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Ticker
VEL

Price
19.65
Stock movement up
+0.12 (0.61%)
Company name
Velocity Financial Llc
Exchange
(NYSE
,
Currency
USD
)
Sector
Financial Services >
Mortgage Finance
Market cap
764.39M
Ent value
6.99B
Price/Sales
1.31
Price/Book
1.20
Div yield
-
Div growth
-
Growth years
-
FCF payout
-
Trailing P/E
8.46
Forward P/E
7.66
PEG
-
EPS growth
16.02%
1 year return (CAGR)
4.41%
3 year return (CAGR)
-
5 year return (CAGR)
-
10 year return (CAGR)
-
Last updated: 2026-01-22

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

DIVIDENDS

VEL does not pay dividends or no data was received

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.46
Price to OCF13.67
Price to FCF13.77
Price to EBITDA2.73
EV to EBITDA24.97

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales1.31
Price to Book1.20
EV to Sales12.00

FINANCIALS

Per share

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Per share data
Current share count38.90M
EPS (TTM)2.33
FCF per share (TTM)1.43

Income statement

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Income statement data
Revenue (TTM)582.46M
Gross profit (TTM)298.52M
Operating income (TTM)170.50M
Net income (TTM)90.37M
EPS (TTM)2.33
EPS (1y forward)2.57

Margins

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Margins data
Gross margin (TTM)51.25%
Operating margin (TTM)29.27%
Profit margin (TTM)15.51%

Balance Sheet

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Balance Sheet data
Cash98.96M
Net receivables49.31M
Total current assets148.27M
Goodwill6.78M
Intangible assets12.60M
Property, plant and equipment0.00
Total assets6.96B
Accounts payable170.58M
Short/Current long term debt0.00
Total current liabilities0.00
Total liabilities6.32B
Shareholder's equity637.46M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)55.92M
Capital expenditures (TTM)421.00K
Free cash flow (TTM)55.50M
Dividends paid (TTM)0.00

Financial returns

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Financial returns data
Return on Equity14.18%
Return on Assets1.30%
Return on Invested Capital1.40%
Cash Return on Invested Capital0.86%

iO Charts is a Seeking Alpha partner

iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open19.52
Daily high19.88
Daily low19.52
Daily Volume79K
All-time high20.76
1y analyst estimate21.67
Beta0.77
EPS (TTM)2.33
Dividend per share0.00
Ex-div date-
Next earnings date5 Mar 2026

Downside potential

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Downside potential data
VELS&P500
Current price drop from All-time high-5.35%-0.89%
Highest price drop-21.29%-19.00%
Date of highest drop9 May 20258 Apr 2025
Avg drop from high-9.66%-2.49%
Avg time to new high46 days6 days
Max time to new high263 days89 days
COMPANY DETAILS
VEL (Velocity Financial Llc) company logo
Marketcap
764.39M
Marketcap category
Small-cap
Description
Velocity Financial, Inc. operates as a real estate finance company in the United States. It originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor 1-4 unit residential rental properties; residential apartments combined with office or retail space; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California
Employees
309
Investor relations
-
SEC filings
CEO
Christopher D. Farrar
Country
USA
City
Westlake Village
Stock type
Common stock
CCC status
-
Dividend Frequency
-
EVENTS AND PRESENTATIONS
EventsPresentations
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UNDERSTAND THE BUSINESS
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