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Ticker
TFSL

Price
11.75
Stock movement up
+0.02 (0.17%)
Company name
TFS Financial Corporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
3.30B
Ent value
-
Price/Sales
5.16
Price/Book
1.77
Div yield
9.62%
Div growth
6.11%
Growth years
7
FCF payout
64.78%
Trailing P/E
41.44
Forward P/E
45.19
PEG
-
EPS growth
-0.29%
1 year return
-2.16%
3 year return
-10.19%
5 year return
-2.02%
10 year return
-2.17%
Last updated: 2025-04-12

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.13
Dividend yield9.62%
Payout frequency-
Maximum yield10.24%
Average yield7.70%
Minimum yield4.98%
Discount to avg yield19.89%
Upside potential24.82%
Yield as % of max yield93.96%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield9.62%
Current yield distribution3.49%
Yield at 100% (Min)4.98%
Yield at 90%5.70%
Yield at 80%6.32%
Yield at 50% (Median)7.99%
Yield at 20%8.85%
Yield at 10%9.12%
Yield at 0% (Max)10.24%

Dividend per share

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Dividend per share data
Years of growth7 years
CCC statusDividend Challenger
Dividend per share1.13
Payout frequency-
Ex-div date6 Mar 2025
EPS (TTM)0.28
EPS (1y forward)0.26
EPS growth (5y)-0.29%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
TFSLS&P500
DGR MR0.89%-13.74%
DGR TTM-6.60%
DGR 3 years0.30%5.24%
DGR 5 years6.11%5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced1328 days
EPS growth (5y)-0.29%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM74.07%64.78%
Average--
Forward434.62%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E41.44
Price to OCF35.06
Price to FCF36.25
Price to EBITDA58.44
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales5.16
Price to Book1.77
EV to Sales-

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count280.71M
EPS (TTM)0.28
FCF per share (TTM)0.33

Income statement

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Income statement data
Revenue (TTM)638.89M
Gross profit (TTM)641.35M
Operating income (TTM)111.36M
Net income (TTM)79.59M
EPS (TTM)0.28
EPS (1y forward)0.26

Margins

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Margins data
Gross margin (TTM)100.38%
Operating margin (TTM)17.43%
Profit margin (TTM)12.46%

Balance Sheet

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Balance Sheet data
Cash0.00
Net receivables0.00
Total current assets523.29M
Goodwill0.00
Intangible assets7.63M
Property, plant and equipment0.00
Total assets17.09B
Accounts payable23.19M
Short/Current long term debt4.79B
Total current liabilities23.19M
Total liabilities15.23B
Shareholder's equity1.86B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)94.06M
Capital expenditures (TTM)3.06M
Free cash flow (TTM)91.00M
Dividends paid (TTM)58.95M

Financial returns

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Financial returns data
Return on Equity4.27%
Return on Assets0.47%
Return on Invested Capital4.27%
Cash Return on Invested Capital4.89%

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STOCK INFORMATION

Stock chart

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Stock price data
Open11.64
Daily high11.85
Daily low11.53
Daily Volume459K
All-time high22.50
1y analyst estimate14.75
Beta0.69
EPS (TTM)0.28
Dividend per share1.13
Ex-div date6 Mar 2025
Next earnings date28 Apr 2025

Downside potential

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Downside potential data
TFSLS&P500
Current price drop from All-time high-47.78%-12.89%
Highest price drop-50.93%-56.47%
Date of highest drop23 Oct 20239 Mar 2009
Avg drop from high-20.85%-11.07%
Avg time to new high46 days12 days
Max time to new high1053 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
TFSL (TFS Financial Corporation) company logo
Marketcap
3.30B
Marketcap category
Mid-cap
Description
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company's deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and multiple full-service branches and loan production offices located throughout the states of Ohio and Florida. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
Employees
0
Investor relations
SEC filings
CEO
Marc A. Stefanski
Country
USA
City
Cleveland
Stock type
Common stock
CCC status
Dividend Challenger
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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