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Ticker
SBFG

Price
17.74
Stock movement down
-0.52 (-2.85%)
Company name
SB Financial Group Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
118.01M
Ent value
1.33B
Price/Sales
1.59
Price/Book
0.89
Div yield
3.27%
Div growth
11.28%
Growth years
8
FCF payout
61.27%
Trailing P/E
10.07
Forward P/E
9.97
PEG
-
EPS growth
4.02%
1 year return
30.35%
3 year return
-3.12%
5 year return
8.89%
10 year return
7.14%
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.58
Dividend yield3.27%
Payout frequency-
Maximum yield4.38%
Average yield3.01%
Minimum yield2.20%
Discount to avg yield8.02%
Upside potential8.72%
Yield as % of max yield74.57%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.27%
Current yield distribution30.08%
Yield at 100% (Min)2.20%
Yield at 90%2.36%
Yield at 80%2.47%
Yield at 50% (Median)2.84%
Yield at 20%3.68%
Yield at 10%3.98%
Yield at 0% (Max)4.38%

Dividend per share

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Dividend per share data
Years of growth8 years
CCC statusDividend Challenger
Dividend per share0.58
Payout frequency-
Ex-div date14 Feb 2025
EPS (TTM)1.76
EPS (1y forward)1.78
EPS growth (5y)4.02%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SBFGS&P500
DGR MR3.57%-13.74%
DGR TTM7.69%6.60%
DGR 3 years10.93%5.24%
DGR 5 years11.28%5.40%
DGR 10 years16.36%7.07%
DGR 15 years3.21%6.12%
Time since last change announced181 days
EPS growth (5y)4.02%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM31.78%61.27%
Average--
Forward32.58%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.07
Price to OCF13.16
Price to FCF19.42
Price to EBITDA8.67
EV to EBITDA97.55

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.59
Price to Book0.89
EV to Sales17.90

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FINANCIALS

Per share

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Per share data
Current share count6.65M
EPS (TTM)1.76
FCF per share (TTM)0.91

Income statement

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Income statement data
Revenue (TTM)74.19M
Gross profit (TTM)80.40M
Operating income (TTM)13.82M
Net income (TTM)11.72M
EPS (TTM)1.76
EPS (1y forward)1.78

Margins

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Margins data
Gross margin (TTM)108.37%
Operating margin (TTM)18.62%
Profit margin (TTM)15.79%

Balance Sheet

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Balance Sheet data
Cash51.05M
Net receivables4.84M
Total current assets55.90M
Goodwill23.24M
Intangible assets14.36M
Property, plant and equipment0.00
Total assets1.39B
Accounts payable3.37M
Short/Current long term debt54.68M
Total current liabilities671.32M
Total liabilities1.26B
Shareholder's equity132.84M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)8.97M
Capital expenditures (TTM)2.89M
Free cash flow (TTM)6.08M
Dividends paid (TTM)3.72M

Financial returns

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Financial returns data
Return on Equity8.82%
Return on Assets0.84%
Return on Invested Capital5.78%
Cash Return on Invested Capital3.00%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open18.07
Daily high18.25
Daily low17.33
Daily Volume14K
All-time high24.14
1y analyst estimate17.00
Beta0.74
EPS (TTM)1.76
Dividend per share0.58
Ex-div date14 Feb 2025
Next earnings date16 Apr 2025

Downside potential

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Downside potential data
SBFGS&P500
Current price drop from All-time high-26.51%-12.89%
Highest price drop-86.49%-56.47%
Date of highest drop12 Nov 20109 Mar 2009
Avg drop from high-32.96%-11.07%
Avg time to new high73 days12 days
Max time to new high3930 days1805 days
COMPANY DETAILS
SBFG (SB Financial Group Inc) company logo
Marketcap
118.01M
Marketcap category
Small-cap
Description
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1902 and is based in Defiance, Ohio.
Employees
248
Investor relations
SEC filings
CEO
Mark A. Klein
Country
USA
City
Defiance
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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