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- Ticker
- QFIN
- Price
- 15.73
- Stock movement up
- +0.18 (1.16%)
- Company name
- 360 Finance Inc
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Credit Services
- Market cap
- 2.05B
- Ent value
- 32.67B
- Price/Sales
- 0.11
- Price/Book
- 0.08
- Div yield
- 9.66%
- Div growth
- -
- Growth years
- 2
- FCF payout
- 11.66%
- Trailing P/E
- 0.30
- Forward P/E
- 0.38
- PEG
- -
- EPS growth
- 19.95%
- 1 year return (CAGR)
- -64.26%
- 3 year return (CAGR)
- -10.55%
- 5 year return (CAGR)
- -7.93%
- 10 year return (CAGR)
- -
Last updated: 2026-02-20
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DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 1.52 |
| Dividend yield | 9.66% |
| Payout frequency | Semi-annual |
| Maximum yield | 10.11% |
| Average yield | 4.23% |
| Minimum yield | - |
| Discount to avg yield | 56.26% |
| Upside potential | 128.63% |
| Yield as % of max yield | 95.61% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 9.66% |
| Current yield distribution | 0.56% |
| Yield at 100% (Min) | - |
| Yield at 90% | - |
| Yield at 80% | 2.90% |
| Yield at 50% (Median) | 4.60% |
| Yield at 20% | 6.28% |
| Yield at 10% | 6.74% |
| Yield at 0% (Max) | 10.11% |
Dividend per share
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Dividend per share data
| Years of growth | 2 years |
| CCC status | - |
| Dividend per share | 1.52 |
| Payout frequency | Semi-annual |
| Ex-div date | 8 Sep 2025 |
| EPS (TTM) | 103.52 |
| EPS (1y forward) | 41.21 |
| EPS growth (5y) | 19.95% |
| EPS growth (5y forward) | - |
Dividend growth
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Dividend growth data
| QFIN | S&P500 | |
| DGR MR | 8.57% | -13.74% |
| DGR TTM | 23.73% | 6.60% |
| DGR 3 years | 21.20% | 7.31% |
| DGR 5 years | - | 4.69% |
| DGR 10 years | - | 6.30% |
| DGR 15 years | - | 8.16% |
| Time since last change announced | 193 days |
| EPS growth (5y) | 19.95% |
| EPS growth (5y forward) | - |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 18.34% | 11.66% |
| Average | 31.37% | 24.00% |
| Forward | 3.69% | - |
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VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 0.30 |
| Price to OCF | 0.19 |
| Price to FCF | 0.19 |
| Price to EBITDA | 0.29 |
| EV to EBITDA | 4.69 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 0.11 |
| Price to Book | 0.08 |
| EV to Sales | 1.81 |
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iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 130.19M |
| EPS (TTM) | 103.52 |
| FCF per share (TTM) | 162.76 |
Income statement
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Income statement data
| Revenue (TTM) | 18.08B |
| Gross profit (TTM) | 12.92B |
| Operating income (TTM) | 7.98B |
| Net income (TTM) | 6.89B |
| EPS (TTM) | 103.52 |
| EPS (1y forward) | 41.21 |
Margins
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Margins data
| Gross margin (TTM) | 71.46% |
| Operating margin (TTM) | 44.16% |
| Profit margin (TTM) | 38.10% |
Balance Sheet
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Balance Sheet data
| Cash | 6.52B |
| Net receivables | 2.00B |
| Total current assets | 55.55B |
| Goodwill | 45.22M |
| Intangible assets | 982.31M |
| Property, plant and equipment | 0.00 |
| Total assets | 61.45B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 6.33B |
| Total current liabilities | 18.92B |
| Total liabilities | 37.15B |
| Shareholder's equity | 24.30B |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 10.98B |
| Capital expenditures (TTM) | 153.15M |
| Free cash flow (TTM) | 10.83B |
| Dividends paid (TTM) | 1.26B |
Financial returns
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Financial returns data
| Return on Equity | 28.34% |
| Return on Assets | 11.21% |
| Return on Invested Capital | 22.48% |
| Cash Return on Invested Capital | 35.35% |
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STOCK INFORMATION
Stock chart
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Stock price data
| Open | 15.46 |
| Daily high | 16.09 |
| Daily low | 15.15 |
| Daily Volume | 1.28M |
| All-time high | 48.12 |
| 1y analyst estimate | 32.84 |
| Beta | 0.53 |
| EPS (TTM) | 103.52 |
| Dividend per share | 1.52 |
| Ex-div date | 8 Sep 2025 |
| Next earnings date | 17 Mar 2026 |
Downside potential
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Downside potential data
| QFIN | S&P500 | |
| Current price drop from All-time high | -67.31% | -1.82% |
| Highest price drop | -78.00% | -56.47% |
| Date of highest drop | 25 Oct 2022 | 9 Mar 2009 |
| Avg drop from high | -46.92% | -10.84% |
| Avg time to new high | 58 days | 12 days |
| Max time to new high | 920 days | 1805 days |
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iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
2.05B
Marketcap category
Mid-cap
Description
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Employees
3527
Website
Investor relations
-
SEC filings
CEO
Hai Sheng Wu
Country
USA
City
Shanghai
Stock type
American depositary share
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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