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Ticker
THG

Price
156.10
Stock movement up
+0.06 (0.04%)
Company name
The Hanover Insurance Group Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
5.62B
Ent value
17.69B
Price/Sales
0.91
Price/Book
1.95
Div yield
2.31%
Div growth
8.12%
Growth years
16
FCF payout
18.04%
Trailing P/E
15.37
Forward P/E
11.34
PEG
-
EPS growth
-35.98%
1 year return
18.83%
3 year return
1.05%
5 year return
10.84%
10 year return
8.03%
Last updated: 2025-04-11

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share3.60
Dividend yield2.31%
Payout frequencyQuarterly
Maximum yield3.14%
Average yield2.41%
Minimum yield1.94%
Discount to avg yield-4.49%
Upside potential-4.30%
Yield as % of max yield73.39%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.31%
Current yield distribution56.51%
Yield at 100% (Min)1.94%
Yield at 90%2.05%
Yield at 80%2.12%
Yield at 50% (Median)2.36%
Yield at 20%2.70%
Yield at 10%2.85%
Yield at 0% (Max)3.14%

Dividend per share

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Dividend per share data
Years of growth16 years
CCC statusDividend Contender
Dividend per share3.60
Payout frequencyQuarterly
Ex-div date14 Mar 2025
EPS (TTM)10.17
EPS (1y forward)13.76
EPS growth (5y)-35.98%
EPS growth (5y forward)-1.10%

Dividend growth

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Dividend growth data
THGS&P500
DGR MR5.88%-13.74%
DGR TTM5.18%6.60%
DGR 3 years7.37%5.24%
DGR 5 years8.12%5.40%
DGR 10 years9.20%7.07%
DGR 15 years14.16%6.12%
Time since last change announced50 days
EPS growth (5y)-35.98%
EPS growth (5y forward)-1.10%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM33.33%18.04%
Average--
Forward26.16%-

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E15.37
Price to OCF8.20
Price to FCF8.32
Price to EBITDA65.33
EV to EBITDA205.42

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.91
Price to Book1.95
EV to Sales2.86

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FINANCIALS

Per share

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Per share data
Current share count36.03M
EPS (TTM)10.17
FCF per share (TTM)18.78

Income statement

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Income statement data
Revenue (TTM)6.18B
Gross profit (TTM)5.69B
Operating income (TTM)316.40M
Net income (TTM)366.00M
EPS (TTM)10.17
EPS (1y forward)13.76

Margins

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Margins data
Gross margin (TTM)92.01%
Operating margin (TTM)5.12%
Profit margin (TTM)5.92%

Balance Sheet

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Balance Sheet data
Cash427.10M
Net receivables1.88B
Total current assets2.31B
Goodwill178.80M
Intangible assets0.00
Property, plant and equipment0.00
Total assets15.37B
Accounts payable50.90M
Short/Current long term debt783.90M
Total current liabilities775.10M
Total liabilities12.49B
Shareholder's equity2.88B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)685.60M
Capital expenditures (TTM)9.40M
Free cash flow (TTM)676.20M
Dividends paid (TTM)122.00M

Financial returns

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Financial returns data
Return on Equity12.72%
Return on Assets2.38%
Return on Invested Capital10.00%
Cash Return on Invested Capital18.47%

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STOCK INFORMATION

Stock chart

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Stock price data
Open156.05
Daily high156.64
Daily low152.78
Daily Volume273K
All-time high175.14
1y analyst estimate172.00
Beta0.70
EPS (TTM)10.17
Dividend per share3.60
Ex-div date14 Mar 2025
Next earnings date29 Apr 2025

Downside potential

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Downside potential data
THGS&P500
Current price drop from All-time high-10.87%-12.89%
Highest price drop-90.12%-56.47%
Date of highest drop9 Oct 20029 Mar 2009
Avg drop from high-25.94%-11.07%
Avg time to new high32 days12 days
Max time to new high3505 days1805 days

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COMPANY DETAILS
THG (The Hanover Insurance Group Inc) company logo
Marketcap
5.62B
Marketcap category
Mid-cap
Description
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial lines coverage. The Specialty segment provides professional and executive Lines, marine, and surety and other, as well as specialty property and casualty, such as program business, specialty industrial business, excess and surplus business, and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment advisory services to institutions, insurance companies, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
Employees
4800
Investor relations
SEC filings
CEO
John Roche
Country
USA
City
Worcester
Stock type
Common stock
CCC status
Dividend Contender
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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