We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
TRST

Price
39.26
Stock movement up
+0.51 (1.30%)
Company name
TrustCo Bank Corp NY
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
728.34M
Ent value
6.34B
Price/Sales
5.40
Price/Book
-
Div yield
3.87%
Div growth
-4.54%
Growth years
-
FCF payout
-
Trailing P/E
15.37
Forward P/E
-
PEG
-
EPS growth
-
1 year return
6.67%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-18

iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

Loading...
Dividend yield data
Dividend per share1.52
Dividend yield3.87%
Payout frequencyQuarterly
Maximum yield5.22%
Average yield4.31%
Minimum yield3.70%
Discount to avg yield-11.22%
Upside potential-10.09%
Yield as % of max yield74.11%

Yield distribution (inverse percentile) - 5y

Loading...
Yield distribution data
Dividend yield3.87%
Current yield distribution90.68%
Yield at 100% (Min)3.70%
Yield at 90%3.88%
Yield at 80%3.97%
Yield at 50% (Median)4.32%
Yield at 20%4.60%
Yield at 10%4.71%
Yield at 0% (Max)5.22%

Dividend per share

Loading...
Dividend per share data
Years of growth-
CCC status-
Dividend per share1.52
Payout frequencyQuarterly
Ex-div date5 Sep 2025
EPS (TTM)-
EPS (1y forward)-
EPS growth (5y)-
EPS growth (5y forward)-

Dividend growth

Loading...
Please create a free account or log in to access this chart
Dividend growth data
TRSTS&P500
DGR MR5.56%-13.74%
DGR TTM1.39%6.60%
DGR 3 years-7.66%7.31%
DGR 5 years-4.54%4.69%
DGR 10 years-1.93%6.30%
DGR 15 years-2.11%8.16%
Time since last change announced92 days
EPS growth (5y)-
EPS growth (5y forward)-

Payout ratio

Loading...
Please create a free account or log in to access this chart
Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward--

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E15.37
Price to OCF11.58
Price to FCF12.85
Price to EBITDA23.56
EV to EBITDA205.15

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales5.40
Price to Book-
EV to Sales47.05

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count18.55M
EPS (TTM)-
FCF per share (TTM)-

Income statement

Loading...
Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)-

Margins

Loading...
Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash42.03M
Net receivables0.00
Total current assets361.90M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets6.35B
Accounts payable0.00
Short/Current long term debt135.93M
Total current liabilities97.75M
Total liabilities5.66B
Shareholder's equity0.00
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open38.78
Daily high39.65
Daily low38.65
Daily Volume124K
All-time high71.00
1y analyst estimate26.00
Beta0.66
EPS (TTM)-
Dividend per share1.52
Ex-div date5 Sep 2025
Next earnings date-

Downside potential

Loading...
Downside potential data
TRSTS&P500
Current price drop from All-time high-44.71%-3.97%
Highest price drop-61.18%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-51.99%-2.72%
Avg time to new high-5 days
Max time to new high279 days89 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
TRST (TrustCo Bank Corp NY) company logo
Marketcap
728.34M
Marketcap category
Small-cap
Description
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.
Employees
738
Investor relations
-
SEC filings
CEO
Robert Joseph McCormick
Country
USA
City
Glenville
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...