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Ticker
UPST

Price
38.99
Stock movement up
+0.44 (1.14%)
Company name
Upstart Holdings Inc
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Credit Services
Market cap
3.56B
Ent value
4.33B
Price/Sales
6.38
Price/Book
5.97
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
-
Forward P/E
72.73
PEG
-
EPS growth
75.60%
1 year return
59.60%
3 year return
-26.28%
5 year return
-
10 year return
-
Last updated: 2025-04-12

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

UPST does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E-
Price to OCF23.17
Price to FCF24.08
Price to EBITDA-
EV to EBITDA-

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales6.38
Price to Book5.97
EV to Sales7.75

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FINANCIALS

Per share

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Per share data
Current share count91.23M
EPS (TTM)-1.87
FCF per share (TTM)1.64

Income statement

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Income statement data
Revenue (TTM)557.88M
Gross profit (TTM)532.92M
Operating income (TTM)-215.61M
Net income (TTM)-168.22M
EPS (TTM)-1.87
EPS (1y forward)0.54

Margins

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Margins data
Gross margin (TTM)95.53%
Operating margin (TTM)-38.65%
Profit margin (TTM)-30.15%

Balance Sheet

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Balance Sheet data
Cash445.27M
Net receivables0.00
Total current assets655.77M
Goodwill67.06M
Intangible assets9.72M
Property, plant and equipment0.00
Total assets1.81B
Accounts payable22.62M
Short/Current long term debt1.04B
Total current liabilities98.58M
Total liabilities1.21B
Shareholder's equity595.54M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)153.54M
Capital expenditures (TTM)5.86M
Free cash flow (TTM)147.69M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity-28.25%
Return on Assets-9.30%
Return on Invested Capital-28.07%
Cash Return on Invested Capital24.64%

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open39.04
Daily high39.44
Daily low36.80
Daily Volume4.92M
All-time high390.00
1y analyst estimate61.50
Beta1.98
EPS (TTM)-1.87
Dividend per share-
Ex-div date-
Next earnings date5 May 2025

Downside potential

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Downside potential data
UPSTS&P500
Current price drop from All-time high-90.00%-12.89%
Highest price drop-96.90%-56.47%
Date of highest drop2 May 20239 Mar 2009
Avg drop from high-72.95%-11.07%
Avg time to new high25 days12 days
Max time to new high876 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
UPST (Upstart Holdings Inc) company logo
Marketcap
3.56B
Marketcap category
Mid-cap
Description
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Employees
1388
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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