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Ticker
UBSI

Price
35.76
Stock movement up
+0.17 (0.48%)
Company name
United Bankshares Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
5.05B
Ent value
30.49B
Price/Sales
2.86
Price/Book
0.93
Div yield
4.14%
Div growth
1.56%
Growth years
45
FCF payout
-
Trailing P/E
11.74
Forward P/E
10.54
PEG
1.47
EPS growth
1.51%
1 year return
-14.82%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-11-20

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.48
Dividend yield4.14%
Payout frequencyQuarterly
Maximum yield4.70%
Average yield4.01%
Minimum yield3.42%
Discount to avg yield3.08%
Upside potential3.18%
Yield as % of max yield88.09%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield4.14%
Current yield distribution26.33%
Yield at 100% (Min)3.42%
Yield at 90%3.70%
Yield at 80%3.87%
Yield at 50% (Median)4.00%
Yield at 20%4.19%
Yield at 10%4.28%
Yield at 0% (Max)4.70%

Dividend per share

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Dividend per share data
Years of growth45 years
CCC statusDividend Champion
Dividend per share1.48
Payout frequencyQuarterly
Ex-div date12 Sep 2025
EPS (TTM)-
EPS (1y forward)3.39
EPS growth (5y)1.51%
EPS growth (5y forward)8.00%

Dividend growth

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Dividend growth data
UBSIS&P500
DGR MR2.78%-13.74%
DGR TTM-6.60%
DGR 3 years1.63%7.31%
DGR 5 years1.56%4.69%
DGR 10 years1.46%6.30%
DGR 15 years1.58%8.16%
Time since last change announced742 days
EPS growth (5y)1.51%
EPS growth (5y forward)8.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average--
Forward43.61%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E11.74
Price to OCF10.17
Price to FCF10.58
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.86
Price to Book0.93
EV to Sales17.28

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FINANCIALS

Per share

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Per share data
Current share count141.17M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)3.39

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash2.52B
Net receivables112.08M
Total current assets2.82B
Goodwill2.02B
Intangible assets34.61M
Property, plant and equipment0.00
Total assets33.41B
Accounts payable0.00
Short/Current long term debt796.33M
Total current liabilities27.05B
Total liabilities27.96B
Shareholder's equity5.45B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open36.02
Daily high36.38
Daily low35.55
Daily Volume677K
All-time high49.20
1y analyst estimate40.90
Beta0.82
EPS (TTM)-
Dividend per share1.48
Ex-div date12 Sep 2025
Next earnings date23 Jan 2026

Downside potential

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Downside potential data
UBSIS&P500
Current price drop from All-time high-27.32%-5.07%
Highest price drop-35.98%-19.00%
Date of highest drop8 Apr 20258 Apr 2025
Avg drop from high-24.74%-2.73%
Avg time to new high-6 days
Max time to new high281 days89 days

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COMPANY DETAILS
UBSI (United Bankshares Inc) company logo
Marketcap
5.05B
Marketcap category
Mid-cap
Description
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.
Employees
2779
SEC filings
CEO
Richard Adams
Country
USA
City
Charleston
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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