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- Ticker
- PROV
- Price
- 14.21
- Stock movement up
- +0.31 (2.23%)
- Company name
- Provident Financial Holdings Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 96.07M
- Ent value
- 1.18B
- Price/Sales
- 1.95
- Price/Book
- 0.74
- Div yield
- 3.94%
- Div growth
- -
- Growth years
- -
- FCF payout
- 104.97%
- Trailing P/E
- 12.83
- Forward P/E
- 12.91
- PEG
- -
- EPS growth
- 12.69%
- 1 year return
- 3.76%
- 3 year return
- -4.95%
- 5 year return
- 2.25%
- 10 year return
- -1.24%
Last updated: 2025-04-09
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 0.56 |
| Dividend yield | 3.94% |
| Payout frequency | - |
| Maximum yield | 5.13% |
| Average yield | 3.91% |
| Minimum yield | 3.05% |
| Discount to avg yield | 0.80% |
| Upside potential | 0.80% |
| Yield as % of max yield | 76.80% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 3.94% |
| Current yield distribution | 47.46% |
| Yield at 100% (Min) | 3.05% |
| Yield at 90% | 3.31% |
| Yield at 80% | 3.39% |
| Yield at 50% (Median) | 3.92% |
| Yield at 20% | 4.37% |
| Yield at 10% | 4.54% |
| Yield at 0% (Max) | 5.13% |
Dividend per share
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Dividend per share data
| Years of growth | - |
| CCC status | - |
| Dividend per share | 0.56 |
| Payout frequency | - |
| Ex-div date | 13 Feb 2025 |
| EPS (TTM) | 1.09 |
| EPS (1y forward) | 1.10 |
| EPS growth (5y) | 12.69% |
| EPS growth (5y forward) | - |
Dividend growth
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Dividend growth data
| PROV | S&P500 | |
| DGR MR | 7.69% | -13.74% |
| DGR TTM | - | 6.60% |
| DGR 3 years | - | 5.24% |
| DGR 5 years | - | 5.40% |
| DGR 10 years | 5.12% | 7.07% |
| DGR 15 years | 2.62% | 6.12% |
| Time since last change announced | 2810 days |
| EPS growth (5y) | 12.69% |
| EPS growth (5y forward) | - |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 51.64% | 104.97% |
| Average | - | - |
| Forward | 50.91% | - |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 12.83 |
| Price to OCF | 19.69 |
| Price to FCF | 26.08 |
| Price to EBITDA | 10.66 |
| EV to EBITDA | 130.45 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 1.95 |
| Price to Book | 0.74 |
| EV to Sales | 23.89 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 6.76M |
| EPS (TTM) | 1.09 |
| FCF per share (TTM) | 0.54 |
Income statement
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Income statement data
| Revenue (TTM) | 49.20M |
| Gross profit (TTM) | 58.68M |
| Operating income (TTM) | 13.73M |
| Net income (TTM) | 7.49M |
| EPS (TTM) | 1.09 |
| EPS (1y forward) | 1.10 |
Margins
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Margins data
| Gross margin (TTM) | 119.26% |
| Operating margin (TTM) | 27.91% |
| Profit margin (TTM) | 15.22% |
Balance Sheet
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Balance Sheet data
| Cash | 48.19M |
| Net receivables | 4.29M |
| Total current assets | 176.75M |
| Goodwill | 0.00 |
| Intangible assets | 0.00 |
| Property, plant and equipment | 0.00 |
| Total assets | 1.26B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 249.50M |
| Total current liabilities | 230.01M |
| Total liabilities | 1.13B |
| Shareholder's equity | 129.61M |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 4.88M |
| Capital expenditures (TTM) | 1.20M |
| Free cash flow (TTM) | 3.68M |
| Dividends paid (TTM) | 3.87M |
Financial returns
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Financial returns data
| Return on Equity | 5.78% |
| Return on Assets | 0.60% |
| Return on Invested Capital | 1.51% |
| Cash Return on Invested Capital | 0.74% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 14.51 |
| Daily high | 14.51 |
| Daily low | 14.15 |
| Daily Volume | 2K |
| All-time high | 32.80 |
| 1y analyst estimate | 16.25 |
| Beta | 0.38 |
| EPS (TTM) | 1.09 |
| Dividend per share | 0.56 |
| Ex-div date | 13 Feb 2025 |
| Next earnings date | 28 Apr 2025 |
Downside potential
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Downside potential data
| PROV | S&P500 | |
| Current price drop from All-time high | -56.69% | -19.00% |
| Highest price drop | -92.50% | -56.47% |
| Date of highest drop | 22 Dec 2009 | 9 Mar 2009 |
| Avg drop from high | -39.35% | -11.07% |
| Avg time to new high | 35 days | 12 days |
| Max time to new high | 4755 days | 1805 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
96.07M
Marketcap category
Small-cap
Description
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Employees
94
Website
Investor relations
-
SEC filings
CEO
Craig G. Blunden
Country
USA
City
Riverside
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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