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Ticker
SRCE

Price
71.10
Stock movement up
+0.63 (0.89%)
Company name
1st Source Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.73B
Ent value
9.40B
Price/Sales
2.88
Price/Book
1.31
Div yield
2.25%
Div growth
0.53%
Growth years
34
FCF payout
17.82%
Trailing P/E
10.93
Forward P/E
10.40
PEG
1.09
EPS growth
15.26%
1 year return (CAGR)
6.42%
3 year return (CAGR)
12.72%
5 year return (CAGR)
10.30%
10 year return (CAGR)
9.10%
Last updated: 2026-03-13

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.60
Dividend yield2.25%
Payout frequencyQuarterly
Maximum yield3.31%
Average yield2.59%
Minimum yield2.13%
Discount to avg yield-15.28%
Upside potential-13.26%
Yield as % of max yield67.93%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.25%
Current yield distribution94.52%
Yield at 100% (Min)2.13%
Yield at 90%2.34%
Yield at 80%2.43%
Yield at 50% (Median)2.57%
Yield at 20%2.75%
Yield at 10%2.88%
Yield at 0% (Max)3.31%

Dividend per share

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Dividend per share data
Years of growth34 years
CCC statusDividend Champion
Dividend per share1.60
Payout frequencyQuarterly
Ex-div date3 Feb 2026
EPS (TTM)6.49
EPS (1y forward)6.84
EPS growth (5y)15.26%
EPS growth (5y forward)10.00%

Dividend growth

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Dividend growth data
SRCES&P500
DGR MR5.26%-13.74%
DGR TTM11.43%6.60%
DGR 3 years7.26%7.31%
DGR 5 years0.53%4.69%
DGR 10 years4.88%6.30%
DGR 15 years4.38%8.16%
Time since last change announced143 days
EPS growth (5y)15.26%
EPS growth (5y forward)10.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM17.91%17.82%
Average--
Forward23.40%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.93
Price to OCF10.32
Price to FCF10.88
Price to EBITDA8.22
EV to EBITDA44.65

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.88
Price to Book1.31
EV to Sales15.66

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count24.33M
EPS (TTM)6.49
FCF per share (TTM)6.52

Income statement

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Income statement data
Revenue (TTM)600.00M
Gross profit (TTM)421.93M
Operating income (TTM)205.09M
Net income (TTM)158.27M
EPS (TTM)6.49
EPS (1y forward)6.84

Margins

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Margins data
Gross margin (TTM)70.32%
Operating margin (TTM)34.18%
Profit margin (TTM)26.38%

Balance Sheet

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Balance Sheet data
Cash69.25M
Net receivables0.00
Total current assets1.59B
Goodwill83.89M
Intangible assets0.00
Property, plant and equipment151.23M
Total assets9.06B
Accounts payable0.00
Short/Current long term debt340.71M
Total current liabilities126.15M
Total liabilities7.74B
Shareholder's equity1.32B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)167.69M
Capital expenditures (TTM)8.67M
Free cash flow (TTM)159.03M
Dividends paid (TTM)28.34M

Financial returns

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Financial returns data
Return on Equity12.01%
Return on Assets1.75%
Return on Invested Capital10.17%
Cash Return on Invested Capital10.22%

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STOCK INFORMATION

Stock chart

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Stock price data
Open70.58
Daily high71.81
Daily low70.28
Daily Volume109K
All-time high71.10
1y analyst estimate76.33
Beta0.61
EPS (TTM)6.49
Dividend per share1.60
Ex-div date3 Feb 2026
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
SRCES&P500
Current price drop from All-time high-0.71%-2.04%
Highest price drop-66.59%-56.47%
Date of highest drop28 Oct 20029 Mar 2009
Avg drop from high-20.62%-10.84%
Avg time to new high24 days12 days
Max time to new high2059 days1805 days

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COMPANY DETAILS
SRCE (1st Source Corporation) company logo
Marketcap
1.73B
Marketcap category
Small-cap
Description
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans, and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, the company provides equipment loan and lease products for construction equipment, aircraft, auto and light trucks, and medium and heavy duty trucks; and financing services to construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.
Employees
1190
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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