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Ticker
UVE

Price
22.05
Stock movement down
-0.05 (-0.23%)
Company name
Universal Insurance Holdings Inc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Insurance - Property & Casualty
Market cap
623.71M
Ent value
1.92B
Price/Sales
0.41
Price/Book
0.66
Div yield
2.90%
Div growth
2.25%
Growth years
1
FCF payout
9.82%
Trailing P/E
8.55
Forward P/E
8.32
PEG
-
EPS growth
-7.49%
1 year return
16.17%
3 year return
19.20%
5 year return
5.44%
10 year return
-1.63%
Last updated: 2025-04-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.64
Dividend yield2.90%
Payout frequency-
Maximum yield7.48%
Average yield4.20%
Minimum yield2.66%
Discount to avg yield-44.55%
Upside potential-30.82%
Yield as % of max yield38.82%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield2.90%
Current yield distribution97.06%
Yield at 100% (Min)2.66%
Yield at 90%3.15%
Yield at 80%3.32%
Yield at 50% (Median)4.11%
Yield at 20%4.97%
Yield at 10%5.26%
Yield at 0% (Max)7.48%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.64
Payout frequency-
Ex-div date7 Mar 2025
EPS (TTM)2.57
EPS (1y forward)2.65
EPS growth (5y)-7.49%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
UVES&P500
DGR MR0.82%-13.74%
DGR TTM-6.60%
DGR 3 years0.57%5.24%
DGR 5 years2.25%5.40%
DGR 10 years12.32%7.07%
DGR 15 years-6.12%
Time since last change announced1160 days
EPS growth (5y)-7.49%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM30.72%9.82%
Average--
Forward24.15%-

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.55
Price to OCF2.61
Price to FCF2.73
Price to EBITDA5.46
EV to EBITDA16.83

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales0.41
Price to Book0.66
EV to Sales1.27

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FINANCIALS

Per share

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Per share data
Current share count28.29M
EPS (TTM)2.57
FCF per share (TTM)8.05

Income statement

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Income statement data
Revenue (TTM)1.51B
Gross profit (TTM)1.51B
Operating income (TTM)624.63M
Net income (TTM)72.91M
EPS (TTM)2.57
EPS (1y forward)2.65

Margins

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Margins data
Gross margin (TTM)99.71%
Operating margin (TTM)41.33%
Profit margin (TTM)4.82%

Balance Sheet

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Balance Sheet data
Cash402.31M
Net receivables230.00M
Total current assets1.77B
Goodwill2.32M
Intangible assets0.00
Property, plant and equipment0.00
Total assets2.65B
Accounts payable420.28M
Short/Current long term debt101.43M
Total current liabilities838.13M
Total liabilities1.70B
Shareholder's equity949.20M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)239.04M
Capital expenditures (TTM)10.90M
Free cash flow (TTM)228.14M
Dividends paid (TTM)22.40M

Financial returns

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Financial returns data
Return on Equity7.68%
Return on Assets2.75%
Return on Invested Capital6.94%
Cash Return on Invested Capital21.71%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open22.14
Daily high22.29
Daily low21.67
Daily Volume116K
All-time high49.60
1y analyst estimate27.00
Beta0.91
EPS (TTM)2.57
Dividend per share0.64
Ex-div date7 Mar 2025
Next earnings date23 Apr 2025

Downside potential

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Downside potential data
UVES&P500
Current price drop from All-time high-55.54%-12.89%
Highest price drop-99.92%-56.47%
Date of highest drop12 Feb 20039 Mar 2009
Avg drop from high-66.42%-11.07%
Avg time to new high118 days12 days
Max time to new high3882 days1805 days

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COMPANY DETAILS
UVE (Universal Insurance Holdings Inc) company logo
Marketcap
623.71M
Marketcap category
Small-cap
Description
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Employees
1244
Investor relations
-
SEC filings
CEO
Stephen J. Donaghy
Country
USA
City
Fort Lauderdale
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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