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Ticker
QFIN

Price
42.67
Stock movement up
+0.12 (0.28%)
Company name
360 Finance Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
6.62B
Ent value
26.43B
Price/Sales
0.46
Price/Book
0.29
Div yield
3.28%
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
1.16
Forward P/E
0.90
PEG
-
EPS growth
17.25%
1 year return
112.92%
3 year return
45.47%
5 year return
36.39%
10 year return
-
Last updated: 2025-05-29

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.40
Dividend yield3.28%
Payout frequencySemi-annual
Maximum yield8.84%
Average yield4.90%
Minimum yield2.52%
Discount to avg yield-49.37%
Upside potential-33.05%
Yield as % of max yield37.13%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.28%
Current yield distribution83.26%
Yield at 100% (Min)2.52%
Yield at 90%3.09%
Yield at 80%3.38%
Yield at 50% (Median)5.06%
Yield at 20%6.29%
Yield at 10%6.60%
Yield at 0% (Max)8.84%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.40
Payout frequencySemi-annual
Ex-div date23 Apr 2025
EPS (TTM)38.68
EPS (1y forward)47.25
EPS growth (5y)17.25%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
QFINS&P500
DGR MR16.67%-13.74%
DGR TTM20.37%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced73 days
EPS growth (5y)17.25%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average35.15%27.49%
Forward2.96%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E1.16
Price to OCF0.80
Price to FCF0.77
Price to EBITDA3.10
EV to EBITDA12.36

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.46
Price to Book0.29
EV to Sales1.83

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FINANCIALS

Per share

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Per share data
Current share count155.25M
EPS (TTM)38.68
FCF per share (TTM)57.79

Income statement

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Income statement data
Revenue (TTM)14.44B
Gross profit (TTM)9.15B
Operating income (TTM)5.60B
Net income (TTM)5.73B
EPS (TTM)38.68
EPS (1y forward)47.25

Margins

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Margins data
Gross margin (TTM)63.36%
Operating margin (TTM)38.76%
Profit margin (TTM)39.68%

Balance Sheet

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Balance Sheet data
Cash4.29B
Net receivables4.61B
Total current assets7.41B
Goodwill42.37M
Intangible assets973.75M
Property, plant and equipment0.00
Total assets46.99B
Accounts payable0.00
Short/Current long term debt1.04B
Total current liabilities0.00
Total liabilities24.09B
Shareholder's equity22.90B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)8.25B
Capital expenditures (TTM)84.55M
Free cash flow (TTM)8.56B
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity25.01%
Return on Assets12.19%
Return on Invested Capital23.92%
Cash Return on Invested Capital35.75%

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STOCK INFORMATION

Stock chart

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Stock price data
Open43.00
Daily high43.17
Daily low42.41
Daily Volume1.46M
All-time high48.12
1y analyst estimate43.15
Beta0.66
EPS (TTM)38.68
Dividend per share1.40
Ex-div date23 Apr 2025
Next earnings date-

Downside potential

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Downside potential data
QFINS&P500
Current price drop from All-time high-11.33%-4.11%
Highest price drop-78.00%-56.47%
Date of highest drop25 Oct 20229 Mar 2009
Avg drop from high-47.53%-11.06%
Avg time to new high54 days12 days
Max time to new high920 days1805 days
COMPANY DETAILS
QFIN (360 Finance Inc) company logo
Marketcap
6.62B
Marketcap category
Mid-cap
Description
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
Employees
3121
Investor relations
-
SEC filings
CEO
Hai Sheng Wu
Country
USA
City
Shanghai
Stock type
American depositary share
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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