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Ticker
WABC

Price
51.25
Stock movement up
+0.10 (0.20%)
Company name
Westamerica Bancorporation
Exchange
(NASDAQ
,
Currency
USD
)
Sector
Financial Services >
Banks - Regional
Market cap
1.26B
Ent value
5.72B
Price/Sales
4.64
Price/Book
1.35
Div yield
3.59%
Div growth
2.10%
Growth years
29
FCF payout
54.59%
Trailing P/E
10.86
Forward P/E
12.20
PEG
3.62
EPS growth
9.41%
1 year return (CAGR)
-2.01%
3 year return (CAGR)
-3.84%
5 year return (CAGR)
-3.03%
10 year return (CAGR)
1.62%
Last updated: 2026-03-12

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DIVIDENDS

Dividend yield - 5y

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Dividend yield data
Dividend per share1.84
Dividend yield3.59%
Payout frequencyQuarterly
Maximum yield4.56%
Average yield3.34%
Minimum yield2.47%
Discount to avg yield7.10%
Upside potential7.64%
Yield as % of max yield78.75%

Yield distribution (inverse percentile) - 5y

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Yield distribution data
Dividend yield3.59%
Current yield distribution37.54%
Yield at 100% (Min)2.47%
Yield at 90%2.75%
Yield at 80%2.87%
Yield at 50% (Median)3.38%
Yield at 20%3.79%
Yield at 10%3.94%
Yield at 0% (Max)4.56%

Dividend per share

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Dividend per share data
Years of growth29 years
CCC statusDividend Champion
Dividend per share1.84
Payout frequencyQuarterly
Ex-div date2 Feb 2026
EPS (TTM)4.68
EPS (1y forward)4.20
EPS growth (5y)9.41%
EPS growth (5y forward)3.00%

Dividend growth

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Dividend growth data
WABCS&P500
DGR MR4.55%-13.74%
DGR TTM4.55%6.60%
DGR 3 years2.70%7.31%
DGR 5 years2.10%4.69%
DGR 10 years1.75%6.30%
DGR 15 years1.57%8.16%
Time since last change announced323 days
EPS growth (5y)9.41%
EPS growth (5y forward)3.00%

Payout ratio

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Payout ratio data
EPS coverageFCF coverage
TTM30.53%54.59%
Average--
Forward43.81%-

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iO Charts is a Seeking Alpha partner

VALUATION

Valuation Ratios

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Valuation Ratios data
Trailing P/E10.86
Price to OCF13.24
Price to FCF19.42
Price to EBITDA14.82
EV to EBITDA67.21

Valuation (Sales/Book Value)

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Valuation (Sales/Book Value) data
Price to Sales4.64
Price to Book1.35
EV to Sales21.04

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FINANCIALS

Per share

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Per share data
Current share count24.62M
EPS (TTM)4.68
FCF per share (TTM)2.61

Income statement

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Income statement data
Revenue (TTM)271.84M
Gross profit (TTM)258.70M
Operating income (TTM)156.69M
Net income (TTM)116.17M
EPS (TTM)4.68
EPS (1y forward)4.20

Margins

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Margins data
Gross margin (TTM)95.16%
Operating margin (TTM)57.64%
Profit margin (TTM)42.74%

Balance Sheet

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Balance Sheet data
Cash567.80M
Net receivables714.91M
Total current assets4.75B
Goodwill121.67M
Intangible assets0.00
Property, plant and equipment0.00
Total assets5.96B
Accounts payable0.00
Short/Current long term debt137.30M
Total current liabilities4.98B
Total liabilities5.03B
Shareholder's equity933.51M
Net tangible assets0.00

Cash flow

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Cash flow data
Operating cash flow (TTM)95.33M
Capital expenditures (TTM)1.62M
Free cash flow (TTM)64.98M
Dividends paid (TTM)35.47M

Financial returns

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Financial returns data
Return on Equity12.44%
Return on Assets1.95%
Return on Invested Capital10.85%
Cash Return on Invested Capital6.07%

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iO Charts is a Seeking Alpha partner

STOCK INFORMATION

Stock chart

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Stock price data
Open51.37
Daily high52.34
Daily low51.08
Daily Volume103K
All-time high68.58
1y analyst estimate55.00
Beta0.59
EPS (TTM)4.68
Dividend per share1.84
Ex-div date2 Feb 2026
Next earnings date16 Apr 2026

Downside potential

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Downside potential data
WABCS&P500
Current price drop from All-time high-25.27%-0.89%
Highest price drop-47.62%-56.47%
Date of highest drop9 Mar 20099 Mar 2009
Avg drop from high-16.02%-10.84%
Avg time to new high32 days12 days
Max time to new high2071 days1805 days

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COMPANY DETAILS
WABC (Westamerica Bancorporation) company logo
Marketcap
1.26B
Marketcap category
Small-cap
Description
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.
Employees
616
SEC filings
CEO
Country
USA
City
Stock type
Common stock
CCC status
Dividend Champion
Dividend Frequency
Quarterly
EVENTS AND PRESENTATIONS
EventsPresentations
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iO Charts is a Seeking Alpha partner

UNDERSTAND THE BUSINESS
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