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Ticker
SSBK

Price
34.57
Stock movement down
-0.85 (-2.40%)
Company name
Southern States Bancshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
341.72M
Ent value
2.71B
Price/Sales
2.31
Price/Book
1.26
Div yield
1.04%
Div growth
-
Growth years
1
FCF payout
9.51%
Trailing P/E
10.49
Forward P/E
8.69
PEG
-
EPS growth
-
1 year return
35.73%
3 year return
14.47%
5 year return
-
10 year return
-
Last updated: 2025-05-29

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.36
Dividend yield1.04%
Payout frequencyQuarterly
Maximum yield1.87%
Average yield1.41%
Minimum yield0.95%
Discount to avg yield-35.27%
Upside potential-26.08%
Yield as % of max yield55.66%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield1.04%
Current yield distribution94.41%
Yield at 100% (Min)0.95%
Yield at 90%1.10%
Yield at 80%1.18%
Yield at 50% (Median)1.40%
Yield at 20%1.61%
Yield at 10%1.74%
Yield at 0% (Max)1.87%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.36
Payout frequencyQuarterly
Ex-div date1 May 2025
EPS (TTM)3.35
EPS (1y forward)3.98
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
SSBKS&P500
DGR MR--13.74%
DGR TTM-6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1319 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM9.86%9.51%
Average14.89%15.51%
Forward9.05%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.49
Price to OCF9.73
Price to FCF10.11
Price to EBITDA10.74
EV to EBITDA84.99

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.31
Price to Book1.26
EV to Sales18.32

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count9.88M
EPS (TTM)3.35
FCF per share (TTM)3.47

Income statement

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Income statement data
Revenue (TTM)147.68M
Gross profit (TTM)132.08M
Operating income (TTM)70.09M
Net income (TTM)32.57M
EPS (TTM)3.35
EPS (1y forward)3.98

Margins

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Margins data
Gross margin (TTM)89.44%
Operating margin (TTM)47.46%
Profit margin (TTM)22.05%

Balance Sheet

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Balance Sheet data
Cash206.78M
Net receivables10.11M
Total current assets232.41M
Goodwill30.98M
Intangible assets9.34M
Property, plant and equipment0.00
Total assets2.84B
Accounts payable2.21M
Short/Current long term debt121.08M
Total current liabilities548.50M
Total liabilities2.57B
Shareholder's equity271.37M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)35.10M
Capital expenditures (TTM)1.32M
Free cash flow (TTM)33.78M
Dividends paid (TTM)3.21M

Financial returns

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Financial returns data
Return on Equity12.00%
Return on Assets1.15%
Return on Invested Capital12.00%
Cash Return on Invested Capital12.45%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open35.19
Daily high35.41
Daily low34.49
Daily Volume14K
All-time high38.00
1y analyst estimate41.50
Beta0.22
EPS (TTM)3.35
Dividend per share0.36
Ex-div date1 May 2025
Next earnings date-

Downside potential

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Downside potential data
SSBKS&P500
Current price drop from All-time high-9.03%-4.11%
Highest price drop-34.94%-56.47%
Date of highest drop5 Jun 20239 Mar 2009
Avg drop from high-10.57%-11.06%
Avg time to new high19 days12 days
Max time to new high363 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
SSBK (Southern States Bancshares Inc) company logo
Marketcap
341.72M
Marketcap category
Small-cap
Description
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. The company provides various deposit products, such as savings, money market, and noninterest-bearing demand accounts; certificates of deposit; and time deposits. It offers real estate loan products, including loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans; commercial and industrial loans; and direct consumer installment loans, overdrafts, and other revolving credit loans. In addition, it offers online and mobile banking, and ATM services. Southern States Bancshares, Inc. was founded in 2007 and is headquartered in Anniston, Alabama.
Employees
181
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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