We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
USCB

Price
16.79
Stock movement up
+0.03 (0.18%)
Company name
US Century Bank
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
333.12M
Ent value
2.58B
Price/Sales
2.78
Price/Book
1.56
Div yield
1.19%
Div growth
-
Growth years
-
FCF payout
767.51%
Trailing P/E
16.26
Forward P/E
11.19
PEG
-
EPS growth
-
1 year return
57.21%
3 year return
6.60%
5 year return
-
10 year return
-
Last updated: 2025-04-15

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

USCB does not pay dividends or no data was received

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E16.26
Price to OCF10.69
Price to FCF16.79
Price to EBITDA42.48
EV to EBITDA329.64

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.78
Price to Book1.56
EV to Sales21.53

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

Loading...
Per share data
Current share count19.84M
EPS (TTM)1.03
FCF per share (TTM)1.00

Income statement

Loading...
Income statement data
Revenue (TTM)120.03M
Gross profit (TTM)150.93M
Operating income (TTM)28.20M
Net income (TTM)20.49M
EPS (TTM)1.03
EPS (1y forward)1.50

Margins

Loading...
Margins data
Gross margin (TTM)125.75%
Operating margin (TTM)23.50%
Profit margin (TTM)17.07%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash38.49M
Net receivables10.77M
Total current assets298.01M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.50B
Accounts payable36.23M
Short/Current long term debt127.19M
Total current liabilities0.00
Total liabilities2.29B
Shareholder's equity213.92M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)31.16M
Capital expenditures (TTM)11.32M
Free cash flow (TTM)19.84M
Dividends paid (TTM)152.27M

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity9.58%
Return on Assets0.82%
Return on Invested Capital9.58%
Cash Return on Invested Capital9.27%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open16.90
Daily high16.90
Daily low16.48
Daily Volume12K
All-time high20.78
1y analyst estimate19.75
Beta0.40
EPS (TTM)1.03
Dividend per share0.20
Ex-div date14 Feb 2025
Next earnings date23 Apr 2025

Downside potential

Loading...
Downside potential data
USCBS&P500
Current price drop from All-time high-19.20%-12.04%
Highest price drop-44.24%-56.47%
Date of highest drop2 May 20239 Mar 2009
Avg drop from high-18.93%-11.07%
Avg time to new high36 days12 days
Max time to new high662 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
USCB (US Century Bank) company logo
Marketcap
333.12M
Marketcap category
Small-cap
Description
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.
Employees
198
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...

iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
Loading...