Receive $200 for creating an Interactive Brokers account using our link: Create IBKR account. Read our Interactive Brokers analysis

Ticker
THG

Price
174.95
Stock movement up
+3.15 (1.83%)
Company name
The Hanover Insurance Group Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
6.15B
Ent value
16.39B
Price/Sales
0.94
Price/Book
1.72
Div yield
2.17%
Div growth
6.61%
Growth years
16
FCF payout
12.21%
Trailing P/E
9.28
Forward P/E
9.66
PEG
-
EPS growth
14.54%
1 year return (CAGR)
6.74%
3 year return (CAGR)
7.34%
5 year return (CAGR)
8.63%
10 year return (CAGR)
7.96%
Last updated: 2026-02-20

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share3.80
Dividend yield2.17%
Payout frequencyQuarterly
Maximum yield3.11%
Average yield2.32%
Minimum yield1.94%
Discount to avg yield-7.02%
Upside potential-6.56%
Yield as % of max yield69.89%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield2.17%
Current yield distribution60.16%
Yield at 100% (Min)1.94%
Yield at 90%2.03%
Yield at 80%2.07%
Yield at 50% (Median)2.23%
Yield at 20%2.60%
Yield at 10%2.77%
Yield at 0% (Max)3.11%

Dividend per share

Loading...
Dividend per share data
Years of growth16 years
CCC statusDividend Contender
Dividend per share3.80
Payout frequencyQuarterly
Ex-div date12 Dec 2025
EPS (TTM)18.25
EPS (1y forward)18.11
EPS growth (5y)14.54%
EPS growth (5y forward)-1.10%

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
THGS&P500
DGR MR5.56%-13.74%
DGR TTM7.35%6.60%
DGR 3 years6.05%7.31%
DGR 5 years6.61%4.69%
DGR 10 years8.00%6.30%
DGR 15 years9.02%8.16%
Time since last change announced84 days
EPS growth (5y)14.54%
EPS growth (5y forward)-1.10%

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM14.63%12.21%
Average--
Forward20.98%-

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E9.28
Price to OCF7.69
Price to FCF7.75
Price to EBITDA16.26
EV to EBITDA43.35

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales0.94
Price to Book1.72
EV to Sales2.49

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count35.15M
EPS (TTM)18.25
FCF per share (TTM)21.86

Income statement

Loading...
Income statement data
Revenue (TTM)6.58B
Gross profit (TTM)2.78B
Operating income (TTM)858.40M
Net income (TTM)662.50M
EPS (TTM)18.25
EPS (1y forward)18.11

Margins

Loading...
Margins data
Gross margin (TTM)42.26%
Operating margin (TTM)13.05%
Profit margin (TTM)10.07%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash1.12B
Net receivables1.86B
Total current assets2.98B
Goodwill178.80M
Intangible assets703.00M
Property, plant and equipment0.00
Total assets14.93B
Accounts payable0.00
Short/Current long term debt1.22B
Total current liabilities375.00M
Total liabilities11.36B
Shareholder's equity3.57B
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)799.90M
Capital expenditures (TTM)6.50M
Free cash flow (TTM)793.40M
Dividends paid (TTM)96.90M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity18.55%
Return on Assets4.44%
Return on Invested Capital13.83%
Cash Return on Invested Capital16.56%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open172.80
Daily high175.54
Daily low172.23
Daily Volume163K
All-time high186.22
1y analyst estimate199.63
Beta0.32
EPS (TTM)18.25
Dividend per share3.80
Ex-div date12 Dec 2025
Next earnings date29 Apr 2026

Downside potential

Loading...
Downside potential data
THGS&P500
Current price drop from All-time high-6.05%-1.82%
Highest price drop-90.12%-56.47%
Date of highest drop9 Oct 20029 Mar 2009
Avg drop from high-25.33%-10.84%
Avg time to new high32 days12 days
Max time to new high3505 days1805 days
COMPANY DETAILS
THG (The Hanover Insurance Group Inc) company logo
Marketcap
6.15B
Marketcap category
Mid-cap
Description
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. It offers commercial multiple peril, workers' compensation, commercial automobile, and other commercial lines coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. The company also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
Employees
4900
Investor relations
SEC filings
CEO
John Roche
Country
USA
City
Worcester
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...