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- Ticker
- TRST
- Price
- 27.56
- Stock movement down
- -0.38 (-1.36%)
- Company name
- TrustCo Bank Corp NY
- Exchange
- (NASDAQ ,
- Currency
- USD )
- Sector
- Financial Services >Banks - Regional
- Market cap
- 523.93M
- Ent value
- 5.91B
- Price/Sales
- 3.89
- Price/Book
- 0.78
- Div yield
- 5.22%
- Div growth
- 1.49%
- Growth years
- 3
- FCF payout
- 48.40%
- Trailing P/E
- 11.05
- Forward P/E
- -
- PEG
- -
- EPS growth
- -0.61%
- 1 year return
- 5.51%
- 3 year return
- -4.13%
- 5 year return
- 0.83%
- 10 year return
- -2.19%
Last updated: 2025-04-12
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
DIVIDENDS
Dividend yield - 5y
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Dividend yield data
| Dividend per share | 1.44 |
| Dividend yield | 5.22% |
| Payout frequency | - |
| Maximum yield | 5.85% |
| Average yield | 4.46% |
| Minimum yield | 3.48% |
| Discount to avg yield | 14.61% |
| Upside potential | 17.11% |
| Yield as % of max yield | 89.33% |
Yield distribution (inverse percentile) - 5y
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Yield distribution data
| Dividend yield | 5.22% |
| Current yield distribution | 9.52% |
| Yield at 100% (Min) | 3.48% |
| Yield at 90% | 3.84% |
| Yield at 80% | 4.03% |
| Yield at 50% (Median) | 4.39% |
| Yield at 20% | 4.98% |
| Yield at 10% | 5.21% |
| Yield at 0% (Max) | 5.85% |
Dividend per share
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Dividend per share data
| Years of growth | 3 years |
| CCC status | - |
| Dividend per share | 1.44 |
| Payout frequency | - |
| Ex-div date | 7 Mar 2025 |
| EPS (TTM) | 2.49 |
| EPS (1y forward) | - |
| EPS growth (5y) | -0.61% |
| EPS growth (5y forward) | - |
Dividend growth
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Dividend growth data
| TRST | S&P500 | |
| DGR MR | 2.86% | -13.74% |
| DGR TTM | - | 6.60% |
| DGR 3 years | 1.86% | 5.24% |
| DGR 5 years | 1.49% | 5.40% |
| DGR 10 years | 0.93% | 7.07% |
| DGR 15 years | -2.79% | 6.12% |
| Time since last change announced | 882 days |
| EPS growth (5y) | -0.61% |
| EPS growth (5y forward) | - |
Payout ratio
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Payout ratio data
| EPS coverage | FCF coverage | |
| TTM | 57.86% | 48.40% |
| Average | - | - |
| Forward | - | - |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
VALUATION
Valuation Ratios
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Valuation Ratios data
| Trailing P/E | 11.05 |
| Price to OCF | 8.33 |
| Price to FCF | 9.25 |
| Price to EBITDA | 16.94 |
| EV to EBITDA | 191.30 |
Valuation (Sales/Book Value)
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Valuation (Sales/Book Value) data
| Price to Sales | 3.89 |
| Price to Book | 0.78 |
| EV to Sales | 43.87 |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
FINANCIALS
Per share
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Per share data
| Current share count | 19.01M |
| EPS (TTM) | 2.49 |
| FCF per share (TTM) | 2.98 |
Income statement
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Income statement data
| Revenue (TTM) | 134.82M |
| Gross profit (TTM) | 111.11M |
| Operating income (TTM) | 64.18M |
| Net income (TTM) | 47.40M |
| EPS (TTM) | 2.49 |
| EPS (1y forward) | - |
Margins
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Margins data
| Gross margin (TTM) | 82.42% |
| Operating margin (TTM) | 47.61% |
| Profit margin (TTM) | 35.16% |
Balance Sheet
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Balance Sheet data
| Cash | 49.66M |
| Net receivables | 0.00 |
| Total current assets | 522.97M |
| Goodwill | 0.00 |
| Intangible assets | 0.00 |
| Property, plant and equipment | 71.28M |
| Total assets | 6.11B |
| Accounts payable | 0.00 |
| Short/Current long term debt | 91.45M |
| Total current liabilities | 91.45M |
| Total liabilities | 5.44B |
| Shareholder's equity | 669.02M |
| Net tangible assets | 0.00 |
Cash flow
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Cash flow data
| Operating cash flow (TTM) | 62.92M |
| Capital expenditures (TTM) | 6.26M |
| Free cash flow (TTM) | 56.66M |
| Dividends paid (TTM) | 27.43M |
Financial returns
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Financial returns data
| Return on Equity | 7.08% |
| Return on Assets | 0.78% |
| Return on Invested Capital | 6.23% |
| Cash Return on Invested Capital | 7.45% |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
STOCK INFORMATION
Stock chart
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Stock price data
| Open | 27.63 |
| Daily high | 27.83 |
| Daily low | 27.27 |
| Daily Volume | 118K |
| All-time high | 71.00 |
| 1y analyst estimate | 26.00 |
| Beta | 0.82 |
| EPS (TTM) | 2.49 |
| Dividend per share | 1.44 |
| Ex-div date | 7 Mar 2025 |
| Next earnings date | 21 Apr 2025 |
Downside potential
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Downside potential data
| TRST | S&P500 | |
| Current price drop from All-time high | -61.18% | -12.89% |
| Highest price drop | -72.18% | -56.47% |
| Date of highest drop | 19 Aug 2011 | 9 Mar 2009 |
| Avg drop from high | -31.05% | -11.07% |
| Avg time to new high | 39 days | 12 days |
| Max time to new high | 5377 days | 1805 days |
iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
COMPANY DETAILS
Marketcap
523.93M
Marketcap category
Small-cap
Description
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals and businesses. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. It operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.
Employees
735
Website
Investor relations
-
SEC filings
CEO
Robert Joseph McCormick
Country
USA
City
Glenville
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner
iO Charts is a Seeking Alpha partner
UNDERSTAND THE BUSINESS
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COMPANY NEWS
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