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Ticker
SMBK

Price
27.11
Stock movement down
-0.05 (-0.18%)
Company name
SmartFinancial, Inc.
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
458.87M
Ent value
4.69B
Price/Sales
2.26
Price/Book
0.94
Div yield
1.18%
Div growth
-
Growth years
-
FCF payout
14.49%
Trailing P/E
14.04
Forward P/E
11.64
PEG
-
EPS growth
3.17%
1 year return
38.88%
3 year return
2.53%
5 year return
11.89%
10 year return
10.27%
Last updated: 2025-04-15

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.32
Dividend yield1.18%
Payout frequencyQuarterly
Maximum yield1.68%
Average yield1.20%
Minimum yield-
Discount to avg yield-1.95%
Upside potential-1.91%
Yield as % of max yield70.42%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.18%
Current yield distribution44.76%
Yield at 100% (Min)-
Yield at 90%0.96%
Yield at 80%1.01%
Yield at 50% (Median)1.15%
Yield at 20%1.43%
Yield at 10%1.49%
Yield at 0% (Max)1.68%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share0.32
Payout frequencyQuarterly
Ex-div date31 Jan 2025
EPS (TTM)1.94
EPS (1y forward)2.33
EPS growth (5y)3.17%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SMBKS&P500
DGR MR14.29%-13.74%
DGR TTM-6.60%
DGR 3 years16.96%5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.57%6.12%
Time since last change announced810 days
EPS growth (5y)3.17%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM16.59%14.49%
Average--
Forward13.73%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E14.04
Price to OCF9.62
Price to FCF12.26
Price to EBITDA13.78
EV to EBITDA140.80

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.26
Price to Book0.94
EV to Sales23.07

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FINANCIALS

Per share

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Per share data
Current share count16.93M
EPS (TTM)1.94
FCF per share (TTM)2.22

Income statement

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Income statement data
Revenue (TTM)203.25M
Gross profit (TTM)224.12M
Operating income (TTM)93.78M
Net income (TTM)32.69M
EPS (TTM)1.94
EPS (1y forward)2.33

Margins

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Margins data
Gross margin (TTM)110.27%
Operating margin (TTM)46.14%
Profit margin (TTM)16.08%

Balance Sheet

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Balance Sheet data
Cash190.41M
Net receivables66.01M
Total current assets566.45M
Goodwill96.14M
Intangible assets9.18M
Property, plant and equipment0.00
Total assets4.91B
Accounts payable0.00
Short/Current long term debt44.66M
Total current liabilities5.00M
Total liabilities4.42B
Shareholder's equity489.02M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)47.72M
Capital expenditures (TTM)10.29M
Free cash flow (TTM)37.44M
Dividends paid (TTM)5.42M

Financial returns

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Financial returns data
Return on Equity6.68%
Return on Assets0.67%
Return on Invested Capital6.13%
Cash Return on Invested Capital7.01%

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STOCK INFORMATION

Stock chart

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Stock price data
Open26.80
Daily high27.50
Daily low26.74
Daily Volume54K
All-time high65.88
1y analyst estimate34.54
Beta0.67
EPS (TTM)1.94
Dividend per share0.32
Ex-div date31 Jan 2025
Next earnings date21 Apr 2025

Downside potential

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Downside potential data
SMBKS&P500
Current price drop from All-time high-58.85%-12.89%
Highest price drop-100.00%-56.47%
Date of highest drop23 Aug 20249 Mar 2009
Avg drop from high-60.00%-11.07%
Avg time to new high47 days12 days
Max time to new high3473 days1805 days

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COMPANY DETAILS
SMBK (SmartFinancial, Inc.) company logo
Marketcap
458.87M
Marketcap category
Small-cap
Description
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.
Employees
570
Investor relations
-
SEC filings
CEO
William Young Carroll
Country
USA
City
Knoxville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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