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Ticker
QFIN

Price
18.17
Stock movement down
-1.06 (-5.51%)
Company name
360 Finance Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
2.41B
Ent value
32.77B
Price/Sales
0.17
Price/Book
-
Div yield
8.37%
Div growth
-
Growth years
2
FCF payout
-
Trailing P/E
0.42
Forward P/E
0.33
PEG
-
EPS growth
-
1 year return
-43.69%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-20

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.52
Dividend yield8.37%
Payout frequencySemi-annual
Maximum yield8.37%
Average yield3.91%
Minimum yield2.52%
Discount to avg yield53.22%
Upside potential113.74%
Yield as % of max yield100.00%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield8.37%
Current yield distribution-
Yield at 100% (Min)2.52%
Yield at 90%2.97%
Yield at 80%3.12%
Yield at 50% (Median)3.41%
Yield at 20%5.00%
Yield at 10%5.63%
Yield at 0% (Max)8.37%

Dividend per share

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Dividend per share data
Years of growth2 years
CCC status-
Dividend per share1.52
Payout frequencySemi-annual
Ex-div date8 Sep 2025
EPS (TTM)-
EPS (1y forward)55.78
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
QFINS&P500
DGR MR8.57%-13.74%
DGR TTM23.73%6.60%
DGR 3 years21.20%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced99 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average31.75%-
Forward2.72%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E0.42
Price to OCF0.29
Price to FCF0.28
Price to EBITDA1.13
EV to EBITDA15.33

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.17
Price to Book-
EV to Sales2.27

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FINANCIALS

Per share

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Per share data
Current share count132.43M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)55.78

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash5.29B
Net receivables4.54B
Total current assets14.95B
Goodwill42.39M
Intangible assets957.40M
Property, plant and equipment0.00
Total assets59.75B
Accounts payable0.00
Short/Current long term debt6.32B
Total current liabilities1.46B
Total liabilities35.65B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open19.05
Daily high19.45
Daily low18.01
Daily Volume2.82M
All-time high48.12
1y analyst estimate47.07
Beta0.44
EPS (TTM)-
Dividend per share1.52
Ex-div date8 Sep 2025
Next earnings date-

Downside potential

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Downside potential data
QFINS&P500
Current price drop from All-time high-62.24%-5.07%
Highest price drop-62.24%-19.00%
Date of highest drop20 Nov 20258 Apr 2025
Avg drop from high-22.10%-2.73%
Avg time to new high56 days6 days
Max time to new high166 days89 days

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COMPANY DETAILS
QFIN (360 Finance Inc) company logo
Marketcap
2.41B
Marketcap category
Mid-cap
Description
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under an intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Employees
3527
Investor relations
-
SEC filings
CEO
Hai Sheng Wu
Country
USA
City
Shanghai
Stock type
American depositary share
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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