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Ticker
WABC

Price
46.17
Stock movement up
+0.11 (0.24%)
Company name
Westamerica Bancorporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.18B
Ent value
5.92B
Price/Sales
3.67
Price/Book
1.29
Div yield
3.99%
Div growth
1.46%
Growth years
29
FCF payout
45.85%
Trailing P/E
8.03
Forward P/E
11.36
PEG
2.68
EPS growth
17.76%
1 year return
-2.45%
3 year return
-6.87%
5 year return
-3.32%
10 year return
-0.65%
Last updated: 2025-08-27

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iO Charts is a Seeking Alpha partner

DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.84
Dividend yield3.99%
Payout frequencyQuarterly
Maximum yield4.56%
Average yield3.23%
Minimum yield2.47%
Discount to avg yield18.91%
Upside potential23.32%
Yield as % of max yield87.42%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.99%
Current yield distribution7.62%
Yield at 100% (Min)2.47%
Yield at 90%2.72%
Yield at 80%2.83%
Yield at 50% (Median)3.06%
Yield at 20%3.70%
Yield at 10%3.91%
Yield at 0% (Max)4.56%

Dividend per share

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Dividend per share data
Years of growth29 years
CCC statusDividend Champion
Dividend per share1.84
Payout frequencyQuarterly
Ex-div date4 Aug 2025
EPS (TTM)5.49
EPS (1y forward)4.07
EPS growth (5y)17.76%
EPS growth (5y forward)3.00%

Dividend growth

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Dividend growth data
WABCS&P500
DGR MR4.55%-13.74%
DGR TTM2.27%6.60%
DGR 3 years1.60%5.24%
DGR 5 years1.46%5.40%
DGR 10 years1.45%7.07%
DGR 15 years1.43%6.12%
Time since last change announced142 days
EPS growth (5y)17.76%
EPS growth (5y forward)3.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM32.07%45.85%
Average--
Forward45.26%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E8.03
Price to OCF11.32
Price to FCF11.48
Price to EBITDA9.98
EV to EBITDA50.30

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales3.67
Price to Book1.29
EV to Sales18.50

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iO Charts is a Seeking Alpha partner

FINANCIALS

Per share

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Per share data
Current share count25.46M
EPS (TTM)5.49
FCF per share (TTM)3.84

Income statement

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Income statement data
Revenue (TTM)320.18M
Gross profit (TTM)316.88M
Operating income (TTM)221.86M
Net income (TTM)146.40M
EPS (TTM)5.49
EPS (1y forward)4.07

Margins

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Margins data
Gross margin (TTM)98.97%
Operating margin (TTM)69.29%
Profit margin (TTM)45.73%

Balance Sheet

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Balance Sheet data
Cash502.94M
Net receivables48.13M
Total current assets4.08B
Goodwill121.67M
Intangible assets178.00K
Property, plant and equipment45.08M
Total assets6.16B
Accounts payable0.00
Short/Current long term debt18.95M
Total current liabilities3.43B
Total liabilities5.25B
Shareholder's equity909.04M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)103.82M
Capital expenditures (TTM)1.43M
Free cash flow (TTM)102.39M
Dividends paid (TTM)46.95M

Financial returns

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Financial returns data
Return on Equity16.11%
Return on Assets2.38%
Return on Invested Capital14.06%
Cash Return on Invested Capital9.83%

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STOCK INFORMATION

Stock chart

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Stock price data
Open46.32
Daily high46.64
Daily low45.74
Daily Volume409K
All-time high68.58
1y analyst estimate54.00
Beta0.63
EPS (TTM)5.49
Dividend per share1.84
Ex-div date4 Aug 2025
Next earnings date16 Oct 2025

Downside potential

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Downside potential data
WABCS&P500
Current price drop from All-time high-32.68%-3.04%
Highest price drop-47.62%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-15.80%-11.04%
Avg time to new high32 days12 days
Max time to new high2071 days1805 days

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iO Charts is a Seeking Alpha partner

COMPANY DETAILS
WABC (Westamerica Bancorporation) company logo
Marketcap
1.18B
Marketcap category
Small-cap
Description
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.
Employees
616
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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