We have set up our new Discord server! Share your feedback and find like-minded people! Join our Discord

Ticker
VEL

Price
18.61
Stock movement up
+0.08 (0.43%)
Company name
Velocity Financial Llc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Mortgage Finance
Market cap
715.34M
Ent value
5.39B
Price/Sales
2.05
Price/Book
1.47
Div yield
-
Div growth
-
Growth years
-
FCF payout
3.85%
Trailing P/E
10.97
Forward P/E
7.35
PEG
-
EPS growth
11.04%
1 year return
-0.16%
3 year return
21.80%
5 year return
29.91%
10 year return
-
Last updated: 2025-08-27

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

VEL does not pay dividends or no data was received

VALUATION

Valuation Ratios

Loading...
Valuation Ratios data
Trailing P/E10.97
Price to OCF29.10
Price to FCF29.46
Price to EBITDA3.70
EV to EBITDA27.83

Valuation (Sales/Book Value)

Loading...
Valuation (Sales/Book Value) data
Price to Sales2.05
Price to Book1.47
EV to Sales15.45

FINANCIALS

Per share

Loading...
Per share data
Current share count38.44M
EPS (TTM)1.82
FCF per share (TTM)0.68

Income statement

Loading...
Income statement data
Revenue (TTM)348.66M
Gross profit (TTM)266.11M
Operating income (TTM)277.22M
Net income (TTM)65.19M
EPS (TTM)1.82
EPS (1y forward)2.53

Margins

Loading...
Margins data
Gross margin (TTM)76.32%
Operating margin (TTM)79.51%
Profit margin (TTM)18.70%

Balance Sheet

Loading...
Please create a free account or log in to access this chart
Balance Sheet data
Cash44.09M
Net receivables37.21M
Total current assets81.30M
Goodwill6.78M
Intangible assets12.42M
Property, plant and equipment0.00
Total assets5.20B
Accounts payable140.53M
Short/Current long term debt4.57B
Total current liabilities140.53M
Total liabilities4.71B
Shareholder's equity487.69M
Net tangible assets0.00

Cash flow

Loading...
Please create a free account or log in to access this chart
Cash flow data
Operating cash flow (TTM)24.58M
Capital expenditures (TTM)298.00K
Free cash flow (TTM)24.28M
Dividends paid (TTM)936.00K

Financial returns

Loading...
Please create a free account or log in to access this chart
Financial returns data
Return on Equity13.37%
Return on Assets1.25%
Return on Invested Capital1.29%
Cash Return on Invested Capital0.48%

STOCK INFORMATION

Stock chart

Loading...
Stock price data
Open18.61
Daily high18.68
Daily low18.44
Daily Volume259K
All-time high20.71
1y analyst estimate21.33
Beta1.26
EPS (TTM)1.82
Dividend per share-
Ex-div date-
Next earnings date30 Oct 2025

Downside potential

Loading...
Downside potential data
VELS&P500
Current price drop from All-time high-10.14%-3.04%
Highest price drop-83.13%-56.47%
Date of highest drop3 Apr 20209 Mar 2009
Avg drop from high-26.01%-11.04%
Avg time to new high43 days12 days
Max time to new high941 days1805 days

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

COMPANY DETAILS
VEL (Velocity Financial Llc) company logo
Marketcap
715.34M
Marketcap category
Small-cap
Description
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California
Employees
309
Investor relations
-
SEC filings
CEO
Christopher D. Farrar
Country
USA
City
Westlake Village
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
Loading...
UNDERSTAND THE BUSINESS
Loading...