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Ticker
PFS

Price
14.69
Stock movement down
-0.15 (-1.01%)
Company name
Provident Financial Services Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.92B
Ent value
23.09B
Price/Sales
2.00
Price/Book
0.73
Div yield
6.54%
Div growth
3.20%
Growth years
-
FCF payout
40.24%
Trailing P/E
20.32
Forward P/E
6.78
PEG
2.54
EPS growth
-1.17%
1 year return
8.90%
3 year return
-13.74%
5 year return
2.18%
10 year return
-2.39%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.96
Dividend yield6.54%
Payout frequency-
Maximum yield8.13%
Average yield5.18%
Minimum yield3.59%
Discount to avg yield20.78%
Upside potential26.23%
Yield as % of max yield80.41%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield6.54%
Current yield distribution14.84%
Yield at 100% (Min)3.59%
Yield at 90%3.96%
Yield at 80%4.10%
Yield at 50% (Median)5.06%
Yield at 20%6.32%
Yield at 10%6.79%
Yield at 0% (Max)8.13%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.96
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)0.73
EPS (1y forward)2.17
EPS growth (5y)-1.17%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
PFSS&P500
DGR MR4.35%-13.74%
DGR TTM-6.60%
DGR 3 years1.43%5.24%
DGR 5 years3.20%5.40%
DGR 10 years5.60%7.07%
DGR 15 years5.47%6.12%
Time since last change announced1264 days
EPS growth (5y)-1.17%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM97.43%40.24%
Average--
Forward44.28%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E20.32
Price to OCF8.23
Price to FCF8.39
Price to EBITDA25.64
EV to EBITDA308.87

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.00
Price to Book0.73
EV to Sales24.05

FINANCIALS

Per share

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Per share data
Current share count130.49M
EPS (TTM)0.73
FCF per share (TTM)1.76

Income statement

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Income statement data
Revenue (TTM)960.30M
Gross profit (TTM)908.39M
Operating income (TTM)214.18M
Net income (TTM)94.31M
EPS (TTM)0.73
EPS (1y forward)2.17

Margins

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Margins data
Gross margin (TTM)94.59%
Operating margin (TTM)22.30%
Profit margin (TTM)9.82%

Balance Sheet

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Balance Sheet data
Cash244.06M
Net receivables89.87M
Total current assets333.95M
Goodwill0.00
Intangible assets839.22M
Property, plant and equipment0.00
Total assets24.04B
Accounts payable0.00
Short/Current long term debt2.63B
Total current liabilities13.55B
Total liabilities21.42B
Shareholder's equity2.62B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)233.00M
Capital expenditures (TTM)4.62M
Free cash flow (TTM)228.38M
Dividends paid (TTM)91.89M

Financial returns

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Financial returns data
Return on Equity3.60%
Return on Assets0.39%
Return on Invested Capital3.60%
Cash Return on Invested Capital8.71%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open14.71
Daily high14.80
Daily low14.34
Daily Volume875K
All-time high28.95
1y analyst estimate23.50
Beta1.02
EPS (TTM)0.73
Dividend per share0.96
Ex-div date14 Feb 2025
Next earnings date16 Apr 2025

Downside potential

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Downside potential data
PFSS&P500
Current price drop from All-time high-49.26%-12.89%
Highest price drop-66.53%-56.47%
Date of highest drop18 Mar 20209 Mar 2009
Avg drop from high-24.01%-11.07%
Avg time to new high110 days12 days
Max time to new high3208 days1805 days
COMPANY DETAILS
PFS (Provident Financial Services Inc) company logo
Marketcap
1.92B
Marketcap category
Small-cap
Description
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
Employees
1109
Investor relations
SEC filings
CEO
Christopher Martin
Country
USA
City
Jersey City
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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