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Ticker
VBFC

Price
80.21
Stock movement up
+0.01 (0.01%)
Company name
Village Bank and Trust Financial
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
120.34M
Ent value
792.37M
Price/Sales
2.94
Price/Book
1.62
Div yield
0.90%
Div growth
-
Growth years
1
FCF payout
2.78%
Trailing P/E
16.66
Forward P/E
-
PEG
-
EPS growth
-9.53%
1 year return
102.24%
3 year return
15.54%
5 year return
19.08%
10 year return
7.42%
Last updated: 2025-04-12

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share0.72
Dividend yield0.90%
Payout frequencyQuarterly
Maximum yield2.00%
Average yield1.27%
Minimum yield0.89%
Discount to avg yield-41.03%
Upside potential-29.10%
Yield as % of max yield44.98%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield0.90%
Current yield distribution99.73%
Yield at 100% (Min)0.89%
Yield at 90%0.94%
Yield at 80%0.98%
Yield at 50% (Median)1.19%
Yield at 20%1.53%
Yield at 10%1.72%
Yield at 0% (Max)2.00%

Dividend per share

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Dividend per share data
Years of growth1 years
CCC status-
Dividend per share0.72
Payout frequencyQuarterly
Ex-div date7 Mar 2025
EPS (TTM)4.83
EPS (1y forward)-
EPS growth (5y)-9.53%
EPS growth (5y forward)-

Dividend growth

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Dividend growth data
VBFCS&P500
DGR MR12.50%-13.74%
DGR TTM9.09%6.60%
DGR 3 years-5.24%
DGR 5 years-5.40%
DGR 10 years-7.07%
DGR 15 years-6.12%
Time since last change announced518 days
EPS growth (5y)-9.53%
EPS growth (5y forward)-

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM14.90%2.78%
Average--
Forward--

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E16.66
Price to OCF3.09
Price to FCF3.11
Price to EBITDA50.35
EV to EBITDA331.53

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales2.94
Price to Book1.62
EV to Sales19.35

FINANCIALS

Per share

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Per share data
Current share count1.50M
EPS (TTM)4.83
FCF per share (TTM)25.85

Income statement

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Income statement data
Revenue (TTM)40.94M
Gross profit (TTM)44.21M
Operating income (TTM)15.62M
Net income (TTM)7.22M
EPS (TTM)4.83
EPS (1y forward)-

Margins

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Margins data
Gross margin (TTM)107.97%
Operating margin (TTM)38.14%
Profit margin (TTM)17.64%

Balance Sheet

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Balance Sheet data
Cash13.24M
Net receivables3.59M
Total current assets100.80M
Goodwill0.00
Intangible assets0.00
Property, plant and equipment0.00
Total assets759.47M
Accounts payable364.00K
Short/Current long term debt25.70M
Total current liabilities364.00K
Total liabilities685.27M
Shareholder's equity74.20M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)38.99M
Capital expenditures (TTM)339.00K
Free cash flow (TTM)38.65M
Dividends paid (TTM)1.08M

Financial returns

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Financial returns data
Return on Equity9.73%
Return on Assets0.95%
Return on Invested Capital9.73%
Cash Return on Invested Capital52.09%

STOCK INFORMATION

Stock chart

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Stock price data
Open80.35
Daily high80.35
Daily low80.13
Daily Volume1K
All-time high279.04
1y analyst estimate-
Beta0.75
EPS (TTM)4.83
Dividend per share0.72
Ex-div date7 Mar 2025
Next earnings date24 Apr 2025

Downside potential

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Downside potential data
VBFCS&P500
Current price drop from All-time high-71.25%-8.74%
Highest price drop-96.52%-56.47%
Date of highest drop16 Nov 20129 Mar 2009
Avg drop from high-68.10%-11.07%
Avg time to new high101 days12 days
Max time to new high3288 days1805 days
COMPANY DETAILS
VBFC (Village Bank and Trust Financial) company logo
Marketcap
120.34M
Marketcap category
Small-cap
Description
Village Bank and Trust Financial Corp. primarily operates as the bank holding company for Village Bank that provides banking and related financial services to small and medium sized businesses, professionals, and individuals in the United States. It operates through two segments: Traditional Commercial Banking and Mortgage Banking. The company accepts checking, demand, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also offers secured and unsecured commercial business loans for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, and real estate construction and acquisition loans. In addition, the company offers internet and mobile banking, and remote deposit capture services for business clients; and loan participation and purchases services. Village Bank and Trust Financial Corp. was founded in 1999 and is headquartered in Midlothian, Virginia.
Employees
141
Investor relations
-
SEC filings
CEO
William G. Foster
Country
USA
City
Midlothian
Stock type
Common stock
CCC status
-
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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COMPANY NEWS
Seeking AlphaPress releases
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