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Ticker
VABK

Price
40.21
Stock movement down
-0.65 (-1.58%)
Company name
Virginia National Bankshares Corp
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
218.96M
Ent value
1.64B
Price/Sales
2.68
Price/Book
1.23
Div yield
3.55%
Div growth
-
Growth years
1
FCF payout
39.76%
Trailing P/E
12.26
Forward P/E
-
PEG
-
EPS growth
4.82%
1 year return (CAGR)
13.31%
3 year return (CAGR)
4.23%
5 year return (CAGR)
8.91%
10 year return (CAGR)
13.16%
Last updated: 2026-02-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.44
Dividend yield3.55%
Payout frequencyQuarterly
Maximum yield5.44%
Average yield3.39%
Minimum yield-
Discount to avg yield4.56%
Upside potential4.78%
Yield as % of max yield65.16%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.55%
Current yield distribution55.00%
Yield at 100% (Min)-
Yield at 90%3.07%
Yield at 80%3.25%
Yield at 50% (Median)3.60%
Yield at 20%3.92%
Yield at 10%4.34%
Yield at 0% (Max)5.44%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share1.44
Payout frequencyQuarterly
Ex-div date14 Nov 2025
EPS (TTM)3.55
EPS (1y forward)-
EPS growth (5y)4.82%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
VABKS&P500
DGR MR9.09%-13.74%
DGR TTM6.82%6.60%
DGR 3 years5.52%7.31%
DGR 5 years-4.69%
DGR 10 years-6.30%
DGR 15 years-8.16%
Time since last change announced306 days
EPS growth (5y)4.82%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM29.39%39.76%
Average--
Forward--

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VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E12.26
Price to OCF12.05
Price to FCF12.57
Price to EBITDA11.04
EV to EBITDA82.79

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.68
Price to Book1.23
EV to Sales20.09

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FINANCIALS

Per share

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Per share data
Current share count5.39M
EPS (TTM)3.55
FCF per share (TTM)2.62

Income statement

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Income statement data
Revenue (TTM)83.34M
Gross profit (TTM)57.47M
Operating income (TTM)24.08M
Net income (TTM)19.26M
EPS (TTM)3.55
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)68.95%
Operating margin (TTM)28.90%
Profit margin (TTM)23.11%

Balance Sheet

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Balance Sheet data
Cash5.80M
Net receivables0.00
Total current assets5.80M
Goodwill7.77M
Intangible assets2.68M
Property, plant and equipment0.00
Total assets1.65B
Accounts payable0.00
Short/Current long term debt35.94M
Total current liabilities670.62M
Total liabilities1.47B
Shareholder's equity184.16M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)14.81M
Capital expenditures (TTM)570.00K
Free cash flow (TTM)14.24M
Dividends paid (TTM)5.66M

Financial returns

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Financial returns data
Return on Equity10.46%
Return on Assets1.17%
Return on Invested Capital10.46%
Cash Return on Invested Capital7.73%

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STOCK INFORMATION

Stock chart

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Stock price data
Open41.00
Daily high41.00
Daily low40.60
Daily Volume4K
All-time high51.41
1y analyst estimate-
Beta0.43
EPS (TTM)3.55
Dividend per share1.44
Ex-div date14 Nov 2025
Next earnings date23 Apr 2026

Downside potential

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Downside potential data
VABKS&P500
Current price drop from All-time high-21.78%-1.82%
Highest price drop-70.18%-56.47%
Date of highest drop30 Sep 20109 Mar 2009
Avg drop from high-31.70%-10.84%
Avg time to new high43 days12 days
Max time to new high1679 days1805 days

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COMPANY DETAILS
VABK (Virginia National Bankshares Corp) company logo
Marketcap
218.96M
Marketcap category
Small-cap
Description
Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. The company operates through Bank, VNB Trust and Estate Services, and Masonry Capital segments. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machine, internet banking, treasury, and cash management services; merchant and debit card services; and investment advisory and management services. Further, the company offers investment management, wealth management, corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custody services. It serves individuals, businesses, and charitable organizations. The company was founded in 1998 and is headquartered in Charlottesville, Virginia.
Employees
137
Investor relations
-
SEC filings
CEO
Country
USA
City
Stock type
-
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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