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Ticker
UCB

Price
32.46
Stock movement up
+0.18 (0.56%)
Company name
United Community Banks, Inc.
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
3.95B
Ent value
27.88B
Price/Sales
2.82
Price/Book
1.10
Div yield
3.08%
Div growth
-9.87%
Growth years
1
FCF payout
-
Trailing P/E
12.43
Forward P/E
11.23
PEG
-
EPS growth
-2.02%
1 year return
-2.26%
3 year return
-
5 year return
-
10 year return
-
Last updated: 2025-12-17

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.00
Dividend yield3.08%
Payout frequencyQuarterly
Maximum yield4.07%
Average yield3.20%
Minimum yield2.77%
Discount to avg yield-3.81%
Upside potential-3.67%
Yield as % of max yield75.73%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.08%
Current yield distribution63.55%
Yield at 100% (Min)2.77%
Yield at 90%2.89%
Yield at 80%2.99%
Yield at 50% (Median)3.20%
Yield at 20%3.37%
Yield at 10%3.44%
Yield at 0% (Max)4.07%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.00
Payout frequencyQuarterly
Ex-div date15 Dec 2025
EPS (TTM)-
EPS (1y forward)2.89
EPS growth (5y)-2.02%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
UCBS&P500
DGR MR4.17%-13.74%
DGR TTM5.38%6.60%
DGR 3 years4.45%7.31%
DGR 5 years-9.87%4.69%
DGR 10 years16.11%6.30%
DGR 15 years-8.16%
Time since last change announced127 days
EPS growth (5y)-2.02%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM--
Average50.20%20.48%
Forward34.59%-

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.43
Price to OCF8.46
Price to FCF8.98
Price to EBITDA7.89
EV to EBITDA55.76

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.82
Price to Book1.10
EV to Sales19.93

FINANCIALS

Per share

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Per share data
Current share count121.56M
EPS (TTM)-
FCF per share (TTM)-

Income statement

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Income statement data
Revenue (TTM)-
Gross profit (TTM)-
Operating income (TTM)-
Net income (TTM)-
EPS (TTM)-
EPS (1y forward)2.89

Margins

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Margins data
Gross margin (TTM)-
Operating margin (TTM)-
Profit margin (TTM)-

Balance Sheet

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Balance Sheet data
Cash613.43M
Net receivables0.00
Total current assets4.50B
Goodwill925.12M
Intangible assets45.95M
Property, plant and equipment0.00
Total assets28.14B
Accounts payable0.00
Short/Current long term debt155.25M
Total current liabilities24.02B
Total liabilities24.55B
Shareholder's equity3.60B
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)-
Capital expenditures (TTM)-
Free cash flow (TTM)-
Dividends paid (TTM)-

Financial returns

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Financial returns data
Return on Equity-
Return on Assets-
Return on Invested Capital-
Cash Return on Invested Capital-

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STOCK INFORMATION

Stock chart

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Stock price data
Open32.27
Daily high32.83
Daily low32.23
Daily Volume1.06M
All-time high167.48
1y analyst estimate34.92
Beta0.88
EPS (TTM)-
Dividend per share1.00
Ex-div date15 Dec 2025
Next earnings date21 Jan 2026

Downside potential

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Downside potential data
UCBS&P500
Current price drop from All-time high-80.62%-2.58%
Highest price drop-85.91%-19.00%
Date of highest drop11 Apr 20258 Apr 2025
Avg drop from high-81.76%-2.63%
Avg time to new high-6 days
Max time to new high299 days89 days
COMPANY DETAILS
UCB (United Community Banks, Inc.) company logo
Marketcap
3.95B
Marketcap category
Mid-cap
Description
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estate, commercial, consumer, secured and unsecured, and mortgage loans to individuals, small and mid-sized businesses, and non-profit organizations. It also originates loans partially guaranteed by the United States Small Business Administration and the United States Department of Agriculture loan programs. In addition, the company provides private banking, investment management, investment advice, financial planning, estate, and retirement planning and insurance products and services; trust services to manage fiduciary assets; non-deposit investment and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities; and reinsurance on property insurance contracts. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.
Employees
3058
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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