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Ticker
PVBC

Price
10.69
Stock movement down
-0.08 (-0.74%)
Company name
Provident Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
189.53M
Ent value
1.47B
Price/Sales
2.21
Price/Book
0.84
Div yield
1.50%
Div growth
-
Growth years
-
FCF payout
0.08%
Trailing P/E
35.67
Forward P/E
24.86
PEG
-
EPS growth
-8.00%
1 year return
26.66%
3 year return
-10.93%
5 year return
3.66%
10 year return
-
Last updated: 2025-04-12

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.16
Dividend yield1.50%
Payout frequencyQuarterly
Maximum yield2.76%
Average yield1.40%
Minimum yield0.80%
Discount to avg yield6.34%
Upside potential6.77%
Yield as % of max yield54.26%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.50%
Current yield distribution41.17%
Yield at 100% (Min)0.80%
Yield at 90%0.97%
Yield at 80%1.01%
Yield at 50% (Median)1.41%
Yield at 20%1.68%
Yield at 10%1.94%
Yield at 0% (Max)2.76%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.16
Payout frequencyQuarterly
Ex-div date11 Aug 2022
EPS (TTM)0.32
EPS (1y forward)0.43
EPS growth (5y)-8.00%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
PVBCS&P500
DGR MR33.33%-13.74%
DGR TTM14.29%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1454 days
EPS growth (5y)-8.00%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM0.19%0.08%
Average83.78%-
Forward37.21%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E35.67
Price to OCF15.12
Price to FCF15.68
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.21
Price to Book0.84
EV to Sales17.18

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count17.73M
EPS (TTM)0.32
FCF per share (TTM)0.72

Income statement

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Income statement data
Revenue (TTM)85.71M
Gross profit (TTM)110.99M
Operating income (TTM)9.70M
Net income (TTM)5.31M
EPS (TTM)0.32
EPS (1y forward)0.43

Margins

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Margins data
Gross margin (TTM)129.49%
Operating margin (TTM)11.31%
Profit margin (TTM)6.20%

Balance Sheet

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Balance Sheet data
Cash138.66M
Net receivables5.25M
Total current assets143.91M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment13.81M
Total assets1.65B
Accounts payable0.00
Short/Current long term debt128.49M
Total current liabilities115.00M
Total liabilities1.42B
Shareholder's equity226.16M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)12.54M
Capital expenditures (TTM)455.00K
Free cash flow (TTM)12.08M
Dividends paid (TTM)10.00K

Financial returns

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Financial returns data
Return on Equity2.35%
Return on Assets0.32%
Return on Invested Capital1.51%
Cash Return on Invested Capital3.45%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open10.69
Daily high10.80
Daily low10.60
Daily Volume10K
All-time high20.09
1y analyst estimate12.00
Beta0.46
EPS (TTM)0.32
Dividend per share0.16
Ex-div date11 Aug 2022
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
PVBCS&P500
Current price drop from All-time high-46.79%-12.89%
Highest price drop-71.13%-56.47%
Date of highest drop4 May 20239 Mar 2009
Avg drop from high-23.17%-11.07%
Avg time to new high27 days12 days
Max time to new high854 days1805 days

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COMPANY DETAILS
PVBC (Provident Bancorp Inc) company logo
Marketcap
189.53M
Marketcap category
Small-cap
Description
Provident Bancorp, Inc. operates as the bank holding company for BankProv that provides various banking services to commercial and consumer clients in the United States. It offers checking, term certificate, NOW, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial business, commercial real estate, multi-family, construction and land development, mortgage warehouse, and digital asset loans. In addition, it invests in securities. Provident Bancorp, Inc. was founded in 1828 and is headquartered in Amesbury, Massachusetts.
Employees
188
Investor relations
-
SEC filings
CEO
David P. Mansfield
Country
USA
City
Amesbury
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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