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Ticker
PNFP

Price
97.55
Stock movement down
-4.17 (-4.10%)
Company name
Pinnacle Financial Partners, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
7.57B
Ent value
53.41B
Price/Sales
2.68
Price/Book
1.10
Div yield
0.98%
Div growth
6.58%
Growth years
-
FCF payout
8.59%
Trailing P/E
12.14
Forward P/E
9.68
PEG
-
EPS growth
3.35%
1 year return (CAGR)
-18.86%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.96
Dividend yield0.98%
Payout frequencyQuarterly
Maximum yield1.14%
Average yield0.90%
Minimum yield0.68%
Discount to avg yield8.15%
Upside potential8.87%
Yield as % of max yield86.50%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.98%
Current yield distribution32.30%
Yield at 100% (Min)0.68%
Yield at 90%0.72%
Yield at 80%0.77%
Yield at 50% (Median)0.91%
Yield at 20%1.02%
Yield at 10%1.07%
Yield at 0% (Max)1.14%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.96
Payout frequencyQuarterly
Ex-div date7 Nov 2025
EPS (TTM)8.07
EPS (1y forward)10.08
EPS growth (5y)3.35%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PNFPS&P500
DGR MR9.09%-13.74%
DGR TTM6.82%6.60%
DGR 3 years6.92%7.31%
DGR 5 years6.58%4.69%
DGR 10 years10.65%6.30%
DGR 15 years-8.16%
Time since last change announced295 days
EPS growth (5y)3.35%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM14.28%8.59%
Average--
Forward9.52%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.14
Price to OCF6.62
Price to FCF7.30
Price to EBITDA8.41
EV to EBITDA59.37

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.68
Price to Book1.10
EV to Sales18.93

FINANCIALS

Per share

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Per share data
Current share count77.58M
EPS (TTM)8.07
FCF per share (TTM)13.41

Income statement

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Income statement data
Revenue (TTM)2.82B
Gross profit (TTM)1.78B
Operating income (TTM)758.22M
Net income (TTM)623.57M
EPS (TTM)8.07
EPS (1y forward)10.08

Margins

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Margins data
Gross margin (TTM)63.06%
Operating margin (TTM)26.87%
Profit margin (TTM)22.10%

Balance Sheet

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Balance Sheet data
Cash3.27B
Net receivables218.65M
Total current assets9.90B
Goodwill1.85B
Intangible assets18.11M
Property, plant and equipment0.00
Total assets55.96B
Accounts payable48.48M
Short/Current long term debt2.53B
Total current liabilities48.48M
Total liabilities49.11B
Shareholder's equity6.86B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)1.14B
Capital expenditures (TTM)106.24M
Free cash flow (TTM)1.04B
Dividends paid (TTM)89.05M

Financial returns

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Financial returns data
Return on Equity9.10%
Return on Assets1.11%
Return on Invested Capital6.64%
Cash Return on Invested Capital11.05%

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STOCK INFORMATION

Stock chart

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Stock price data
Open101.73
Daily high107.00
Daily low97.38
Daily Volume2.95M
All-time high129.87
1y analyst estimate112.77
Beta1.06
EPS (TTM)8.07
Dividend per share0.96
Ex-div date7 Nov 2025
Next earnings date13 Apr 2026

Downside potential

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Downside potential data
PNFPS&P500
Current price drop from All-time high-24.89%-0.89%
Highest price drop-35.03%-19.00%
Date of highest drop29 Oct 20258 Apr 2025
Avg drop from high-18.78%-2.49%
Avg time to new high107 days6 days
Max time to new high289 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PNFP (Pinnacle Financial Partners, Inc.) company logo
Marketcap
7.57B
Marketcap category
Mid-cap
Description
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
Employees
3657
Investor relations
-
SEC filings
CEO
M. Terry Turner
Country
USA
City
Nashville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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