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Ticker
RDN

Price
32.40
Stock movement up
+0.85 (2.69%)
Company name
Radian Group Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Specialty
Market cap
4.83B
Ent value
8.11B
Price/Sales
3.70
Price/Book
1.03
Div yield
3.15%
Div growth
145.95%
Growth years
4
FCF payout
57.68%
Trailing P/E
8.06
Forward P/E
8.65
PEG
-
EPS growth
6.32%
1 year return
8.00%
3 year return
14.47%
5 year return
19.60%
10 year return
6.61%
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.02
Dividend yield3.15%
Payout frequencyQuarterly
Maximum yield4.43%
Average yield3.23%
Minimum yield2.23%
Discount to avg yield-2.52%
Upside potential-2.46%
Yield as % of max yield71.11%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.15%
Current yield distribution56.90%
Yield at 100% (Min)2.23%
Yield at 90%2.45%
Yield at 80%2.66%
Yield at 50% (Median)3.25%
Yield at 20%3.69%
Yield at 10%3.91%
Yield at 0% (Max)4.43%

Dividend per share

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Dividend per share data
Years of growth4 years
CCC status-
Dividend per share1.02
Payout frequencyQuarterly
Ex-div date24 Feb 2025
EPS (TTM)3.91
EPS (1y forward)3.74
EPS growth (5y)6.32%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
RDNS&P500
DGR MR4.08%-13.74%
DGR TTM10.00%6.60%
DGR 3 years21.64%5.24%
DGR 5 years145.95%5.40%
DGR 10 years56.83%7.07%
DGR 15 years22.11%6.12%
Time since last change announced62 days
EPS growth (5y)6.32%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM25.07%57.68%
Average12.58%12.66%
Forward27.25%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.06
Price to OCF18.21
Price to FCF18.54
Price to EBITDA6.93
EV to EBITDA11.65

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.70
Price to Book1.03
EV to Sales6.23

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FINANCIALS

Per share

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Per share data
Current share count148.93M
EPS (TTM)3.91
FCF per share (TTM)1.70

Income statement

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Income statement data
Revenue (TTM)1.30B
Gross profit (TTM)794.35M
Operating income (TTM)836.48M
Net income (TTM)598.84M
EPS (TTM)3.91
EPS (1y forward)3.74

Margins

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Margins data
Gross margin (TTM)60.98%
Operating margin (TTM)64.22%
Profit margin (TTM)45.97%

Balance Sheet

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Balance Sheet data
Cash432.38M
Net receivables138.44M
Total current assets570.82M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets8.42B
Accounts payable0.00
Short/Current long term debt344.90M
Total current liabilities344.90M
Total liabilities3.72B
Shareholder's equity4.70B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)264.96M
Capital expenditures (TTM)4.72M
Free cash flow (TTM)260.24M
Dividends paid (TTM)150.11M

Financial returns

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Financial returns data
Return on Equity12.74%
Return on Assets7.11%
Return on Invested Capital8.59%
Cash Return on Invested Capital3.73%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open31.78
Daily high32.42
Daily low31.07
Daily Volume2.44M
All-time high66.51
1y analyst estimate36.36
Beta1.04
EPS (TTM)3.91
Dividend per share1.02
Ex-div date24 Feb 2025
Next earnings date29 Apr 2025

Downside potential

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Downside potential data
RDNS&P500
Current price drop from All-time high-51.29%-12.89%
Highest price drop-98.84%-56.47%
Date of highest drop2 Jul 20089 Mar 2009
Avg drop from high-48.31%-11.07%
Avg time to new high39 days12 days
Max time to new high4576 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
RDN (Radian Group Inc) company logo
Marketcap
4.83B
Marketcap category
Mid-cap
Description
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. It operates through two segments, Mortgage Insurance and Homegenius segments. The Mortgage Insurance segment aggregates, manages, and distributes U.S. mortgage credit risk for mortgage lending institutions and mortgage credit investors, through private mortgage insurance on residential first-lien mortgage loans; and other credit risk management solutions, including contract underwriting. The Homegenius segment offers title services, including a suite of insurance and non-insurance titles; tax and title data, centralized recording, document retrieval, and default curative title services; deed and property reports; closing and settlement services; mortgage underwriting and processing; escrow; appraisal management; and real estate brokerage. This segment also provides real estate valuation products and services; asset management services for managing real estate owned properties, which includes a web-based workflow solution; and a suite of real estate technology products and services to facilitate real estate transactions, such as proprietary platforms as a service solution. It serves mortgage originators, such as mortgage bankers, commercial banks, savings institutions, credit unions, and community banks; and consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, real estate brokers and agents, and corporations for their employees. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
Employees
1100
Investor relations
-
SEC filings
CEO
Richard G. Thornberry
Country
USA
City
Philadelphia
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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