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Ticker
SPNS

Price
26.04
Stock movement up
+0.36 (1.40%)
Company name
Sapiens International Corporation NV
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Technology >
Software - Application
Market cap
1.46B
Ent value
1.52B
Price/Sales
2.67
Price/Book
3.09
Div yield
5.07%
Div growth
-
Growth years
-
FCF payout
67.04%
Trailing P/E
19.95
Forward P/E
17.37
PEG
-
EPS growth
32.43%
1 year return
-16.16%
3 year return
0.69%
5 year return
5.03%
10 year return
11.45%
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.32
Dividend yield5.07%
Payout frequencySemi-annual
Maximum yield9.25%
Average yield3.48%
Minimum yield0.54%
Discount to avg yield31.32%
Upside potential45.61%
Yield as % of max yield54.82%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield5.07%
Current yield distribution26.11%
Yield at 100% (Min)0.54%
Yield at 90%1.18%
Yield at 80%1.38%
Yield at 50% (Median)2.12%
Yield at 20%5.83%
Yield at 10%7.11%
Yield at 0% (Max)9.25%

Dividend per share

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Dividend per share data
Years of growth-
CCC status-
Dividend per share1.32
Payout frequencySemi-annual
Ex-div date7 Apr 2025
EPS (TTM)1.30
EPS (1y forward)1.50
EPS growth (5y)32.43%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SPNSS&P500
DGR MR127.59%-13.74%
DGR TTM75.93%6.60%
DGR 3 years53.87%5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced20 days
EPS growth (5y)32.43%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM62.07%67.04%
Average--
Forward88.04%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E19.95
Price to OCF30.18
Price to FCF21.55
Price to EBITDA13.97
EV to EBITDA14.61

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.67
Price to Book3.09
EV to Sales2.79

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FINANCIALS

Per share

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Per share data
Current share count55.89M
EPS (TTM)1.30
FCF per share (TTM)1.20

Income statement

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Income statement data
Revenue (TTM)544.87M
Gross profit (TTM)242.75M
Operating income (TTM)86.76M
Net income (TTM)72.93M
EPS (TTM)1.30
EPS (1y forward)1.50

Margins

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Margins data
Gross margin (TTM)44.55%
Operating margin (TTM)15.92%
Profit margin (TTM)13.38%

Balance Sheet

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Balance Sheet data
Cash146.15M
Net receivables135.44M
Total current assets321.39M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment31.93M
Total assets683.30M
Accounts payable8.22M
Short/Current long term debt62.97M
Total current liabilities147.30M
Total liabilities211.99M
Shareholder's equity471.31M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)48.22M
Capital expenditures (TTM)10.10M
Free cash flow (TTM)67.52M
Dividends paid (TTM)45.27M

Financial returns

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Financial returns data
Return on Equity15.47%
Return on Assets10.67%
Return on Invested Capital14.11%
Cash Return on Invested Capital13.07%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open25.66
Daily high26.18
Daily low25.17
Daily Volume94K
All-time high140.00
1y analyst estimate31.75
Beta1.25
EPS (TTM)1.30
Dividend per share1.32
Ex-div date7 Apr 2025
Next earnings date6 May 2025

Downside potential

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Downside potential data
SPNSS&P500
Current price drop from All-time high-81.40%-12.89%
Highest price drop-99.45%-56.47%
Date of highest drop5 Mar 20099 Mar 2009
Avg drop from high-84.73%-11.07%
Avg time to new high241 days12 days
Max time to new high7601 days1805 days

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COMPANY DETAILS
SPNS (Sapiens International Corporation NV) company logo
Marketcap
1.46B
Marketcap category
Small-cap
Description
Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.
Employees
5000
Investor relations
-
SEC filings
CEO
Roni Al-Dor
Country
USA
City
Holon
Stock type
Common stock
CCC status
-
Dividend Frequency
Semi-annual
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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