop from All-time high-1.43%-0.25%
Highest price drop-28.81%-19.00%
Date of highest drop9 Oct 20248 Apr 2025
Avg drop from high-14.53%-2.66%
Avg time to new high147 days6 days
Max time to new high292 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PEBK (Peoples Bancorp of North Carolina) company logo
Marketcap
187.99M
Marketcap category
Small-cap
Description
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Employees
281
Investor relations
SEC filings
CEO
Lance A. Sellers
Country
USA
City
Newton
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...