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Ticker
SMBC

Price
64.61
Stock movement up
+0.05 (0.08%)
Company name
Southern Missouri Bancorp Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
717.71M
Ent value
5.11B
Price/Sales
2.29
Price/Book
1.26
Div yield
1.55%
Div growth
4.00%
Growth years
10
FCF payout
12.70%
Trailing P/E
11.01
Forward P/E
9.72
PEG
-
EPS growth
11.57%
1 year return (CAGR)
6.79%
3 year return (CAGR)
10.38%
5 year return (CAGR)
13.27%
10 year return (CAGR)
10.54%
Last updated: 2026-02-20

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield1.55%
Payout frequencyQuarterly
Maximum yield2.70%
Average yield1.77%
Minimum yield1.29%
Discount to avg yield-14.27%
Upside potential-12.49%
Yield as % of max yield57.36%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.55%
Current yield distribution87.78%
Yield at 100% (Min)1.29%
Yield at 90%1.53%
Yield at 80%1.59%
Yield at 50% (Median)1.75%
Yield at 20%1.94%
Yield at 10%2.05%
Yield at 0% (Max)2.70%

Dividend per share

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Dividend per share data
Years of growth10 years
CCC statusDividend Contender
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date13 Feb 2026
EPS (TTM)5.83
EPS (1y forward)6.65
EPS growth (5y)11.57%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SMBCS&P500
DGR MR8.70%-13.74%
DGR TTM11.36%6.60%
DGR 3 years-3.80%7.31%
DGR 5 years4.00%4.69%
DGR 10 years7.63%6.30%
DGR 15 years7.70%8.16%
Time since last change announced217 days
EPS growth (5y)11.57%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM16.56%12.70%
Average19.26%15.67%
Forward15.04%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.01
Price to OCF8.07
Price to FCF8.44
Price to EBITDA10.14
EV to EBITDA72.19

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.29
Price to Book1.26
EV to Sales16.32

FINANCIALS

Per share

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Per share data
Current share count11.11M
EPS (TTM)5.83
FCF per share (TTM)7.61

Income statement

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Income statement data
Revenue (TTM)313.08M
Gross profit (TTM)184.46M
Operating income (TTM)82.78M
Net income (TTM)65.20M
EPS (TTM)5.83
EPS (1y forward)6.65

Margins

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Margins data
Gross margin (TTM)58.92%
Operating margin (TTM)26.44%
Profit margin (TTM)20.82%

Balance Sheet

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Balance Sheet data
Cash134.31M
Net receivables4.17B
Total current assets4.75B
Goodwill50.73M
Intangible assets72.05M
Property, plant and equipment142.01M
Total assets5.09B
Accounts payable14.09M
Short/Current long term debt145.28M
Total current liabilities4.34B
Total liabilities4.53B
Shareholder's equity567.36M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)88.98M
Capital expenditures (TTM)4.85M
Free cash flow (TTM)85.03M
Dividends paid (TTM)10.80M

Financial returns

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Financial returns data
Return on Equity11.49%
Return on Assets1.28%
Return on Invested Capital9.15%
Cash Return on Invested Capital11.93%

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STOCK INFORMATION

Stock chart

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Stock price data
Open64.66
Daily high65.88
Daily low64.60
Daily Volume49K
All-time high67.97
1y analyst estimate68.33
Beta0.96
EPS (TTM)5.83
Dividend per share1.00
Ex-div date13 Feb 2026
Next earnings date20 Apr 2026

Downside potential

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Downside potential data
SMBCS&P500
Current price drop from All-time high-4.94%-1.82%
Highest price drop-55.26%-56.47%
Date of highest drop4 Mar 20099 Mar 2009
Avg drop from high-16.74%-10.84%
Avg time to new high19 days12 days
Max time to new high1003 days1805 days

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COMPANY DETAILS
SMBC (Southern Missouri Bancorp Inc) company logo
Marketcap
717.71M
Marketcap category
Small-cap
Description
Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans. In addition, the company offers fiduciary and investment management services; commercial and consumer insurance products; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
Employees
696
Investor relations
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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