Loading...
We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord
- Ticker
- PROV
- Price
- 15.24
- Stock movement down
- -0.18 (-1.20%)
- Company name
- Provident Financial Holdings Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 103.07M
- Ent value
- 1.18B
- Price/Sales
- 2.09
- Price/Book
- 0.80
- Div yield
- 3.67%
- Div growth
- -
- Growth years
- -
- FCF payout
- 104.97%
- Trailing P/E
- 13.76
- Forward P/E
- 13.85
- PEG
- -
- EPS growth
- 12.69%
- 1 year return
- 20.95%
- 3 year return
- 0.87%
- 5 year return
- 4.01%
- 10 year return
- -0.89%
Last updated: 2025-05-29
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
Dividend yield - 5y
Loading...
Dividend yield data
| Dividend per share | 0.56 |
| Dividend yield | 3.67% |
| Payout frequency | Quarterly |
| Maximum yield | 5.13% |
| Average yield | 3.89% |
| Minimum yield | 3.05% |
| Discount to avg yield | -5.99% |
| Upside potential | -5.65% |
| Yield as % of max yield | 71.59% |
Yield distribution (inverse percentile) - 5y
Loading...
Yield distribution data
| Dividend yield | 3.67% |
| Current yield distribution | 65.48% |
| Yield at 100% (Min) | 3.05% |
| Yield at 90% | 3.31% |
| Yield at 80% | 3.39% |
| Yield at 50% (Median) | 3.90% |
| Yield at 20% | 4.35% |
| Yield at 10% | 4.53% |
| Yield at 0% (Max) | 5.13% |
Dividend per share
Loading...
Dividend per share data
| Years of growth | - |
| CCC status | - |
| Dividend per share | 0.56 |
| Payout frequency | Quarterly |
| Ex-div date | 15 May 2025 |
| EPS (TTM) | 1.09 |
| EPS (1y forward) | 1.10 |
| EPS growth (5y) | 12.69% |
| EPS growth (5y forward) | - |
Dividend growth
Loading...
Please create a free account or log in to access this chart
Dividend growth data
| PROV | S&P500 | |
| DGR MR | 7.69% | -13.74% |
| DGR TTM | - | 6.60% |
| DGR 3 years | - | 5.24% |
| DGR 5 years | - | 5.40% |
| DGR 10 years | 5.12% | 7.07% |
| DGR 15 years | 2.62% | 6.12% |
| Time since last change announced | 2861 days |
| EPS growth (5y) | 12.69% |
| EPS growth (5y forward) | - |
Payout ratio
Loading...
Please create a free account or log in to access this chart
Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 51.64% | 104.97% |
| Average | - | - |
| Forward | 50.91% | - |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
Loading...
Valuation Ratios data
| Trailing P/E | 13.76 |
| Price to OCF | 21.12 |
| Price to FCF | 27.98 |
| Price to EBITDA | 11.44 |
| EV to EBITDA | 131.23 |
Valuation (Sales/Book Value)
Loading...
Valuation (Sales/Book Value) data
| Price to Sales | 2.09 |
| Price to Book | 0.80 |
| EV to Sales | 24.04 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
Loading...
Per share data
| Current share count | 6.76M |
| EPS (TTM) | 1.09 |
| FCF per share (TTM) | 0.54 |
Income statement
Loading...
Income statement data
| Revenue (TTM) | 49.20M |
| Gross profit (TTM) | 58.68M |
| Operating income (TTM) | 13.73M |
| Net income (TTM) | 7.49M |
| EPS (TTM) | 1.09 |
| EPS (1y forward) | 1.10 |
Margins
Loading...
Margins data
| Gross margin (TTM) | 119.26% |
| Operating margin (TTM) | 27.91% |
| Profit margin (TTM) | 15.22% |
Balance Sheet
Loading...
Please create a free account or log in to access this chart
Balance Sheet data
| Cash | 48.19M |
| Net receivables | 4.29M |
| Total current assets | 176.75M |
| Goodwill | 0.00 |
| Intangible assets | 0.00 |
| Property, plant and equipment | 0.00 |
| Total assets | 1.26B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 249.50M |
| Total current liabilities | 230.01M |
| Total liabilities | 1.13B |
| Shareholder's equity | 129.61M |
| Net tangible assets | 0.00 |
Cash flow
Loading...
Please create a free account or log in to access this chart
Cash flow data
| Operating cash flow (TTM) | 4.88M |
| Capital expenditures (TTM) | 1.20M |
| Free cash flow (TTM) | 3.68M |
| Dividends paid (TTM) | 3.87M |
Financial returns
Loading...
Please create a free account or log in to access this chart
Financial returns data
| Return on Equity | 5.78% |
| Return on Assets | 0.60% |
| Return on Invested Capital | 1.51% |
| Cash Return on Invested Capital | 0.74% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
Loading...
Stock price data
| Open | 15.35 |
| Daily high | 15.35 |
| Daily low | 15.00 |
| Daily Volume | 14K |
| All-time high | 32.80 |
| 1y analyst estimate | 16.25 |
| Beta | 0.38 |
| EPS (TTM) | 1.09 |
| Dividend per share | 0.56 |
| Ex-div date | 15 May 2025 |
| Next earnings date | 28 Jul 2025 |
Downside potential
Loading...
Downside potential data
| PROV | S&P500 | |
| Current price drop from All-time high | -53.54% | -4.11% |
| Highest price drop | -92.50% | -56.47% |
| Date of highest drop | 22 Dec 2009 | 9 Mar 2009 |
| Avg drop from high | -39.42% | -11.06% |
| Avg time to new high | 35 days | 12 days |
| Max time to new high | 4789 days | 1805 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
103.07M
Marketcap category
Small-cap
Description
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Employees
94
Website
Investor relations
-
SEC filings
CEO
Craig G. Blunden
Country
USA
City
Riverside
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
Loading...
COMPANY NEWS
Seeking AlphaPress releases
iO Charts is a Seeking Alpha partnerNext page