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Ticker
RM

Price
35.09
Stock movement down
-0.55 (-1.46%)
Company name
Regional Management Corp
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
360.35M
Ent value
2.01B
Price/Sales
0.65
Price/Book
-
Div yield
3.23%
Div growth
-
Growth years
-
FCF payout
3.99%
Trailing P/E
15.34
Forward P/E
6.03
PEG
-
EPS growth
-
1 year return (CAGR)
19.79%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2025-12-04

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.20
Dividend yield3.23%
Payout frequency-
Maximum yield4.56%
Average yield3.61%
Minimum yield2.63%
Discount to avg yield-11.58%
Upside potential-10.38%
Yield as % of max yield70.89%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.23%
Current yield distribution75.52%
Yield at 100% (Min)2.63%
Yield at 90%2.99%
Yield at 80%3.15%
Yield at 50% (Median)3.64%
Yield at 20%4.04%
Yield at 10%4.20%
Yield at 0% (Max)4.56%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.20
Payout frequency-
Ex-div date25 Nov 2025
EPS (TTM)4.47
EPS (1y forward)7.51
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
RMS&P500
DGR MR20.00%-13.74%
DGR TTM-6.60%
DGR 3 years-1.79%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced1478 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM19.74%3.99%
Average--
Forward19.51%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.34
Price to OCF1.32
Price to FCF1.40
Price to EBITDA2.19
EV to EBITDA12.25

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.65
Price to Book-
EV to Sales3.62

FINANCIALS

Per share

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Per share data
Current share count9.71M
EPS (TTM)4.47
FCF per share (TTM)22.11

Income statement

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Income statement data
Revenue (TTM)645.57M
Gross profit (TTM)337.93M
Operating income (TTM)80.36M
Net income (TTM)44.41M
EPS (TTM)4.47
EPS (1y forward)7.51

Margins

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Margins data
Gross margin (TTM)52.35%
Operating margin (TTM)12.45%
Profit margin (TTM)6.88%

Balance Sheet

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Balance Sheet data
Cash98.00M
Net receivables1.87B
Total current assets0.00
Goodwill0.00
Intangible assets31.78M
Property, plant and equipment0.00
Total assets2.10B
Accounts payable0.00
Short/Current long term debt1.73B
Total current liabilities0.00
Total liabilities1.73B
Shareholder's equity373.09M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)229.01M
Capital expenditures (TTM)9.44M
Free cash flow (TTM)219.57M
Dividends paid (TTM)8.77M

Financial returns

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Financial returns data
Return on Equity11.90%
Return on Assets2.11%
Return on Invested Capital2.20%
Cash Return on Invested Capital10.90%

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STOCK INFORMATION

Stock chart

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Stock price data
Open37.44
Daily high37.57
Daily low36.82
Daily Volume22K
All-time high63.69
1y analyst estimate50.00
Beta1.04
EPS (TTM)4.47
Dividend per share1.20
Ex-div date25 Nov 2025
Next earnings date-

Downside potential

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Downside potential data
RMS&P500
Current price drop from All-time high-44.91%-1.82%
Highest price drop-58.71%-56.47%
Date of highest drop23 May 20259 Mar 2009
Avg drop from high-46.88%-10.84%
Avg time to new high-12 days
Max time to new high290 days1805 days

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COMPANY DETAILS
RM (Regional Management Corp) company logo
Marketcap
360.35M
Marketcap category
Small-cap
Description
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.
Employees
2131
Investor relations
-
SEC filings
CEO
Robert W. Beck
Country
USA
City
Greer
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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