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Ticker
SBSI

Price
33.47
Stock movement down
-0.02 (-0.06%)
Company name
Southside Bancshares, Inc.
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.01B
Ent value
8.10B
Price/Sales
2.22
Price/Book
1.21
Div yield
4.30%
Div growth
9.20%
Growth years
26
FCF payout
150.78%
Trailing P/E
14.37
Forward P/E
10.76
PEG
7.19
EPS growth
5.79%
1 year return (CAGR)
3.40%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.44
Dividend yield4.30%
Payout frequencyQuarterly
Maximum yield5.45%
Average yield4.74%
Minimum yield3.87%
Discount to avg yield-10.17%
Upside potential-9.23%
Yield as % of max yield79.00%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.30%
Current yield distribution88.20%
Yield at 100% (Min)3.87%
Yield at 90%4.20%
Yield at 80%4.48%
Yield at 50% (Median)4.74%
Yield at 20%5.05%
Yield at 10%5.14%
Yield at 0% (Max)5.45%

Dividend per share

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Dividend per share data
Years of growth26 years
CCC statusDividend Champion
Dividend per share1.44
Payout frequencyQuarterly
Ex-div date20 Nov 2025
EPS (TTM)2.31
EPS (1y forward)3.11
EPS growth (5y)5.79%
EPS growth (5y forward)2.00%

Dividend growth

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Dividend growth data
SBSIS&P500
DGR MR2.86%-13.74%
DGR TTM-6.60%
DGR 3 years12.18%7.31%
DGR 5 years9.20%4.69%
DGR 10 years8.00%6.30%
DGR 15 years8.86%8.16%
Time since last change announced729 days
EPS growth (5y)5.79%
EPS growth (5y forward)2.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM62.24%150.78%
Average45.31%36.33%
Forward46.30%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.37
Price to OCF25.93
Price to FCF34.82
Price to EBITDA10.88
EV to EBITDA87.58

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.22
Price to Book1.21
EV to Sales17.84

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FINANCIALS

Per share

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Per share data
Current share count30.07M
EPS (TTM)2.31
FCF per share (TTM)0.95

Income statement

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Income statement data
Revenue (TTM)454.01M
Gross profit (TTM)220.42M
Operating income (TTM)84.31M
Net income (TTM)70.02M
EPS (TTM)2.31
EPS (1y forward)3.11

Margins

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Margins data
Gross margin (TTM)48.55%
Operating margin (TTM)18.57%
Profit margin (TTM)15.42%

Balance Sheet

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Balance Sheet data
Cash455.78M
Net receivables35.41M
Total current assets1.52B
Goodwill201.12M
Intangible assets1.16M
Property, plant and equipment159.92M
Total assets8.38B
Accounts payable0.00
Short/Current long term debt515.25M
Total current liabilities7.16B
Total liabilities7.55B
Shareholder's equity834.85M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)38.81M
Capital expenditures (TTM)9.91M
Free cash flow (TTM)28.90M
Dividends paid (TTM)43.58M

Financial returns

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Financial returns data
Return on Equity8.39%
Return on Assets0.84%
Return on Invested Capital8.39%
Cash Return on Invested Capital3.46%

iO Charts is a Seeking Alpha partner

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STOCK INFORMATION

Stock chart

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Stock price data
Open33.58
Daily high33.96
Daily low33.23
Daily Volume120K
All-time high44.96
1y analyst estimate32.00
Beta0.64
EPS (TTM)2.31
Dividend per share1.44
Ex-div date20 Nov 2025
Next earnings date23 Jan 2026

Downside potential

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Downside potential data
SBSIS&P500
Current price drop from All-time high-25.56%-0.89%
Highest price drop-41.19%-19.00%
Date of highest drop16 Oct 20258 Apr 2025
Avg drop from high-32.06%-2.49%
Avg time to new high-6 days
Max time to new high322 days89 days
COMPANY DETAILS
SBSI (Southside Bancshares, Inc.) company logo
Marketcap
1.01B
Marketcap category
Small-cap
Description
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides wealth management and trust services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking services. The company offers various banking services through branches, drive-thru facilities, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Employees
778
SEC filings
CEO
Lee Gibson
Country
USA
City
Tyler
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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