We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
SYF

Price
46.13
Stock movement down
-0.50 (-1.07%)
Company name
Synchrony Financial
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
17.96B
Ent value
103.28B
Price/Sales
0.98
Price/Book
1.12
Div yield
2.17%
Div growth
5.92%
Growth years
2
FCF payout
4.75%
Trailing P/E
5.67
Forward P/E
6.95
PEG
-
EPS growth
8.05%
1 year return
11.32%
3 year return
8.85%
5 year return
23.40%
10 year return
4.48%
Last updated: 2025-04-11

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.00
Dividend yield2.17%
Payout frequencyQuarterly
Maximum yield6.21%
Average yield2.56%
Minimum yield1.42%
Discount to avg yield-18.12%
Upside potential-15.34%
Yield as % of max yield34.91%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.17%
Current yield distribution66.03%
Yield at 100% (Min)1.42%
Yield at 90%1.78%
Yield at 80%1.88%
Yield at 50% (Median)2.49%
Yield at 20%3.09%
Yield at 10%3.44%
Yield at 0% (Max)6.21%

Dividend per share

Loading...
Dividend per share data
Years of growth2 years
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date3 Feb 2025
EPS (TTM)7.98
EPS (1y forward)6.64
EPS growth (5y)8.05%
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
SYFS&P500
DGR MR8.70%-13.74%
DGR TTM2.04%6.60%
DGR 3 years2.94%5.24%
DGR 5 years5.92%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced635 days
EPS growth (5y)8.05%
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM14.72%4.75%
Average--
Forward15.07%-

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E5.67
Price to OCF1.83
Price to FCF1.83
Price to EBITDA2.09
EV to EBITDA12.02

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales0.98
Price to Book1.12
EV to Sales5.64

FINANCIALS

Per share

Loading...
Per share data
Current share count389.34M
EPS (TTM)7.98
FCF per share (TTM)24.75

Income statement

Loading...
Income statement data
Revenue (TTM)18.32B
Gross profit (TTM)14.40B
Operating income (TTM)8.32B
Net income (TTM)3.17B
EPS (TTM)7.98
EPS (1y forward)6.64

Margins

Loading...
Margins data
Gross margin (TTM)78.58%
Operating margin (TTM)45.41%
Profit margin (TTM)17.27%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash17.93B
Net receivables91.16B
Total current assets109.10B
Goodwill1.27B
Intangible assets765.00M
Property, plant and equipment0.00
Total assets119.23B
Accounts payable0.00
Short/Current long term debt15.63B
Total current liabilities-175.00M
Total liabilities103.25B
Shareholder's equity15.98B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)9.81B
Capital expenditures (TTM)0.00
Free cash flow (TTM)9.81B
Dividends paid (TTM)466.00M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity19.81%
Return on Assets2.65%
Return on Invested Capital19.59%
Cash Return on Invested Capital60.74%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open46.04
Daily high46.45
Daily low44.43
Daily Volume6.55M
All-time high70.63
1y analyst estimate68.34
Beta1.59
EPS (TTM)7.98
Dividend per share1.00
Ex-div date3 Feb 2025
Next earnings date22 Apr 2025

Downside potential

Loading...
Downside potential data
SYFS&P500
Current price drop from All-time high-34.69%-12.89%
Highest price drop-68.17%-56.47%
Date of highest drop23 Mar 20209 Mar 2009
Avg drop from high-19.21%-11.07%
Avg time to new high25 days12 days
Max time to new high774 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
SYF (Synchrony Financial) company logo
Marketcap
17.96B
Marketcap category
Large-cap
Description
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Employees
20000
SEC filings
CEO
Margaret M. Keane
Country
USA
City
Stamford
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...