We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
PROV

Price
15.72
Stock movement down
-0.07 (-0.44%)
Company name
Provident Financial Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
103.39M
Ent value
1.18B
Price/Sales
2.10
Price/Book
0.80
Div yield
3.56%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
13.81
Forward P/E
13.67
PEG
-
EPS growth
12.69%
1 year return
1.42%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-10-30

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share0.56
Dividend yield3.56%
Payout frequencyQuarterly
Maximum yield4.15%
Average yield3.64%
Minimum yield3.39%
Discount to avg yield-2.31%
Upside potential-2.26%
Yield as % of max yield85.88%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.56%
Current yield distribution68.30%
Yield at 100% (Min)3.39%
Yield at 90%3.50%
Yield at 80%3.54%
Yield at 50% (Median)3.61%
Yield at 20%3.74%
Yield at 10%3.87%
Yield at 0% (Max)4.15%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share0.56
Payout frequencyQuarterly
Ex-div date13 Nov 2025
EPS (TTM)-
EPS (1y forward)1.15
EPS growth (5y)12.69%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
PROVS&P500
DGR MR7.69%-13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years5.12%7.07%
DGR 15 years2.62%6.12%
Time since last change announced3025 days
EPS growth (5y)12.69%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward48.70%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E13.81
Price to OCF21.19
Price to FCF28.06
Price to EBITDA11.47
EV to EBITDA131.27

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.10
Price to Book0.80
EV to Sales24.04

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count6.58M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)1.15

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash49.41M
Net receivables4.18M
Total current assets157.46M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets1.23B
Accounts payable0.00
Short/Current long term debt213.07M
Total current liabilities0.00
Total liabilities1.10B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open15.66
Daily high15.82
Daily low15.66
Daily Volume1K
All-time high32.80
1y analyst estimate16.00
Beta0.33
EPS (TTM)-
Dividend per share0.56
Ex-div date13 Nov 2025
Next earnings date2 Feb 2026

Downside potential

Loading...
Downside potential data
PROVS&P500
Current price drop from All-time high-52.07%-1.10%
Highest price drop-58.84%-19.00%
Date of highest drop25 Mar 20258 Apr 2025
Avg drop from high-53.09%-2.76%
Avg time to new high-5 days
Max time to new high265 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
PROV (Provident Financial Holdings Inc) company logo
Marketcap
103.39M
Marketcap category
Small-cap
Description
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Employees
95
Investor relations
-
SEC filings
CEO
Craig G. Blunden
Country
USA
City
Riverside
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...